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Does transferring money via Wise to a Thai bank account satisfy the requirement of having funds from abroad for a visa?

Nov 10, 2025
6 months ago
Mahmood ********
ORIGINAL POSTER
Hi everyone.

If I transfer money from my uk bank account to my wise account and change the pound sterling to Thai bahts within my wise account, once in Thailand I intend to transfer the 800,000 bahts from my wise account into my new Thai bank account, would that satisfy the rule which says your money should have come from outside Thailand?

Thank you for any advice. 🙏
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TLDR : Answer Summary
The original post inquires whether transferring money from a UK bank account to a Wise account, then converting pounds to Thai baht before transferring to a Thai bank account, satisfies Thailand's requirement that the funds must originate from outside the country. Community responses indicate that the transfer's labeling (as an international transfer) and the choice of Thai bank (like Kasikorn) are critical for compliance. Key considerations include tagging the transfer correctly (e.g., for long-term stay) and ensuring funds meet the visa requirements, such as having 800,000 baht in the Thai bank account.
Steve ****
For purposes of having 800k in a Thai bank that is sufficient. How it got into the account doesn’t matter for the 800k method. It only matters for the 65k/month method
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Alan *****
Just put the reason is to buy property, it’ll take longer. But it will go through with the right code
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Bent *************
No. Send from bank to bank!
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Patrick ********
Even much worse if it went BKK account
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Mark *******
Why not a transfer, bank to bank, is that not possible?
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Peter *******
@Mark ******
I have been dealing directly with Bangkok Bank for 20 years now with ZERO problems.
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Gwyn ********
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Gwyn ********
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Hanne *******
Isn’t there something about that the money has to be paid into a Thai account two months before applying for the visa/arriving in Thailand?

🤔🤔🤔🤔🤔
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Wannikea *********
@Hanne ******
the money needs to season in a Thai account 2 months before a Non O visa EXTENSION application. No seasoning if applying for a non O visa.
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Mahmood ********
ORIGINAL POSTER
@Hanne ******
yes that’s correct
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Mahmood ********
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Todd ********
If you send via Wise ….tag it Funds for long term stay as reason for transfer so the bank shows it’s an international transaction. If you send it to your wise account. …Then send to your bank you loose the option to do said tag
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Wannikea *********
When setting up the reason for transfer, you choose the very last choice funds for long-term stay. In a perfect world it would be marked as such when it comes into your Thai Bank. You didn't say what your Thai bank is, Wise has limited the number of Thai Banks they will send funds to. Regardless, if your funds come in not marked as international transfer you can get the paperwork to prove to any reasonable IO the transfer came from abroad.
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Jim *******
@Wannikea ********
Wise, a mickeymouse funds transfer, could not limit to where they send the funds. It is them, begging around who would accept their transfers. And who will police restricted countries and individuals. Wise, mickeymouse, has neither capacity nor authority nor trust to do that. For Thai, it is Kasikorn Bank now.
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Jim *******
@Wannikea ********
My Japanese bank has that drop-down list. When sending money to my daughter in Australia from Japan, it is "Supporting a student overseas".

When I send money to my wife (actually, for our living expenses in Thai, it is ourselves, she is sitting next to me in Bangkok now), I pick "Supporting family". To avoid 250THB ATM charge per withdrawal. I am charged but the charge is refunded back to me.
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Mahmood ********
ORIGINAL POSTER
@Wannikea ********
thank you for your response.
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Mahmood ********
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Jim *******
Ha, the money that is coming via Wise goes to the Kasikorn Bank. There it is flagged as an overseas transfer. That is where Thai governemnt authorised the Kasikorn Bank. Just my guess, that might be the reason why Bangkok Bank (lost that business) became so surly and unfriendly to foreigners.

If your endpoint bank is not Kasikorn, then Kasikorn sends the money to your bank. The money is there but labelled as "Internet Transfer" as it is between Kasikorn and your bank.

Some leg work may be involved to get Kasikorn to give some document that the transfer was originally an overseas transfer.
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Mahmood ********
ORIGINAL POSTER
@Jim ******
thank you for your response.
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Bob **********
@Jim ******
a letter from Kasikorn 200 baht
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Jim *******
I do not know, maybe that particular letter (or a document from Kasikorn) that the transfer was from overseas.

Beleive you, if you said so.
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Jim *******
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John **********
It will depend on how it shows up in your bank statements
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John **********
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