Daren Liebig agreed. That doesn't excuse proper money management or investing. I've lived in a $1M penthouse apartment in NYC, a condo on the water in Sunny Isles Beach, a penthouse in Atlanta, owned multiple sports cars, invested into businesses, stock, and real estate. I lived below my means.
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. If you can't pay cash for it twice, don't buy it. If it's not making money for you, don't buy it. And have multiple income streams. It really is that easy.