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What are the best options for exchanging money or bringing cash to Thailand?

Jan 20, 2022
4 years ago
Mark *************
ORIGINAL POSTER
What is the best way to change money in Thailand or take it with you
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TLDR : Answer Summary
The best ways to change money in Thailand include using established exchange services like Super Rich for favorable rates, especially for new, untouched $100 bills. Other options include withdrawing cash from ATMs with minimal fees, using bank services like Bangkok Bank, and considering online transfer services such as Wise for convenience. It's generally advised to declare amounts over $10,000 when entering the country due to international regulations. Choosing credit cards with no foreign transaction fees can also be beneficial for long-term stays.
Jia **********
Anyone gonna say "keep it in your shoe"?

Lol.

It's not a good idea. It may get torn. Perhaps in a sock?
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Markus **********
Withdraw money directly from the bank counter as a cash advance, at least Bangkok Bank does that without any of their own fees. May take some time depending of the branch due to various red tape (PP required) but with a travellers bank card such as Revolut or Wise the home bank fees are negligible.
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Michael **********
If your from the states Charles Schwab is the best option, every month they give you back your ATM fee's that were charged by other banks. Wise was valued at 11 billion whereas Schwab is holds almost 8 trillion.
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Wendy ********
Best solution is to get a card that doesn’t charge international or atm fees and then withdraw cash at local atms. Charles Schwab and Betterment are both cards like that 😊
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ᘻᗅᖶᖶᗁᕦᙛ *******
The best way is to change it
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Janice ********
I took sterling notes with me, it was easy to change and I got a good rate, they just want the notes to be in pristine condition .

I’m just back from Phuket
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Brad ********
Charles Schwab debit card bank account refunds all ATM fees and no overseas charges.
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Terry ********
Remitly. Instant transfer for CDN $4.99.
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Dwayne *******
I use moneygram. You get going rate for flat fee. My fee is $2.50 canadian per transaction for money pick up. I just go online and send the money to myself. I just make sure the pick up spot has the cash on hand.
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Robert *********
Super Rich! Best rates! You leave feeling “super rich!” Lol
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David *******
@Robert ********
-I was told I could change Myanmar currency there and sell Silver Bullion.

Nope.

Oh well.
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David *******
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Jeannette ***********
Super rich best for good exchange rates
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Dave *******
@Gary *******
loads of people saying a super rich account is best rate
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Jim ********
@Dave ******
I didnt know that you can have an account with Super rich. Im going to look into that
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Jim ********
I checked it out on Google and it seems that Super Rich only has branches in Bangkok. I remember there used to be one in Pattaya but it seems to be gone
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Jim ********
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Jim ********
I used to bring
*****
euro in cash and change it at TTexchange booths. Then I started using Wise which was OK for a while but has left me down with a bang over the last 6 weeks. No satisfaction from Wise .
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Din ****
@Jim *******
Why what happened
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Jim ********
The last 4 transfers were returned to my Irish bank and no reason or advice given
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Jim ********
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Haydn ********
In the Philippines, I could just get local currency out of an international ATM. Better rates.
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Gordon *******
@Ha***
but here in Thailand you get charged at the atm to withdraw & your bank charges a fee too!
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Gordon *******
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Steven *********
Change $100 at a money exchange. The Super Rich money exchange usually has better exchange rates. You can find out the nearest location on Google when you get there. Just use Google translate which is in Chrome, to change the page to English. Make sure you take only new $100 bills, the kind with the ID strip and hologram. Keep them new and flat (they love no creases, bent corners or small tears) for the best exchange rate. Second best, but with some fees attached, is to use an ATM at a bank in one of the zillions of malls or Tesla Lotus market places.
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Steven *********
No but they then tend to give the best overall percentage for exchanges. Not a big deal for just $100 but adds up when exchanging a thousand or more.
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Steven *********
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Brett **********
If a long stay then a Wise acccount and a local account if you can open one, then you can take out what you need as necessary and not pay ATM fees which are approx 250 baht per withdrawal plus any charges your bank may charge. If for shorter stay then cash in large denominations. Suoerrich offers best rates apparently but are currently closed in Phuket so if there NC Plus in Phuket town is best (0.3 baht below mid market last time I went)
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Steven ******
Don't forget your 20,000 THB to enter the country..... 🙄
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Steven ******
Jeeez, it was a piss take. 😂
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ᘻᗅᖶᖶᗁᕦᙛ *******
@Steven *****
I have never seen them ask for that lol
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Ean **********
@Steven *****
we always bring more that is not even 1000 dollars
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Marc ***********
@Ean *********
I have visited Thailand about 30 times and never been asked for 20k evidence except when applying for a visa
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Ean **********
@Marc **********
same here but maybe I have only been 15 times lol
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Ean **********
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Steve *******
@Steven *****
It can be the equivalent in any currency
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Steve *******
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Tony **********
Give it to the ladies. They can change it fast
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Greg **********
@Tony *********
that’s so so funny it’s always good to get a smile
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Willow *********
@Tony *********
this is a true statement 😂 Nana plaza does too as I’m sure the rest of them do. Wrinkles or no wrinkles haha
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Willow *********
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Xjwhudkwhry ********
in your sock
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James *********
Bring NEW $100. bills - no folds, no creases. Exchange as needed. This place gives the best rates I've seen...
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Osama ************
@James ********
check out this other superrich exchange place. They have multiple locations around Bangkok

