@Mike *******
If you don't want to put the 800k in Thai Bank then Retirement Stay is not an option for you -- at least 1st year. But, if you plan ahead, an acceptable alternative is to deposit monthly pension monies of 65K per month into Thai Bank, for 12 months. (Or, if you have the money, you can still deposit the 800K 1st time, then begin the 12 monthly deposits so by 2nd year renewal, you can do it that way, and withdraw your 800k). Again, let me know if you want instructions for getting your Retirement Stay using the 800k method (in-country).