Answered2 months ago
How can I transfer 800k THB back to GBP while leaving Thailand?
Can someone explain to me how I change my 800k THB back to GBP and send it out of Thailand? Kasikorn Bank doesn’t have a foreign currency section ( we had some GBP in cash but had to change it to THB before putting it into our bank accounts). We are leaving next month, how do I get my money back? I know I can use Wise to transfer money into my Kasikorn bank but they do not accept the transfer the other way. SWIFT is finished I know that too. I do not want to take 36k back to the UK in cash.
Th is to everyone who’s tried to help.
ADDENDUM - In the end the K+ staff told me I had to go to my Kasikorn Branch (only there) and that the branch would arrange the transfer. Of course when I got to the bank they said “no, you must use K+ and rang them for me to speak again. The K+ man tried to walk me through their app but I was right, the App would not allow me ( a foreigner) to send this money. Then he said the only way I could get my money sent to gbp UK account was if I could prove how I brought it in. Fortunately I had brought a printout directly from my bank for visa purposes. NOTE: they will not accept any online printout from Wise or the UK account, it had to be manually printed by the bank. He tried to say I needed a more recent printout but when I accused him ( loudly) of trying to steal my money and asked him if he expected me to fly to the UK, get a printout from my bank and fly back to Thailand he gave in and very quickly we filled out a form and literally by the end of that same day, the money was in my UK account. So, make sure you have this information with you and know that you cannot deal with any branch, just the one where you opened the account.
Th is to everyone who’s tried to help.
ADDENDUM - In the end the K+ staff told me I had to go to my Kasikorn Branch (only there) and that the branch would arrange the transfer. Of course when I got to the bank they said “no, you must use K+ and rang them for me to speak again. The K+ man tried to walk me through their app but I was right, the App would not allow me ( a foreigner) to send this money. Then he said the only way I could get my money sent to gbp UK account was if I could prove how I brought it in. Fortunately I had brought a printout directly from my bank for visa purposes. NOTE: they will not accept any online printout from Wise or the UK account, it had to be manually printed by the bank. He tried to say I needed a more recent printout but when I accused him ( loudly) of trying to steal my money and asked him if he expected me to fly to the UK, get a printout from my bank and fly back to Thailand he gave in and very quickly we filled out a form and literally by the end of that same day, the money was in my UK account. So, make sure you have this information with you and know that you cannot deal with any branch, just the one where you opened the account.
Answer summary
The user sought advice on transferring 800,000 THB back to GBP as they prepared to leave Thailand. They primarily faced issues with Kasikorn Bank, which lacked a foreign currency section and had complications with mobile app transfers, especially for foreigners. Comments indicated that while SWIFT transfers and services like Wise and Western Union were considered, evidence of the funds' origin was crucial. Ultimately, the user succeeded after proving the legitimacy of their funds at the bank, highlighting the importance of accurate documentation and the right banking channels for expatriates. Various other methods were suggested by community members, including using the DeeMoney app and seeking alternative banks.
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Vincent *****
Surely it’s bank to bank transfer they can’t say no it’s our money
Jim *******
Why do some of you think this is funny ?
จอนห์ *******
Kasikorn Online Banking (Not The App) Has the facility to do International Bank Transfer
William ******
Dee Money app
Feri *****************
Buying All in bitcoin. so you get your money via Bitcoin wallets.
PadKra******
ONLY way for me to transfer internationally from kasikorn to the Netherlands is to click on the " money earned from working in thailand". It does NOT permit me to transfer to my OWN account regardless. Kasikorn account opened like one week ago.
Kevin *******
DeeMoney
Russell *********
And if its more than 50k get ready for the Spanish Inquisition.
Russell *********
Yes its very easy, until you actually try it. Good luck.
Jim ******
I did it recently via the app on the phone in international transfer via k bank partners - swift code worked
Mikkus ***********
Well done for raising your voice , that will have helped
Andy *******
Swift international transfer, it costs 400thb with bkk bank presumably kasikorn is the same
Gareth *******
Just use your card and withdraw it in UK or wherever. Simples
Ka *****
DeeMoney, the easiest and fastest, immediate on our account. This is something similar like Wise. First you add receiver (you), your foreign acc no, how much then it connect to your Kasikorn, then you approve transaction
Paul *******
Can't you take out from bank and exchange at a booth and take home that way
Ross *******
Wise card
George ******
You hand over 800k baht to me. I will issue you a Trust Me Bro iou and send it back to you in pounds
Simon ********
There is an App called DeeMoney where you can send money from your Thai bank abroad.
