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What travel insurance options are recommended for remote workers based in Thailand?

Travel Insurance Remote Work Expat Insurance Emergency Medical Coverage Insurance Recommendations Thailand

Piya *******

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asked Jan 18, 2025

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Hello, for the remote workers on DTV what travel insurance are you using if your base is Thailand?

I have been looking at different travel insurance policies but the limit for emergency medical is not high. Eg. Allianze most expensive travel insurance policy is limited to $112K for emergencies. I travel every month for work so looking for a comprehensive policy that covers delays, lost baggage etc, car rental insurance as well as health. Thanks 🙏🏾

Answer summary

The discussion revolves around finding suitable travel insurance for remote workers based in Thailand. The initial inquiry highlights concerns about low emergency medical limits in existing policies. Comments suggest alternatives like Genki, noted for being more affordable, and recommend consulting with Tenzing Pacific Services for expert advice on health insurance. One commenter mentions using insurance from their home country, emphasizing the importance of cost and coverage.

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Shane ********

Shane ********

I would highly recommend talking to the team of health insurance advisors at Tenzing Pacific Services , they are the leading health insurance experts in SE Asia

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Robert ************

Robert ************

I used to pay for comprehensive expat insurance, but it has got much more expensive. So i changed to Genki. Haven't used it, but it seems to do everything the ones at 5x the price do

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Elías ********

Elías ********

I'm using one from my own country. Very cheap and with good coverage. If I was ever to use it, I'd get the money on my country bank account. I don't have (nor planning to have) Thai bank accounts, as it makes things very complicated for tax matters.

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