Where can I find affordable travel insurance for a 120-day trip to Thailand, Cambodia, and Laos with a history of medical issues?

If you have had medical issue in the pass most of the insurance won’t pay if you have a claim ,they will say that you have a preexisting medical condition and will deny your claim in most cases .They will investigate your medical history and deny your claim .This why insurance company are rich .I have the same problem that you have I am 70 with a few medical issue so extremely expensive to get n insurance so in the past 2yeare I took a new company with no cost it is call the FUCK IT .So far so good I avoids risky activity ,like renting a scooter ,scuba diving or getting a prostitute ext ext ,and I eat well exercise and avoid alcohol and so far so good .No cost and with the money I save if I need medical Care I will either come back home fast or pay for private medical care .

Speak with Allianz

You better off buying a years policy for international and Europe which average cost about £220 and that covers everything 

If your having trouble with the cost of insurance from uk company try a Thai company.

@Arawan ******

is a good Thai insurance broker

Post office.

You get what you pay for..

Most are garbage in my opinion. Going cheaper might not be best idea ? Study how to make a claim before you are in need.

Holidaysafe 6 months trip with pre- existing conditions £440 there is a uk gov website that lists all similar companies

Open a Nationwide Flex plus account for £13 per month and get travel insurance for free upto 30 days. To extend for upto 120 days you would need to pay an additional charge, but when compared to the cost of a seperate travel insurance policy it worked out significantly cheaper for me. Existing mediacl issues can also be included, but at an extra cost - of course.

I am looking for similar. Single-trip policies are very expensive. I found an annual policy with LV that would cover 90 days but if you include flights my trip would be 92. They refused. This means only single-trip possible and the cheapest quotes I have found for 92 days are around £300.

Free travel insurance with Comm Bank on mastercard

If you've had medical issues in the past and tell any health insurance company expect to pay top dollar.

Try saga I found them cheapest with pre existing health issues,mine was for 90 days each trip,hard to find one over that

Tick

Word of caution, before you buy TI think about what you're insuring, you'll be very surprised to learn that a lot of the things you're insuring are not covered, 20% devaluation per year, so if they're more than 5 years old you have no claim, eg; your suitcase, your laptop, your camera, your phone, etc etc, I'm speaking from experience, I recently had my suitcase damaged beyond repair, and all the valuable items in it we're not covered due to this fact, read the fine print !

Insure and go website best cover and cheapest

I always get a yearly policy with Allianz. Not really expensive. Came in handy during COVID, to show I had insurance to enter Thailand.

AXA or Cigna offer very good cover.

Don’t rely on insurance from credit card companies 😬

following

Any insurance will not cover pre existing conditions

Tri wrlife

When I was in the UK I always used..... and my son uses them all the time.... they are excellent... You didnt say what age you are but if under 74 they will insure you... regarding previous medical issues.... just fill in the forms and see what comes back... We have never had a problem with them at all... Good Luck and enjoy your amazing travel.... I absolutely love Cambodia and Laos. x... edited to add: Pre-existing medical conditions

We are able to consider cover for most pre-existing medical conditions. Please ensure you carefully read the questions regarding pre-existing conditions when buying online and don’t hesitate to get in touch with us if you have any queries regarding this. Medical conditions can be declared directly to our underwriter’s medical screening team on 0330 660 0563 or via their online screening system with further details here.

This You tuber had UK insurance from "Postal"

-- He was seriously ill and the insurance did a full evacuation to England with nurses etc.

- paid for everything in Thailand.

I am not from the UK.. but it sounds like good (inexpensive?) insurance.

If you’re over 70 with medical issues or taking tabs even statins afraid your chances are basically nil for cheap medical insurance. Sorry. Been there tried many times uk and Thailand

True Traveller!

I use.. Tick insurance

Southern cross

Just Google 'compare the market.com'

Enter your pre-existing conditions, mine were high blood pressure, high cholesterol and it will give you a quote.

Mine was with virgin and it was around £100 cover for a year going to Thailand.

Dont use regency

Most will not cover pre-existing conditions

Get an American Express card and pay your travel with that, than you have a travel insurance for 120 days. Price around $700.

I use an app called freely just type in the dates and the price will come up find easy and cheap enough

You have to negotiate the company’s and how many days they cover

I use international SOS. I haven’t needed their services but I have a very good friend who had to use it and they were excellent so that’s who I’ve always purchased from. They offer a variety of services.

Have you tried the post office

Revolut card metal plan or above , pay the travel with it and full insurance with HUGE coverage . I unfortunately had to use it and they were great . Few emails and calls and all cover from them upfront. I hope you don't need to use it, but give it a go.

What airline are you flying with?

Try your airline.

How old

Staysure

Saga gave me the best price for 120 days

Bupa travel insurance

Google is your friend

In Australia when I book to go to Thailand I pay with Visa Card, then I have free travel insurance.

The most any travel insurance will do for UK citizen is fly you home.