@Stuart ********
thank you for taking the Time Stuart. Im 36 so no retirement for me yet;). Me and my girl are getting married but three months (TV) will be too short to change the visa to a marriage visa. Given that you need a bank account with a lot of money on there for........I thought it was at least 2months. Visa can only be changed until two weeks before the initial ends. So 60 days TV will just be a little to short to do so. If I can even open a bank account. So now trying the STV, emailed the embassy if the contract will be enough (we pay monthly so it might give trouble). Guess Ill otherwise just pay for the 90 days ahead. I do have funds but, not sure how much they ask for the year, we feel its a waste. Rest of the documents I have, medical document is coming. Have my visa appointment in 2.5 weeks so might just decide on what to do last minute. I just want to stay for 6months and spend my hard earned money😭