What are the best options for withdrawing cash in Thailand and how do they compare to exchange kiosks?

Nov 6, 2024
12 hours ago
Lee *****
ORIGINAL POSTER
Quick question guys , which ATMs are cheapest to withdraw and max you can withdraw ? Also are exchange kiosks cheaper . Thanks once again .
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TLDR : Answer Summary
In Thailand, all ATMs charge a withdrawal fee of 220 baht for foreign cards. Krungsri ATMs allow you to withdraw up to 30,000 baht at a time, while others typically limit withdrawals to 20,000 or 25,000 baht. It's advisable to reject ATM currency conversion to avoid additional fees. While exchange kiosks can offer better rates, it's essential to choose reputable ones like SuperRich or Vasu in Bangkok, as poor rates can be found elsewhere. For those looking to minimize fees, getting a local Thai bank account can help avoid the ATM charges.
Phil ******
@Lee ****
all the same. For ฿5k you can get a thai account and not worry
Stuart ***********
Use a card that doesn't charge a fee like Starling, Monsa and Chase, then go inside the Krungsi bank with your passport to withdraw instead of using the ATM.

You will get the overseas bank rate not the Thai bank rate and not have to pay the ATM fee.
Michael **********
starling bank do not charge for foreign withdrawals.
Phil ******
@Michael *********
sorry to burst your bubble but this card gets a ฿220 fee too.

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5-i3686-k
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371-Starling_Bank_Cards-Thailand.html

Get a thai account, simple
Michael **********
@Phil *****
yes i know but you dont get a further charge from your bank. Barclays charge for withrawals on top of the 220 bahts
Phil ******
@Michael *********
220 still charged. Get a thai account then no charge
Tore *********
Exchange shops are usually cheaper if you choose the right ones, superrich or Vasu of in Bangkok. Though they are quite picky with notes. Slightest damage gets rejected.

But many exchange shops have horrid rates as well, so do your research based on your location. And avoid exchange more than absolutely necessary at airports.

Before I moved here I brought fresh Eur bills.
Eroll *********
Krungsri yellow atms allow up to 30.000 but If you use your card at the atm there is a 220 baht fee every time you use a foreign card. Add to that your card costs and it adds up.

I advise you to take cash, but exchange it in Thailand for Thai baht.

You get a very good (probably the best rate at the airport.

But only in the basement. It’s a 8% difference with upstairs. Look here for directions.

Like, share and follow for more Thailand tips.

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Lee *****
ORIGINAL POSTER
Thanks guys , I'm staying for 3 months so taking cash is out of the question. It has to be card
Marc ********
@Eroll ********
yellow TT exchance boxes have best rates
Eroll *********
@Marc *******
in Pattaya you are correct. But SuperRich in BKK is better.
Brandon ************
All ATMs charge the same 220 baht fee for foreign card withdrawal.

Krungsri ATMs allow you to withdraw up to 30 bills at a time, so the maximum is 30,000 baht. Many others allow 20 or 25 at most. Make sure you reject the ATM currency conversion.
Linhof *********
@Brandon ***********
nearly every attempt to make a withdrawal lately, if I don't accept the conversion, it gets rejected. Any machine you know is more accepting?
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