@Ryan *****
that would be a false impression to be under, 🙁
For banked money method to meet the proof of funds based on marriage to a thai.
You need to show the 400K baht in a thai bank account in your name only to get the initial 90 day Non-O visa issued
THEN
it needs to be in the account for 2 months before you apply for the yearly extension
AND
every subsequent yearly extension you get has to have the 400K baht in the thai bank account in your name only for 2 months before you APPLY for the next yearly extension