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What are the experiences and limitations of using the Kasikorn prepaid debit card for QR payments in Thailand?

Aug 4, 2025
a day ago
Alain ***************
ORIGINAL POSTER
Maybe this is useful for DTV holders.

I had to Pick up someone at bkk airport and went to the kasikorn Exchange booth to obtain one of those travel prepaid Debit cards that also allows QR payment. Heres what I learned:

You need foreign currency with you to Open an Account. I only had thb but they let me exchange 30 baht to 1 USD which was fine. The lady helped me to install the Application called tagthai which contains the scan to pay Feature. After talking a bit with her, she told me that QR pay only works when the Receiver is a Business. In my Experience, this means no payment at most bars and markets, as they use private Accounts to receive money. I went up one floor and bought a whopper with my balance which worked fine. The Application is a bit disappointing that you can’t top up with a credit card. Only in a kasikorn branch. So in short: the card is easy to get with no long term visa. Just passport and foreign currency is enough. The use cases are pretty Limited though. I just got one to try as i have a Thai Account since it was easy to get. I will try to add the card to shoppee which doesn’t like any of my foreign cards 🤣 Hope this was helpful and I have not tested it but I believe my condo water bill goes to a Business Account and therefore should work for this. Cheers na
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TLDR : Answer Summary
A user shared their experience obtaining a Kasikorn prepaid debit card for QR payments in Thailand. To open an account, foreign currency was required, and they exchanged a small amount of baht to get USD. The card allows for QR payments, but only with business accounts, limiting its use at bars and markets. They found the app unsatisfactory as it cannot be topped up with a credit card. Comments from others indicated discontent with the card's functionality, with suggestions for alternatives like TrueMoney. The discussion highlights potential challenges for expats related to financial transactions in Thailand.
Manfred **********
Just be aware that the exchange rate is very bad, that's how you pay for the 'convenience'
Jonas *************
Useless. I see no benefit. Every 10 times you try to use QR codes the bank doesn't respond or it's off or we do maintenance or it doesn't plane work anyway. I have bank accounts but even so.

So your cash always work.

If you need to pay your electricity bill you can just go to 7-Eleven and pay there been scan it and you pay them cash.
Vitaly ********
@Jonas ************
I do hundreds of QR payments a month, the average rate of the problems you described is probably 2-3 times a year. Then I just switch from Krungsri to Bangkok and the problem is solved
Jonas *************
@Vitaly *******
around midnight on Friday and Saturday and maybe other midnights too almost all electronic payment systems in Thailand failed even credit cards because the banks cannot handle the volumes.

I have is from a person who is building payment processing terminals...
AuthenticPas************
Thanks for shading
Wai *******
True Money or Deep Pocket is better
Successful***********
Just use TrueMoney. They allow now users without long term visas.
Alain ***************
ORIGINAL POSTER
SuccessfullinMalaysia it says Upload documents Like work permit to use full functionality.
David ***********
@Alain **************
I’m on a DTV and have TrueMoney advanced connected to my passport and Thai driver’s license. You don’t need a work permit. This is the easiest way to pay both personal and business QR that I’ve discovered.
Successful***********
@Alain **************
You can pay in stores, QR codes and send bank transfers without full functionality account.
Alain ***************
ORIGINAL POSTER
James *******
It’s terrible. Hardly works. TrueMoney better
Stefani ********
What is the most efficient/cheapest way to get money from home/Canada to Thailand to participate in these QR scenarios
Brandon ************
@Stefani *******
If you don't have a Thai bank account, then you're probably stuck using ATMs. Make the biggest withdraw possible so you only pay the fee once and always reject the ATM offer to do the conversion for you.
De *****
Anonymous ******************
Thank you, good to know a work around. 🙏🏽
Vitaly ********
This sounds like a useless rip-off :)
Alain ***************
ORIGINAL POSTER
@Vitaly *******
i will try to scan my own petsonal qr as soon as i am back home. The app doesnt let me Import my bangkok bank QR, only scans with camera. I will update my post as soon as i finished the Experiment. Edit a fre Hours later: tried to scan a Thai friend private account with no success. So forget paying street vendors or small Restaurants