Adrian *********
Go to the head office of krungsri bank on rama 3 road. They have millions in USD, GBP and EUR there upstairs on the 2nd or 3rd floor. You could also open an account there and wire it. I think the fee is 500 or 600 Baht.
Jim *******
Thailand banks making life difficult for foreigners? How shocking!
Galen *******
Take T.T. Bank or "SuperRich Exchange" = Best rates
John ******
Crypto
Stephen *******
Use Krungsri aka Bank of Ayudhya. They mat ask for the source of the money
Nongnuch ********
take the cash out of your account, go to Bangkok and visit Siam Exchange or the Superrich headquarter. Order GBP Pound Sterling, maybe they can exchange on the same day. You can take out of Thailand cash foreign currency, you just need to declare it. You could also do a direct SWIFT transfer from your Thai bank account to your UK account, but the exchange rate would not be as good as cash with Superrich
Christer *****
Nongnuch Kamdee That's what I would do
Marley *****
XRP or crypto ?
Tom *******
Wise money Transfer
John ********
jackie. do you want to engsge with me directly . may have a mutually suitable option
Hakim ************
Change them to GBP and take them in hand, allowed to carry $ 10k without declaring the cash, if you are 2 this should be an easy solution.
Paul ********
Just withdraw the baht, get to the airport and change it there next to the bus terminal, don't know what kind of rate you would get
Jay ******
It’s not easy to send money out from Thailand, the system is made for bringing in money not out.
Thrilling*********
Simply use Wise. Its your cheapest, safest, and quickest option. Charges are minimal, transfer is instant. I use it all the time.
Tara ********
Dee money. Easy to set up. Transfer from your thai bank onto Dee money and straight to UK. This is 💯 an option
Jean-Pierre *******
Wise simply the best
Joe ******
Jean-Pierre Rival not from the UK to Thailand. Remitly is far better and instant.
Caroline **********
I’ve used XE to send money abroad before and if sending over a certain amount there’s no charges. Look into them!
Bohdan **********
Use wise
John ********
Buy gold ...
Ian **********
What is the largest amount you can transfer via wise and how often can you do it?
David ********
Put it in a wise account and just go home with it
Sam **********
Wise
Den **********
Use the Xe app.its simple.
Ken **********
Den Williams agreed. XE Money. So easy.
Thai *****
Retirementin Thailand didn't last long then.... If you take more that £10k cash into the UK, you must declare it to customs.
Steven *******
Thai Jag that's why you do a bank transfer
Stephen *********
Open Bitkub account in Thailand. Send the funds there. Buy a crypto currency like XRP for example. Wait for price to go up and transfer to a UK crypto exchange that you can sell for gbp.
Dave ********
Stephen Anthony that's exactly what I do.
I transfer XRP from Bitkub to Uphold, then to my English bank, it costs less than a pound
I transfer XRP from Bitkub to Uphold, then to my English bank, it costs less than a pound
Stephen ******
I would look at all the fee options and see which one was the best
Intelligent************
App wise
Jason *************
If you send through wise to your uk bank account, it will cost about £90
if you take out cash, its fine but you must declair £10,000 or more.
if you take out cash, its fine but you must declair £10,000 or more.
Lee ********
Where are you located? If in Udon, I need to send 1,2 mio end of this month from £ to Thai baht. If in Udon, it could be a win win
Jamie *********
Lee Harris I can do it . You send with Swift from the UK in GBP to my Thai bank account and I pay you in cash here in Thailand
Lee ********
Jamie Bugatti message me
Proficient**********
Lee Harris use wise to send £ to a thai bank account. It very easy
Lee ********
ProficientTurtle7614 i am not stupid, i know what is easy. But transfer either way COSTS MONEY. we could meet in the middle…but keep bullshitting, keep your brain in neutral and keep hiding behind a stupid nickname
Alexander *******
After reading all these diverse comments the author is probably banging his head against a wall.
