How can I get smaller Thai baht denominations for daily purchases in Chiang Rai?

Mar 19, 2023
2 years ago
Richard *********
ORIGINAL POSTER
Well this will be an everything else post. I eat out on the street in Chiang Rai and love it. Great food great prices BUT the ATM gives me 1K Baht notes and they are about useless when I want to buy a 50 Baht meal. I just feel it rude in your face to pay with a big paper bill to pay for a small amount due. I just opened a Bangkok Bank account with debit card, but even if I pull out 5K Baht I am given 5 1K notes... Any constructive advise is very much welcome. Was not a problem before as I would buy a couple three packs of the beer for my room with a 1K Baht note so always had smaller denominations notes, but passing on the beer till I can drop some weight.
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TLDR : Answer Summary
The post discusses the challenge of getting smaller denominations of Thai baht after ATM withdrawals, particularly when paying for inexpensive street food in Chiang Rai. The original poster notes the inconvenience of receiving 1,000 baht notes that are difficult to use for small purchases. Comments offer various solutions such as withdrawing specific amounts like 400 or 900 baht, using QR code payments through a banking app, and purchasing inexpensive items at 7-Eleven to break larger bills.
Taz **********
You can withdraw small amounts at a time, alternatively go to
****
& buy something for 10 baht they will give you 990 baht change from 1 thousand baht, then don’t be like the general population who go to buy something for 110 baht & give 110 baht, give 200 & get 90 baht change. What drives me crazy is when your girl goes everywhere, including
****
and spend all their small money, then go to a noodle stand to buy something for 50 baht & only have thousand baht notes 🤔, & the noodle shop has no change, so then they go where ? - to
****
to get change 🤣🤣🤣
Giorgio ******
@Taz *********
not all "girls " are like yours and spend all the small money ..
*****
5555
Michael *******
Steve *******
Got to the
****
buy something cheap and pay with a G. All ATM's bang out the big notes
Momo *******
Only every 20th meal you have to do so 😉
Michael ********
withdraw 4,900
Mika ********
@Michael *******
it’s as simple as this
Bruce *********
Don't most places take scan now? Just scan your 50 baht payment.
Cliff *********
Go to
****
, buy anything and they will change it for you.
Charles ***********
You can pay by scanning a QR code in the Bangkok Bank app. Almost all restaurants, even small family-run Thai restaurants, let you pay by scanning, even small amounts.

Otherwise, 7-Eleven is your change machine. Or take out 4900 baht.
Keef ********
Head to your nearest gogo they will sell you wads of 20 baht notes to throw the girls.
Gio *****
Send me ur big notes
Ajit ********
When will start free visa
Mike ******
There is nothing rude about paying for a meal. You worry entirely too much. I have paid with 1k notes, too many times to define, and that is using them to make meal purchases or items at the 7-Eleven or at a street vender, where if they don't for some reason have change, will ask the other venders to help the out. You will find there are certain machines that only give out 100 baht bills and that is a pain in the ass. Too many bills!
Cabbie ******
Ask your atm for 900 Baht or 4900 Baht and you’ll get smaller notes
Stein ***********
Funny post. 😂🤣
David **********
When I need a lot of 100 baht notes, I go into the bank, hand them 3 or 4 1000 baht notes and tell them I want 100 bahts. Better to do it if the bank is not crowded.
Russell *******
Just buy something from
****
Giorgio ******
just buy anything you need at
****
and change 1000 notes into 100's . 100 will do for any street food vendor
Danny *****
Common sense 😂
Wayne *******
@Danny ****
so true, kinda lame
Jim ******
Is this really a serious post?

WTF?
Ivan *********
Sound Advice . I love using
****
in Thailand -Good for many essentials .
Lincoln *******
Yeah like others have said, 7-11 never complain about paying handing over 1k baht for a 10 baht item
Carrie **********
7-11. Buy anything.
Khun *****
Go in the frickin' bank and change notes.
Rob ******
Pay by QR code from your new Bangkok Bank app
Martin *********
@Rob *****
for street food ?
Rob ******
@Martin ********
yes, accepted without a problem by the vast majority
Brandon ************
Martin *********
Go into 7-11 and buy something for say 30 bht OR just ask 7-11 to change it for smaller bills
Da-vid *****
@Martin ********
Better buy 7\11 water cost 6 Bth and get change
Otto *********
At the ATM get you e.g 4900 Baht, then you have at least small change to start with. And when you go to the supermaket, give them the 1K Note for your groceries.

