How can I withdraw a large amount of money to pay for my visa in Thailand?

Sep 4, 2024
2 months ago
Ella *********
ORIGINAL POSTER
I need to pay for my visa - how can I withdraw a large amount of money? As I can only draw 30,000 a day using the atm? Sorry if it’s a stupid question
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TLDR : Answer Summary
The original poster was seeking advice on how to withdraw a large sum of money for their visa payment, as they were limited to a daily ATM withdrawal of 30,000 baht. Comments suggested various solutions including going directly to a bank to withdraw more cash using identification, changing ATM withdrawal limits via banking apps, making multiple withdrawals, and considering alternative payment methods like transferring through banking apps or using services like Wise for a better rate. The discussion highlighted different strategies and experiences from community members, emphasizing the importance of clarifying the actual visa costs and potential fees involved.
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Phil ********
Go to a money exchange booth with your passport and debit/credit card.

Withdraw ฿25k x 3 times.

Do this at other money exchange booths until you have enough.
Stephen ***********
Go to the bank
Leonard *******
Use wise I think it will do 1500 USA to Thailand
Joe **********
Go to a different bank ATM for another $20k or $30k. At 7-Eleven there are often two different bank atms. My Retirement visa, one year extension, and opening of Bangkok bank was a little over $30 and I had to do this.
Ella *********
ORIGINAL POSTER
@Joe *********
ahhhhh I see, maybe it was just capped at 30k a day for me for krungsi when I paid my 42,000 surgery fee once
Anthony *********
You could just ring your bank and ask them to raise your limit for 24 hours, they should be able to do it or ask if the place you're using can take a card payment, you could even get their bank account details, set up a wise account and make a payment to them through the app, this would actually be the cheapest way to do it as you just get changed a really low fee so you won't have to pay the 220thb ATM fee and your banks conversion and overseas transaction fee
Ella *********
ORIGINAL POSTER
@Anthony ********
I use Monzo currently but everyone is team wise I think I need to convert to them! Thank you
Anthony *********
@Ella ********
yeah its definitely the best and easiest way to get money to Thailand I've been using it since 2016, the fees are the cheapest and payments take seconds
Eric **********
Hate it when people ask a question, several people answer.. and then they don’t even reply
Ella *********
ORIGINAL POSTER
@Eric *********
what would be an acceptable response time out of curiosity?
Eric **********
@Ella ********
4 minutes
David **********
@Ella ********
obviously your response time wasn't fast enough. How dare you be busy doing something else!

Actually I hope the educated responses gave you the info you need. Usually the limit on daily withdrawal amounts is a combination of your issuing bank and the ATM's banks' limit.
Erica ********
@Eric *********
: I suspect there is a spammer.
Eric **********
@Erica *******
plenty on fb
Peter **********
@Eric *********
I hate it more when people ask about using an atm and then are referred to visa agents… 🙄

But of course you are right that the maximum answering time must be within 15 seconds after posting and it’s forbidden to…. have a life, or something? 🤣
Gregory ********
Well is it a Thai bank or overseas bank—not enough info—but sounds like an overseas bank—increase your atm limit on the app—you also dont say how much—draw 30 k before 12 midnight and 30 k after midnigjt—if its an agent—you can swipe card—then you have proof as well
Brian *******
you dont have a thai bank account and scan to pay?
Ella *********
ORIGINAL POSTER
@Brian ******
the irony is I will have once I have my residency visa lol 😂
David **********
@Ella ********
the old "catch 22" - you need to be a resident to open an account and you need an account to be a resident 🤣
Ellen *************
@Ella ********
indeed 😂 these are our struggles
Rok ********
Probably max 30,000 per transaction not per day; do repeat the withdrawal and get another 30,000 out.
Jerome *********
many time in a day
Bart **************
Withdraw twice.

