What is the best medical insurance for a 65-year-old British expat with a history of heart surgery?

Going to be expensive

if you still have a UK insurance then keep it and whenever need surgery try do do it in your home country.

Pacific Cross accepts new applicants over 65, even with pre existing conditions.

Depending on the specific heart condition and its severity, approval with an exclusion is possible, but not guaranteed.

Worth submitting the application to see the outcome.

Good luck

With your age and a Chronic condition if you get insured it’s going to be pricey

If you get insured you will need to offset the cost with omissions and super high deductibles (฿300k) something like that

If you have a health insurance via a pension or something like that it will help

But in reality it’s not a good outlook for you

Now health out of HK Insures lots of people with chronic conditions



Pricey

Or you could just self pay…Christian hospitals in Thailand are the mid tier hospitals between govt and HISO

Good luck

Most likely you'll need to self insure. I have heart problems too but none will cover pre existing

I was just about to right about my brother and then realized it is you 😂

Following

Best to talk to an experienced insurance broker like

@Tenzing ******************

can highly recommend