Thomas *******
Alexander Paton "her"..
Her head against the wall.
Her head against the wall.
Brian **********
Bank transfer to your account in your country
Steve *********
Use wise all the time no problems 👍
Alan ********
Steve Collett Yes, transferring from the UK into Thailand, but it doesn't work transferring out of Thailand.
Ralph *******
Alan Duncan If it’s a foreign based card it should still work.
Steve *********
Alan Duncan since when??I transferred money to the uk about a month ago no problems with wise 🤷♂️
Jonathan *************
Steve Collett to UK from Thailand?
Steve *********
Jonathan Pressburger and visa versa,use all the time without any problems
Leonard *********
Steve Collett I would suggest your wise account is not in Thai
PoliteL*******
PayPal
Khan ********
Following
Mohan ****
Exchange at super rich branch and carry cash.
Legally Declare at arrival custom with proof..!
Legally Declare at arrival custom with proof..!
CreativeL**********
Take out the ATM and put it in your pocket.. change it back in your country. Hardly rocket science..
CreativeL**********
Did read it fool !
Adam *********
CreativeLobster8886 maybe read his post properly, it's hardly rocket science but you seem to have trouble.
Peter *********
Some money exchangers in Thailand will convert it for you. Bring it home in cash.
Simon *******
Bank transfer same as anywhere else.
Steve ********
Most efficient way is with Wise.
They use market rates and only charge a small amount for the conversion.
Direct bank-to-bank transfers usually involve higher fees
They use market rates and only charge a small amount for the conversion.
Direct bank-to-bank transfers usually involve higher fees
Carl *********
Take 200,000 out change to sterling go back UK, when its blown in a few weeks because uk tax us to death, you will move back 😆
Ben *******
Dee money, transfer from Thailand to anywhere 😉
Deemoney.com
Deemoney.com
Niel *************
Ive tried many options to do a transfer back to uk even at my kasikorn bank
I ended up withdrawing my money and sending it via Western Union not the best if rates but got money back home when it was needed
Tried the swift method the documents they were asking for made it more or less impossible 🤷♂️
I ended up withdrawing my money and sending it via Western Union not the best if rates but got money back home when it was needed
Tried the swift method the documents they were asking for made it more or less impossible 🤷♂️
Proficient**********
Niel Mark Brown i use swift monthly from SCB and Kasikorn and find it extremely easy and never had a problem,nor have I been asked for any documents.
Liam *********
ProficientTurtle7614 Same with me. It doesn't ask me for any documents, just the recipient's info (including address) that I type in.
Jonathan *************
ProficientTurtle7614 perhaps it depends on the amount?
Bob **********
WISE was supposed to start working this month be care how you do this you’ll loose a bundle on the exchange rate but if living here why not just keep it for an emergency it’s really not that much
Alan ********
Bob D'Andrea Really? I didn't hear about Wise potentially working for transfers out of Thailand.
That would be great if true.
That would be great if true.
Bob **********
Alan Duncan it’s supposed to be in August
Dave ****************
Bob D'Andrea been delayed
Ronald ******
The trouble with British bank now large amounts of cash they freeze your account till you prove where it came from
David ******
Ronald Dunn never happened to me I often travel back to uk with large amounts of cash
Jonathan *************
Ronald Dunn unless Qatar probably :)
Todd *********
you are going to lose badly on exchange, but either withdraw cash and exchange or send via Swift transfer. This is one more reason why people use agents. Putting 800k in a Thai bank is just financially stupid
Jonathan *************
Todd McGowan "financially stupid" :)
Todd *********
Jonathan Pressburger anyone with a very basic understanding of investing compound interest can appreciate exactly what I’m saying. Clearly this is a conversation somewhat over your head. Just deposit the 800k and go stand in line every year with the other financially illiterate
Ian *******
Todd McGowan and yet you still won't say it is legal. That's because it is not, and newbies need to know that so they can make a balanced judgement on which way they want to go. It seems you are the ignorant one here.
Ian *******
Todd McGowan I knew you would not back up your lie. Point us all at the official law that backs up your claim. Personally I don't give a rats arse whether you break the law or not. But attacking Jonathon over such a minor comment on your post, says a lot about you. None of it good. On a day when the world at large is backing Canada in its tariff war with Trump, there is no need to make an arse of yourself.