Steep cost though. Which country charges you so much?
Matthew *******
Scan in the agents office or bank transfer to them using your banking app
Thaimer ******
@Matthew ******
she clearly don’t have Thai account
Jeffrey ************
Pay by transfer, not cash...
Ellen *************
@Jeffrey ***********
exactly 👍🏼
Williams *******
Just go to the bank with passport
Thaimer ******
@Williams ******
and get awful bank rate
Ivan ************
@Thaimer *****
it's the same Visa/MasterCard rate you get at the ATM, just without the 220B Thai-side fee. It's a cash advance, your home bank may or may not treat this differently and if it's a credit card you pay interest from day 1 but that's the same with an ATM.
Peter **********
@Thaimer *****
You can use a bank and still have the conversion done by your card provider. I do it regularly and recently took thb 650k using a wise credit card.
Ella *********
ORIGINAL POSTER
@Peter *********
which bank was it please?
Peter **********
@Ella ********
I have an account at Kasikorn so they know me. But I used the Wise card to take cash.
Greta *****
He probably means he needs to pay the agent. No visa cost that kind of money
Jon **********
@Greta ****
ED visas around 50k
Steve **********
US Banks can flag it. It happened to me. I took out 25,000 and immediately tried to do it again and they shut off the card as a fraud alert.
Matthew *******
I’ve withdrawn 30,000thb 4 times in a day without a drama before. Just glad my bank covered the atm fees at that time.
Ella *********
ORIGINAL POSTER
@Matthew ******
amazing, thank you!
Wayne *********
Do 2 withdrawals will give you
*****
Ella *********
ORIGINAL POSTER
@Wayne ********
thank you, I thought it was capped at only 30k a day
บ้า ****
Go in bank with passport can talk any amount out and save the 220b atm fee.
Aake **********
Ella *********
ORIGINAL POSTER
@บ้า ***
do you know the limit? Is it all banks? 😀
Karel *********
@Ella ********
doesnt work with revolut with cash in advance though
บ้า ****
@Ella ********
try a kasikorn bank they’re usually good
บ้า ****
@Ella ********
I don’t think there is a limit
Ella *********
ORIGINAL POSTER
@บ้า ***
amazing. Thank you 🙏
Lynnette *******
A visa costing more than 30,000 tbt? Really?
Peter **********
@Lynnette ******
she is talking about a visa credit card. Try reading instead of damaging the keyboard. 🤣
Tore *********
@Peter *********
ehmmm. I guess English isn’t you strong side…
Ellen *************
@Peter *********
embarrassing- 😳
Lynnette *******
@Ellen ************
and he's rude too.
Ellen *************
@Lynnette ******
he does it exactly like this almost every day 😔 🤭
Lynnette *******
@Ellen ************
yes. Just a really rude and unpleasant person. The list clearly says she needs to pay for her visa. Does not say she's trying to pay a credit card bill. 🤦
Peter **********
@Ellen ************
Maybe I respond to the same stupidity every day and it happens to be you 🤣
Brandon ************
@Peter *********
you don't say "I need to pay for A visa" if you're paying a credit card, you day "I need to pay my visa"
Peter **********
@Brandon ***********
I was focused on her question. Reread it and see the same question about using an atm to take a large amount.

I am not surprised about “I have to pay a large amount for my visa”. It’s the way people write. “I paid 400,000 bath for my visa”. Likewise people write “I have a marriage visa” or a “retirement visa” while such a visa doesn’t exist.

Meanwhile the question is about getting large sums of money using a foreign card and being limited when using an atm.
Lynnette *******
@Peter *********
she doesn't say it's a credit card. You go read her post.
Matthew *******
@Lynnette ******
using an agent I’d say
Lynnette *******
@Matthew ******
ah, ok. 🤦 So paying an agent and not just paying for the visa.
Terry **********
Go onto banking app and change your daily limit
Brandon ************
Pay for your visa? What visa are you paying for that requires you to have more than 30,000 baht?
Peter **********
@Brandon ***********
Try reading the post.. 🤣

It’s not about getting a visa…
Ellen *************
@Peter *********
you’re wrong but you just keep banging people over the head with it all down the thread. Embarrassing 🙈
David **********
@Peter *********
yes it is. They said "I need to pay FOR my visa", not "with my Visa". There's a BIG difference. If they are using an agent, they may need 45k baht or more.
Brandon ************
@Peter *********
"I need to pay for my visa" then what is it about?
Anthony *********
@Brandon ***********
most likely a non B, education or volunteer visa, obviously the visa is only 1900 but all the paperwork that goes with it and fees is what the rest is made up of, company set up etc
Erica ********
Go to the bank.
Eric **********
How much is the visa
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