What is the best way to exchange currency when traveling from the UK to Thailand?

Dec 17, 2021
3 years ago
Janice ********
ORIGINAL POSTER
Hi, what’s people doing for currency going from uk please? Last time I was there I exchanged £20 sterling notes as this was best exchange rate. Would I be better exchanging in uk? Thanks
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TLDR : Answer Summary
When exchanging currency from the UK to Thailand, it's generally advised to exchange your money in Thailand rather than in the UK for a better rate. While small amounts can be changed at the airport for immediate needs, independent exchange booths, particularly like Super Rich, often give better rates. It's important to bring clean, unmarked notes and larger denominations such as £50 for better rates. ATMs accepting foreign cards are widely available but incur fees. Overall, researching rates before you leave and exchanging larger amounts upon arrival is recommended.
Janice ********
ORIGINAL POSTER
Just a wee update as I’m home now and just took sterling notes.

They prefer larger denominations and they want brand new pristine condition notes, they check every one. The exchange rate was good though 😊
Peter ********
The best place to exchange money is Soi Middle East which runs between Soi Sukhumvit
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and Soi Sukhumvit 5. There are about 8 money changers at the Soi Sukhumvit
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end of Soi Middle East. The rates are always better than Super Rich but they also don’t take marked or damaged notes.
Ivan *********
I usually take 100sterling in Bahts to cover Taxi/Toll fee,s /First few days in Thailand . I use Superrich for the best rate .Word of warning -You must always offer clean /Unmarked notes ( or the bank /Superrich will just refuse them . You can check the Superrich rate on the internet ( You will be surprised at how much better it is than UK Bureau de Change!) Good luck .😄
Eddie ******
You don't need any baht until you clear Asq with a negative result then change your hard earned money at the booths in Pattaya, Bangkok etc
Ian *********
I use super Rich (Rick)
Will ************
Tt are 44.17 on the street in Pattaya
Ivan *********
I use them every time . I also study the rate before I leave the uk .
Michael ********
Dont change in UK
Adam *******
Always seemed to get the best rate on new/clean £50 notes at super rich
George **************
But make sure their is no mark's n the money as the exchange boths won't accept but you get Thai baht marked no prob
Ian *********
@George *************
I don't I go through every one like they do and reject everyone like they do then push them back,always change them but look very confused because I've made them change them
Ian *********
You WILL get better exchange rate here at independent exchange booths
Stuart *********
Stock answer written pre covid times but should still be accurate.

You’ll usually get a better exchange rate here rather than your home country. Airports (and banks) usually offer the worst rates (except BKK -see below), so if you need some local Baht for your taxi or food then change a small amount that you’d need and head out of the building. If you are going to one of the main tourist spots like Bangkok, Phuket, Chiang Mai, etc you’ll find money exchangers everywhere on the streets.

Shop around to find the best rate, but they’ll generally be very similar. You might save a few pennies or cents here or there, but it won’t be a huge difference. I often see people post "go to ABC shop in xyz plaza" but if it's going to cost you 400 baht for a taxi there you'd better be certain the rates there will be better than a 200m stroll down the road. Google and see if there's a Super Rich exchange place nearby. They often have the best rates. You can check what they're offering by downloading the SuperrichTH app on your phone to get daily updates on rates for all major currencies. If you are landing in Suvarnabhumi (BKK) there is a Superrich exchange on the bottom floor near where you get the trains.

You'll sometimes get a slightly better rate on larger bills like £50 notes or $100 bills. Make sure they are pristine with no writing or marks on them as they may not be accepted. If you’re from the UK then be aware that very few places will accept Scottish or Northern Irish notes. Best to bring pristine Bank of England ones.

If you are not happy carrying large amounts of cash there are ATM’s everywhere. Almost all will accept foreign Visa or MasterCard debit/ATM cards. Most have a limit of
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baht per day but the Krungsri bank (yellow ones) allow up to 30,000 There is a 220 baht fee per transaction imposed at the ATM. That’s a 1.1% transaction fee (for 20K). A small price to pay for peace of mind for not loosing too much cash. Robbery is rare here but it does happen.

If you don’t have a debit card or cashpoint card, then as a LAST resort use a credit card to withdraw cash. The fees the card companies impose are huge and added on to the fee for the local bank transaction.

A number of banks or finance institutions do special cards these days with little or no charge on foreign spending. You might want to ask around who has the best card deals before you leave. You’ll still be hit with the ATM fee but at least you know exactly what you’ve been charged.

I've read some banks offer to refund ATM fees. I believe Charles Schwab in America and ING in Australia do so but other countries' banks might offer a similar deal.
Janice ********
ORIGINAL POSTER
@Stuart ********
thanks so much. I have an fx card so I might use that 😊
Jared **********
this is spot on and as an example of different rates per bill size this was from a month ago
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