What health insurance options are recommended for expats in Thailand on a DTV visa while avoiding high costs?

I use Safety WIngs. They are way better than the insurance company I used previously. I've had to claim once and it was super straightfoward to upload the documents onto their system. And I was paid pretty quickly too. I have their International Medical Insurance. Not their travel insurance.

The team at Tenzing Pacific Services have released this health insurance comparison website. You can compare international and local providers for your health insurance in Thailand here

I’ve been watching the packages with Safety Wing for years but when compared with what’s included and acceptance by hospitals that’s changed things. A lot depends on the policy coverage you want, how much you want to pay out if something happens. I’ve opted only for in patient as outpatient things are affordable enough/ aren’t covered.

I used to have Vumi and recently switch to Cigna which you can have as a TH/ UK “homes” for your policy and the global coverage is a worthwhile upgrade if you travel a lot.

@Piotr ********

If you are frequently traveling the best one for you is Genki.

@Piotr ********

AXA Thailand, can buy upto 6 months at a time but need to be outside of Thailand when you buy it as it’s considered as an inbound travel policy.

don't use safety wings !!!

Allianz Ayodhya offers a proper private health insurance with 5 million baht coverage inside Thailand for baht per year, no issues at any of the major hospitals here at Thailand

Genki is a pretty common digital nomad health insurance provider:

I used them and received payouts fine. Even my doctor in Kamala has the Genki logo as a list of accepted payments hah

Have a chat with Pacific Prime Brokers

In your case i would take a travel insurance from your home country. sign a policy for the length of your stay. that will be a lot cheaper than the thai or expat or nomad insurance packages that people try to sell you here. in germany for examply i use a work, learn & travel policy from Allianz which costs me 1,25€ per day with full coverage. can even do up to 2 years on one contract.

Hey

@Piotr ********

I have sent you a message.

Thanks,

Julian

Hello Sir, my name is Sirichon from Allianz Ayudhya Health Insurance. I’d be happy to assist you with finding the right health insurance plan. Based on your needs, I can send you some proposals from our company. Let me know, and I’ll prepare the best options for you.☺️

@Piotr ********

Ive sent you a DM.

One thing has nothing to do with the other. If possible, I recommend you use an insurance from your own country, so it'd be easier to claim later (due to language and bank accounts).

Hi

@Piotr ********

I’m legally an insurance agent with Allianz Thailand. Please let me know if you need my help. We have several plans that may suit your needs and budget.

Hi

@Piotr ********

My wife is an agent and broker with several top Thai insurers. I’ll send you more info via messenger if that’s ok