The problem isn't new, though.
Tulip ********
whats rude about paying for a meal? Western sensibilities, they can easily get change and are happy to do so, then with change the problem disappears.
Ron ******************
Go to a bank and change the notes for smaller denominations.
Tito *********
You can still buy a 6 baht bottle of water from seven eleven to get change. Or you can withdraw an amount that finish with 900, like withdrawing 1900 baht
Merv *******
I've used ATM Bangkok Bank and entered for example 9500 Baht .Found most local shops somehow expect farang to offer 1000 Baht note !
Wayne *******
Just go back to drinking beer 😂 😂 😂 problem solved, just keep active to drop weight
Stephen ******
@Wayne ******
you beat me to it.
Ronachai **************
Pull 4,900 and get some 100's and a 500
John **********
Just pull out 5000 and exchange at bank
Robert ******
Use the qr code at the food stall
Don-Laura *******
When I go to Bangkok Bank ATMs, I can withdraw almost any amount beyond the basic choices like it presents, like 700 Baht - for that, it gives me a 500 and 2 100's. It you choose "other amount", you can specify to get something besides a factor of 1000. Works like a charm when I need smaller currency.
Richard **********
SCB atm gives out 500 baht notes at most 7-11s.
Shayne **********
Get out 4900 baht.
John *******
Always give
****
1000 bhat
Leo ******
I'm going to throw this out there.... Maybe go to 711 and get some change.. Or even go into the bank... How did you survive in your home country... 🤣
Garrett ***********
Go to any bank branch and ask for 100s. I change 5k-10k baht at a time in 100s, keep the stack in your condo and just reload whenever you go out.

Or go to 7-11 and buy a bottle of water.
Tony *********
I don't use cash. Scan everything
Paul **********
Go to 7-11 and buy some ice cream
Cris ********
I go to
****
and buy water or snacks and they break it for me. I also know the beverage stand at the markets I eat at can always break the 1K notes.
Mitchell *******
7 - 11. Buy a coke and a bag of chips with the 1,000b note. Problem solved
Shane *******
Change it in
****
Stephen *******
Withdraw 4,900 bay and break the 1st thousand at the first possibility.
****
can always break 1k with a smile
Marc ********
Go to 7 eleven and buy a soda for 18b

Problem solved
Chris ****
No sarcasm - the struggle is real! Every few months when I’m super motivated I get my bank to give me 50 and 500 baht notes. Very handy.
David ***********
I usually get 900 or 1900 out, that way you get smaller bills
Matthew *********
Withdraw 900
Mark *******
Just take out 4900 then you get mixture of notes
David *******
@Mark ******
I've ALWAYS done it this way, so amount ending in 900, and when I'm in a big store, I use 1k notes since I know they have the change, I didn't think this was a genius move, I just thought everybody did it ;)
Corey *******
****
Bennett ********
Agree with above - at Bangkok Bank ATMs there is a selection that simply says “withdrawal”, with no dollar amount. Click that & then key in $400 & you’ll get 100 baht notes. (Or 900, 400 will be $100 notes.) We do that for this reason, to get some smaller bills.
Josette ****************
Any 7-11 will give you change without buying anything. If you need to buy, just buy a 10 Baht piece of candy or anything inexpensive. Or even buy a 6 Baht bottle of water at 7-11 and use 1000 Baht to pay.
James *********
Pay via QR code
Nigel *********
Does BKK bank have an app. You can pay with sa-can
Joey ***********
Have have you tried withdrawing 400 or 900 THB? I used to do that before but now i can pay by qr code scan.
Richard *********
ORIGINAL POSTER
TY will look into the QR code.
Brandon ************
MOST (not all) ATMs will let you pull out less than 1000. Whenever I use an ATM I usually do 1900 or 2900 just so I can get some small bills too.

Then every time I go to 7-11 for anything even a bottle of water, I pay with 1000 so I can get change. It's definitely still difficult sometimes to keep small bills.

You said you opened a Bangkok bank account. Download their app to your phone and you can start paying with transfers.

Ask the merchant if they accept scan. Or just say "scan" when it's time to pay and they'll point at a QR code usually. You just scan this in the relevant area of your banking app and and enter the amount and it's done. Paid for. Show them the confirmation from your phone immediately after and no more worries about large denominations.

You can pay this way at 99% of places in Thailand and it's one of the best advantages of having a Thai bank account (plus now you can use Wise to transfer money to Thailand with low fees).
Frank-Steven ***********
@Brandon ***********
This is the way.
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