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What should I do if my wife's retirement visa does not meet the 800k requirement for renewal?

Thai Retirement Visa Visa Extension Visa Renewal Financial Requirements Immigration Issues Expat Advice

Mar 1, 2025

9 days ago

Christopher ****

ORIGINAL POSTER

Hi everyone! My wife’s retirement visa is due for renewal in May but just realist she didn’t maintain her 800k in the first 3 months. She topped it up to 800k in the past 4 months. If she go renew herself, would it be a problem or we need to pay a fine or tea money (what is a good amount). Is it a serious offense as it would be considered overstay? Also would like to consider canceling it and attach it to my visa to make it easier to renew together as a couple. Would appreciate if anyone can suggest any ideas.

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TLDR : Answer Summary

The user is concerned about their wife's upcoming retirement visa renewal, as she did not maintain the required 800,000 Baht in her account for the first three months. The discussion indicates that this may lead to complications with the visa renewal process, including potential fines or a requirement to leave Thailand and reapply. Suggestions include consulting with immigration or visa agents, the potential for a fine of approximately 10,000 to 15,000 Baht, and the possibility of canceling the current visa to apply under the user's visa instead.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Sally *******

They want people to spend money in Thailand but how can you do that if you have to sit on 800k permanently. Surely most bank accounts can expect to fluctuate. I really don't understand this retirement visa. I'm watching and learning, but can't see much advantage compared to visa exempt for 90 days. (Uk)

8 days ago

Elías ********

@Sally ******

think of it as a deposit. You can't use that money during your stay, but if you're to leave the Kingdom, you'll receive back your deposit.

7 days ago

Sally *******

@Elías *******

but you have to pay for the visa aswell. I'm just not sure it's worth it. Maybe I'm not ready to commit just yet.

7 days ago

Sylvia ********

@Sally ******

the visa is only 1900 a year. Regard the funds as an emergency safety net should you be ill.

7 days ago

Reply to

Sylvia ********

Bill *********

@Sally ******

Start out with the 800k and then add an extra 100k to allow for "fluctuations". This seems like a pretty simple concept.

8 days ago

Sally *******

@Bill ********

when you've got more than 800k, but just don't see this as your major account, and you just forget.. that's what they are missing.... 😆

8 days ago

Sally *******

Yes I guess but it seems a waste if it's sitting in an account doing nothing..

8 days ago

John **********

@Sally ******

it's not doing nothing. Primarily it allows you to get the visa extension each year. But for the 2nd year onwards you can apply for the extension using 12 months of transfers of 65k baht each month for the full 12 months, but you can spend this 65k as it arrives (assuming your from a country whose embassy doesn't provide an income affidavit). Also the 800k earns interest of around 1.5% and only needs to be in the bank for 2 months before you apply for an extension, 3 months after and can't drop below 400k at any point

7 days ago

Matthew *********

@Sally ******

it's not doing nothing, trust me the Thai bank is investing your money on foreign banks and drawing interest with your money while they basically give no interest for loaning them the money. I have yet still to see a more expensive demand for a visa.

7 days ago

Sally *******

@Matthew ********

yes I realise that's their main reason but it seems rather stupid, when the visa exempt costs are so low in comparison. If I do go and live there I'd be traveling about every 90 days for at least 2 weeks, so I can't see what visa would be financially best/ and legal?

7 days ago

John **********

@Sally ******

you need to realise that you can't live in Thailand on visa exempt entries. Sooner rather than later you will be denied entry

7 days ago

Matthew *********

@Sally ******

one thing to learn i have realized in Thailand that common sense is thrown out the window and policies are written so nobody and including government offices don't understand their own words written.

7 days ago

Sally *******

@Matthew ********

😆 🤣 yes I'm starting to see that.

7 days ago

Reply to

Sally *******

Simon ******

I was fined 15,000 baht for a mistake going under but I had a agent do the visa talking