Todd *********
Ian Whyte consult a Thai lawyer and get yourself up to speed.
Ian *******
Todd McGowan ok put your statement on record here, tell everyone that it is legal to have an agent temporarily put the 800k baht in your account, and bribe an immigration officer to turn a blind eye to its removal.
Todd *********
Ian Whyte ‘abusing’ lol. Get that 💩 outta here. And look at you, the typical ignorant farang, here to tell long standing Thai citizens working hard as agents and Thai immigration officials that what they are doing is illegal…. Smart.
Ian *******
Todd McGowan abusing people because they prefer to follow the rules and not illegally get their visa, is a pathetic response to a valid statement. Just because the Thai government are turning a blind eye to the illegal activities, and the bribing of the immigration officers, does not make it legal. It also does not mean they will not clamp down on the illegal practice in the future.
Seren *******
Todd McGowan you need to have 800k in there for a retirement visa.
Todd *********
Seren James no, you sure don't. That is why people use agents.
Todd *********
Paul Bach then don’t use Thai banks to meet visa extension requirements
Todd *********
Jonathan Pressburger what are you struggling to understand exactly
Darren *******
Jonathan Pressburger just like they are doing with all the nominee structured companies now so who is to say what is the next crack down
Paul ******
Todd McGowan l stand corrected and you're right that banking regulations and immigration regulations are separate systems. However, saying they are "in no way related" isn't correct either.
Thai banks have tightened their checks on foreigners primarily because of fraud, money laundering and mule accounts, not because Immigration ordered banks to enforce retirement visas. But a foreigner's visa/immigration status and supporting documentation can form part of a bank's KYC checks.
And for a retirement extension using the ฿800,000 method, Immigration obviously relies on the applicant's Thai bank account and banking evidence to establish that the financial requirement has genuinely been met.
So I should have said the recent bank-account crackdown is not caused by the ฿800,000 immigration rule, but banking and immigration certainly intersect when foreigners use Thai bank deposits to meet visa-extension requirements. 🙏🏼
Thai banks have tightened their checks on foreigners primarily because of fraud, money laundering and mule accounts, not because Immigration ordered banks to enforce retirement visas. But a foreigner's visa/immigration status and supporting documentation can form part of a bank's KYC checks.
And for a retirement extension using the ฿800,000 method, Immigration obviously relies on the applicant's Thai bank account and banking evidence to establish that the financial requirement has genuinely been met.
So I should have said the recent bank-account crackdown is not caused by the ฿800,000 immigration rule, but banking and immigration certainly intersect when foreigners use Thai bank deposits to meet visa-extension requirements. 🙏🏼
Jonathan *************
Todd McGowan an apple short of a picnic as the lamentable John Major used to say :)
Don *******
Todd McGowan Start with money-laundering.
Joiner *****
Longy Oi all with the help and thanks from immigration officers , who would struggle to survive without these additional payments ?
Joiner *****
Jonathan Pressburger you think immigration could survive without all these payments from agents ?
Todd *********
Longy Oi obviously you don’t understand how it works
Todd *********
Longy Oi it’s a simple fact
Longy ****
Todd McGowan 'illegal' .. obviously the practice of getting a fixer to falsify your thai bank account and balances
Longy ****
Todd McGowan do you think a retirement visa is in no way related to a thai bank account?
Todd *********
Jonathan Pressburger what ‘illegal’ practice are you referring to?
Jonathan *************
Todd McGowan one day i fear the illegal practise will be cracked down on with subsequent deportations. I hope not but it could happen
Bobby *********
Todd McGowan that is very true
Joiner *****
Paul Bach nope
They just open a new account , courtesy of the agent
They just open a new account , courtesy of the agent
Yo***
Todd McGowan let them think so forever. They do not understand what is the law and regulation or orders.. They are so stupid to know that all. That is why they believe so. That is why so many anti agents and parking tickets men in Thailand. I rather talk to dogs or cats on the street instead of talking to them stupid people. At least, dogs and cats are cute. 🤣🤣🤣
Todd *********
Paul Bach incorrect. The banking is an ENTIRELY separate issue from the immigration question. Banking rules are in no way related to immigration rules
Paul ******
Todd McGowan That is why a lot of people have had their bank accounts either closed or questioned as immigration have been closing down on it.