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Osama ************
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****
Charles Schwab Card is the way 🙂
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Tom ****
Gold Shop
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Peter *********
Change it as you go and bring $100 bills - they give a slightly higher rate for large bills. Hope that helps.
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Tony **************
@Peter ********
Need crisp $100 bills. They are super picky on what to take.
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Nathan *******
yes true any writing on the note breaks or corners missing they throw it back at you
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Peter *********
@Tony *************
very true. I had a few of the old style $100’s and they would not take them !
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Peter *********
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Mickael ********
Super rich will give you the best rate
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Dave ****************
As long as its not more than $10,000 usd. Just change it at any bank or exchange ....and take it with you
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ᘻᗅᖶᖶᗁᕦᙛ *******
@Dave ***************
who told you that ??
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Dave ****************
@ᘻᗅᖶᖶᗁᕦᙛ ******
thats international law ...everytime you fill out a immigration card ...it ask you to declare if you are travelling with more than $10,000 usd. Any more than 10,000 you must declare it and you have to prove where you got the money ..and show its legality. It has to do with money laundering. ... so by law you may travel with under $10,000 usd..or declare it if it more ... or they can seize anything not declared
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ᘻᗅᖶᖶᗁᕦᙛ *******
@Dave ***************
yea thats on paper though , They never shake you down to see how much you have in your wallet hahaha. The broke man's travelers police haha
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ᘻᗅᖶᖶᗁᕦᙛ *******
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Jeffrey **********
Take cash change at super rich £50 notes best rate or send with wise app to your Thai bank
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J ******************
Superrich
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Daniel ************
@J *****************
SuperRich BKK is the Best Rate😎.
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Stefano ****************
@Daniel ***********
yes!...and you can change straight at the airport....(underground level)
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J ******************
@Stefano ***************
best Superrich rate is usually at Head Office branch .Under current circumstances you cannot go underground at airport when arriving from an International destination
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Stefano ****************
@J *****************
yes you're right...i ve been there a month ago and i forgot already😂...then i did at silom office...near sathorn road. i think rates are the same or almost....
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J ******************
@Stefano ***************
not a huge difference but it depends how much money you are playing with ,rates easy to find for each branch on website
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J ******************
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Dennis ********
If you are plaining on staying a long period of time . Find the places you like stick with them & use credit cards with no Foreign Transaction Fee's. Rent . Food. Fuel . Open a account like
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Braulio *********
a Bank
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Karel ***********
take cash and change it at Bangkok Bank
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Karel ***********
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