Ask question
This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What should I do about health insurance for retiring in Bangkok with pre-existing conditions?

Mar 10, 2020
6 years ago
William *******
ORIGINAL POSTER
I am planning to retire in Bangkok soon but the government of Thailand request the applicant to have a medical insurance from Thailand insurance company . However, I have diabetes and high blood pressure. It is unlikely to buy health insurance in Thailand but I have my medical insurance from prudential in Hong Kong. What can I do?
981
views
23
all likes
11
replies
6
users
TLDR : Answer Summary
The user is concerned about the requirement for Thai health insurance while planning to retire in Bangkok due to their pre-existing conditions (diabetes and high blood pressure). Various comments suggest that health insurance is not mandatory for a Non-O visa for retirement in Thailand, but it is recommended. The user could potentially enter the country on a tourist visa or visa exemption and then convert it to a Non-O visa at a local immigration office to bypass the health insurance requirement for Non-OA visas.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Robert *******
And please, terminology is so important if you're willing to give advice.

Retirement Visa?

a Non Immigrant O Visa from a Thai Consulate OR

a Non Immigrant O Visa from your local Immigration Office OR

a Non Immigrant O-A Visa from the Embassy in your country of Residence OR.

an Extension of Stay from your local Immigration Office.

These 4 options are all based on being over 50 years of age and willing to sit out the rest of your life in Thailand,

I see requirements from all options above and they are all correct if you name all Retirement Visa, but all wrong if yo use another option
Like
Reply
James ********
Thai Immigration does NOT REQUIRE health insurance to retire in Thailand.

Go to your local Thai Immigration office and pick up the list of requirements for the Non O and Extension of Stay for retirement of persons age 50+.

The O-A Visa for age 50+ applied for in your home country does require health insurance.

If you arrive into Thailand on a exempt visa on arrival, tourist visa or Non O visa, it may be converted in local Thai Immigration office for retirement.

Be prepared to meet the financial requirements in Thailand for retirement.

Good luck.
Like
Reply
Larry *******
Sorry poor choice of words. For a non-Imm O obtained in HMC or Savannakhet does it require a 90 day border bounce ?
Like
Reply
Larry *******
@James *******
if I enter Thailand on a tourist visa can I convert it to an Non Imm O in HMC or Savannaket which don’t have the financial requirements?
Like
Reply
James ********
@Mark ****
sorry Mark. This forum never recommends using an Agent. Such remarks are deleted. Good Day!
Like
Reply
William *******
ORIGINAL POSTER
@James *******
wonderful and thanks
Like
Reply
Reply to
William *******
Reply
Max *********
Come on a tourist visa or visa exemption and convert it into a 'Non O visa for the purpose of retirement' here in Thailand.

In this way you bypass the need for thai insurance (which is for the non OA visa only). I recommend you get insurance anyway.
Like
Reply
Andy **********
You only need insurance with the non oa visa. Come in on the visa mentioned above and convert to a non o for 50+ yrs old. No insurance required
Like
Reply
William *******
ORIGINAL POSTER
@Max ********
do you mean I can use my worldwide prudential medical insurance instead of Thai medical insurance?
Like
Reply
William *******
ORIGINAL POSTER
@Max ********
I am willing to buy insurance but no one will accept my application because I am a long term diabetes and high blood pressure patient. That’s the point.
Like
Reply
William *******
ORIGINAL POSTER
@Max ********
but I think no insurance company will accept my case.
Like
Reply
Reply to
William *******
Reply
Thai Visa Advice
... members · 40% approval rate
The Thai Visa Advice group is a specialized Q&A forum for visa-related topics in Thailand, ensuring detailed responses.
Join the Group
Thai Visa Advice
View the Conversation
Thai Visa Advice
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.