Robert ********
D money easy
Terry **********
Have a look at dee money
Ron ********
Terry McMullen My Dee Money account has a 50k baht limit per 24 hours.
Ant ***********
Go into the bank and ask
It’s your money
It’s your money
Ciaran **********
Ant W Tailor and banks will tell you the way that makes them the most money.
Mitchell *******
A bank to bank swift transfer should be easy.
Glenn ***********
I transfer from my Thai account to an out of country account using my Kasikorn app. All you need is the SWIFT # for the foreign account. It's that easy.
Duncan *******
**********************************************************************************************************************
Roy *********
You need to get a Wise account and transfer so easy. Cheap charges save so much. Fo it quickly online.
Adrian *********
@Roy ********
you can only send money to Thailand by wise. Can not send it out. Can not fund wise from a Thai bank account anymore.
Damian *******
@Roy ********
Wise no longer works as the thai banks have new regulations disallowing itRoy *********
Damian Mavis
Sorry your wrong I used it twice yesterday to 2 different persons in Thailand and 2 different banks.
My wife is Thai and I use Wise all the time if I am in uk.
Sorry your wrong I used it twice yesterday to 2 different persons in Thailand and 2 different banks.
My wife is Thai and I use Wise all the time if I am in uk.
Paul ******
Damian Mavis l transfered money yesterday to my Thai account from WISE.
Damian *******
Paul Bach sorry I should have been more clear, you can no longer transfer thai money from a thai bank to a foreign wise account which is what most of us have
Willi*****
Western Union will do bank transfer for you 👍 👌, minimal cost.Dont try it at your bank branch,they will put every possible obstacle and bullshit excuse to keep your money,including freezing your account.I am speaking from personal experience. 🤮💩☠️👿🤬
Tony *********
Bank to bank via Swift
Or Dee Money 🤑🤑
Or Dee Money 🤑🤑
Yodsawadi ***********
I think the Wise app is convenient. You can just link your Thai account and transfer money to your £ account.
Damian *******
Yodsawadi Thomthong Wise no longer works as the thai banks have new regulations disallowing it, cannot pay into wise using thai money or thai banks
Ralph *******
Damian Mavis That restriction probably applies if your Wise account is registered in Thailand with a Thai address. If it’s a foreign based card those options still exist.
Glennstev ***********
Ralph Tyson Is this correct Ralph?.All these others saying that the Wise app doesn't work for TX out of Thailand..I can understand the address being the decider..but I would have thought it would be the other way round and can only TX ..if you have a Thai address..??
Yodsawadi ***********
Damian Mavis waaa sorry I didn’t know that🥹🙏🏻
Kent ***********
Yodsawadi Thomthong why answer when you don’t know?
Stuart **********
Put it on a Monzo card and spend in pounds when you return to the uk.
Withdraw from ATM.
Withdraw from ATM.
Joe **********
You can do it with Dee Money and the Truemoney app, Western Union also an option
I was under the impression you can't just send money out of TH without proof where the money came from (i.e. work permit, salary slips etc) but maybe that has changed...?
I was under the impression you can't just send money out of TH without proof where the money came from (i.e. work permit, salary slips etc) but maybe that has changed...?
Dave ****************
Joe Nicholas Dee money closed down ages ago
Joe **********
@Dave ***************
saw it open at Sukhumvit soi 8...fyi
Joseph **********
@Dave ***************
Re-opened a year ago.Dave ****************
Joseph D'Angelo don't live in BKK but good to know tnx
Dave ****************
Joseph D'Angelo oh ok, cheers!
Paul ********************
You can buy GBP from K-Bank you have to order it
Or do a Swift transfer from your THB to your GBP account, of course you are going to have to prove you legitimately brought the cash in, in the first place.. Ie the original documents
Or do a Swift transfer from your THB to your GBP account, of course you are going to have to prove you legitimately brought the cash in, in the first place.. Ie the original documents
Jim ***********
Bank to bank swift
Walter *******
Jim Patterson exactly. It's not cutting-edge science.
