What are the best travel insurance options for expats in Thailand over 70?

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Try their sister company called Avanti. They provide the same cover for a reduced fee for some reason. They also allow you to extend your cover while abroad if you decide to stay for longer.

Have used loads of travel insurances.

Sainsburys platinum paid out a 26k (gbp) claim. Took me 73 emails and a lot of work.

Last year I fell and broke my back.

The cost was 3k in hospital and 4k lost flights and accommodations, virgin didn't pay out. Reason was that prior to leaving the UK my doctor put me on presidonal tablets. Virgin claimed that the pills made bones brittle and no amount of arguing would change their minds.

So.... I can't speak for all insurers but sainsburys platinum and insure and go pay out and Virgin became difficult.

Seems to be a 3k limit. Hospitals have told us that having 2 insurances is helpful for them as they can spread the cost.

Worth pointing out at this point that if the claimant had been drinking over the last few days, this is a problem and they were even querying what my wife has to drink at Christmas when her admission was end January.

Indeed. You might have found it cheaper in Thailand ?

Most travel travel or health insurance worldwide have anywhere between 70 and 90 pages of fine print conditions, they are nearly all the same. When you take out a policy you do not have to state what your health conditions are, the insurance companies will accept the risk SUBJECT THE CONDITIONS IN THE FINE PRINT. When it comes to making a claim, the accident part of your policy will be likely paid but the medical part now will often reveal if your illness is pre-existing when you get treatment. I do not know of any health insurance company world wide that will include any pre-existing coverage for a client with any serious health conditions. I was in the business some years ago selling the stuff for a large Australian insurance company and processing claims. Those who did or do have complete indemnity and unconditional cover have likely gone broke.

Just hope you don't havve high blood pressure they use that to invalidate most claims!

Sounds good. Lots of people think 'travel insurance' is all the same. Most only read the actual cover when they need to claim. On a recent trip after reading the daily hospital cover as something minimal, so bought a dearer policy.

The most important thing is not the cost but how a company handles claims particularly medical issues. Nobody ever seems to talk about their experiences. Cost of policy is not the first thing to consider

Admiral annual travel insurance worldwide £79

Apply for a qantas premier credit card, with $6000 limit (thats that smallest amount) It includes Travel insurance, also Macquarie Platinum. As long as you pay for your tickets on the card you have Insurance.

Have a look at Luma Health. Bangkok based company

I joined Nationwide flexplus account and I got their travel insurance there's no age limits worth while getting a quote

Have you tried saga

I’ve been quoted £450.14 by flexicover insurance. 69 years old 3 months in Thailand and Laos.

I use Sainsbury's bank travel insurance

It won’t be worth the paper it’s printed on for that price,.too good to be true research more

Qantas travel insurance 180 days $807 aud

So about 135 quid/6k bht pm. Is inpatient cover generous?