Keith ********
Jim Patterson i sent 5 million baht from my bkk bank account to barclays uk account i million at a time , no prob.
Paddy *****
Keith Walker I can use phone app to send 750k, online banking 2m each time from Bangkok Bank.
Jim ***********
Keith Walker yes done similar. While ago I used DeeMoney.....so many bad reviews now wouldn't touch them. Use bank pay fees safer
David *********
Wise
James ***************
David Fawcett No Wise don’t do transfers from Thailand.
Allan *******
Many places to change to sterling, take your 16 to
*****
pounds back as cash. 2 of you your inside the limits.David ******
Allan Rawai just take the cash back to uk and declare it with HMRC.
Allan *******
David Cook im going nowhere, i live here 23y i will die here happily married.
Andrew *******
There is no limit to carry GBP as long as you declare it and can show where it came from. Otherwise as said just go into bank and do swift transfers
John *********
Go to your branch and do a transfer, make sure you have the IBAN details of your UK bank (on your statement) bring your passport the fee isn’t that much. GL
Jeff *******
John Hampton How is the currency conversion rate? Reasonable?
John *********
Jeff Taber just ask the bank to give a rate and fee for the transfer, it usually arrives in minutes. Whichever way you do it you will incur some charges, it’s life
Jonathan *************
Jeff Taber i would send GBP see TT sell rate for SWIFT. I wouldn't trust UK bank rate, but i could be wrong. Anyone have experience?
Proficient**********
Jeff Taber it is your bank in the country that your are sending it that does the exchange. You are sending baht..
Roy ***********
Can do from Kasikorn Mobile App - they have International Transfer option, and will convert to UKP before sending - it works well, and typically will be in your UK account within a few mins Bangkok Bank takes 5 days!)
PadKra******
Roy Penwarden Cannot be done through the online app
Robert ***************
Roy Penwarden what do you do if you have not got a bank account in the UK because they closed the account down which mine was . So how do you get your money back to the UK . If you want to return
Cary *******
Bangkok Bank reminds me of Bank of America. I stopped using them many years ago and never looked back.
Danny ********
Roy Penwarden Roy, I looked into this method whilst investigating how to deal with pending house sale proceeds. There may have been at one time been an option to use the facility you suggest but I have hit a brick wall online. There appears to be no facility to exchange THB to GBP internationally, and this is also the case if attempting to do similar with Wise. Other currencies, US Dollar, Euro etc appear ok but GBP, as the original poster requested, is not available from my experience.
Paul *********
Danny Caesar maybe open a Us $ or Euro account here in U.K. & have it sent there. Double conversion fees but at least you would get your money out.
Roy ***********
Danny Caesar Hi Danny - I’ve just rechecked, yep still there - Transfers-> Int’l Transfers -> select UK -> Transfer via KBank Partner
In fact you can only send £ using this option. You input the £ you want to transfer and it will automatically inform you of the THB value
In fact you can only send £ using this option. You input the £ you want to transfer and it will automatically inform you of the THB value
Liam *********
Roy Penwarden This is correct. Here's the relevant screen from the KBank app. As you say, if you choose this option, it automatically uses the destination country currency.
Proficient**********
Danny Caesar in the kbank app you dont need to exchange baht to gbp, just do an international transfer and send thai baht to your bank, your bank will receive the thai baht and exchange it at the current rates they have.
Ken *******************
How many people you can . Can also think about taking cash.. go to super rich
Tom **********
Bank to bank
Kool *******
You do a SWIFT b2b transfer from your Thai bank to your UK bank. It will be converted automatically
Farang*******
You’re at the mercy of the Thai banks exchange rate doing this.
Wise or western union could be better rates.
Wise or western union could be better rates.
Ralph *******
FarangDong555 Wise doesn’t allow a transfer in from Thai Baht.
Jonathan *************
Kool Breez at "TT sell" rate
Rod ********
Western union.
David *******
I think you can do it through Wise
Doug ******
Wise is only one way transfer into Thailand.
Robert ********
David Grant can't transfer THB thru wise out of Thailand
Damian *******
David Grant Wise no longer works as the thai banks have new regulations disallowing it
James ***************
David Grant No.
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