ask
Search
Ask
Unanswereda year ago

Does having two Thai bank accounts with a total of 80k baht monthly qualify for the retirement visa requirement?

Phil ********
asked Aug 8, 2025
2.5k
views
13
replies
4
likes
Thai bank A gets 50k baht per month. Thai bank B gets 30k baht per month. Both are international deposits. Does this qualify for the 65k monthly deposit requirement for renewing my annual retirement visa?
Summary so far
The inquiry is about whether depositing a total of 80k baht per month across two Thai bank accounts (50k in one and 30k in another) meets the financial requirements for renewing an annual retirement visa, which necessitates consistent deposits of 65k baht monthly. The discussion reveals differing opinions: one comment affirms that as long as the total exceeds 65k and proper bank documentation is provided, it should qualify; however, others argue that immigration requires the full 65k to be deposited into a single account each month.
13 repliesnewest first
8

Click comment and we will ask for your email, then OTP, then name.

Jacqueline ******
Jacqueline ******
I suppose its possible, once you get confirmation letters from Bank 1, to transfer some funds to Bank 2 and quickly get letters from them. Not suggesting that OP has that in mind. Just that the "one bank account" rule might be to prevent the above.
Dave *********
Dave *********
@Jacqueline *****
won’t be able to transfer it into one thai bank account and then transfer it out to another Thai bank account. That won’t work cause the transfers coming in would show it’s coming from a Thai bank to another Thai bank, instead of an international transfer.

U can use multiple bank accounts as long as the money is shown as coming from abroad and NOT from another Thai bank account
Tyler *******
Tyler *******
No — for the retirement extension, immigration requires the 65,000 THB/month to be deposited into the same Thai bank account each month from abroad. Splitting it between two accounts (50k + 30k) won’t meet the rule unless you consolidate into one account before the monthly deposit deadline.
Tod *********
Tod *********
@Tyler ******
keep in mind I'm not saying that you weren't told this by an immigration officer at some immigration office, 😕

I am saying that there is nothing in the rules about proof of funds for retirement extensions that prohibit multiple bank accounts, not for banked money or monthly income method. It's not spelled out as prohibited.

Remember just because an officer doesn't like it, isn't the same as it can't be done.
Tod *********
Tod *********
@Tyler ******
and you know this how exactly?

as I posted I know people who have two accounts at different banks and transfer in to each of them every month, as long as the total is over the 65k baht threshold each month and the transfers have international origin there is nothing in the "rules" that say you can't do it.

What office told you that you couldn't do this?

As I also said, IF you do it you need double the documentation (a set from each bank) AND you should be prepared for the immigration officers to bitch, piss & moan about it to,

BUT

it's totally allowed (as in it's not prohibited)
Chuck *********
Chuck *********
I have two accounts. Transfer from US into one and then transfer to the other. Like Tod said, if you make them do twice the work, they may nit pick you to death.
Keith *********
Keith *********
No
James ********
James ********
@Keith ********
read
@Tod ********
reply. It's possible.
Tod *********
Tod *********
well seeing as the monthly total is OVER the 65K baht a month threshold required it would indeed meet the financial requirements.

Obviously that's if you have transfers to those 2 accounts, each month, every month for the previous 12 months before you go to apply for an extension

AND

You would have to have updated the bank books of those accounts the day you applied, got the 'standard' bank letters and year detail transaction reports from the bank on both those accounts.

it's DOUBLE the paperwork for you (and for the officer to check thru) so be ready to get some grief over it 😕

There is nothing in the rules that says it has to be all in a single account, just that the monthly total in a thai bank account in your name only is 65K baht per month.

I remember some one reported a while ago that their office let them do it and told them next year, all in one account.
13
Phil ********
Phil ********
OP
@Tod ********
Again, thanks.
Phil ********
Phil ********
OP
@Tod ********
Thank you!
Keith *********
Keith *********
@Tod ********
Probably depends on which Immigration you use. But with my experience it has to be
*****
baht plus International transfer to the

same bank. I had big problems when I split the
*****
into two transfers.

Another time I was 5000 baht short one month and that caused problems.
Tod *********
Tod *********
@Keith ********
5K short one month would throw you right off the rails seeing as it specifically states 65k International transfer each month every month for the previous 12 months

But what it doesn't say is that you can't have multiple transfers or use multiple bank accounts as long as they are in your name only.

They would have to check with their office and see what they say, all I know is there is nothing written in the rule about it.

Activity

8 joined
Phil ********
Phil ********
Phil ********
Phil ********
Phil ********
Phil ********
8
people
Thai Visa Advice
Thai Visa Advice
...members40% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are the best ways to submit bank statements for a TR visa application in Thailand?
2k19171mo
What are the requirements for obtaining a Non-O Retirement Visa in Thailand, and can I withdraw funds after meeting those requirements?
4.2k38412mo
Will I be denied a Non-O retirement visa if my latest bank statement shows an increase in balance?
5.2k251064mo
What are the requirements for obtaining a 90-day Non-O retirement visa regarding exit tickets and bank proofs?
5.7k221275mo
What are the requirements for applying for a Non-O retirement visa in Thailand, specifically regarding bank statements, photos, and SSA letters?
10.2k262506mo
Can I qualify for a Non-OA visa with monthly pension transfers and later switch to the 800k requirement in Thailand?
2k13277mo
What documents are required for re-entry into Thailand with a retirement visa?
14.1k672927mo
Can one spouse be the main applicant for a retirement visa while the other is a dependent in Thailand?
5.1k111317mo
What is the retirement visa protocol for expats over 50 years old wishing to live in Thailand?
21k1463228mo
Why is Bangkok Bank requiring customers to hold 400k for 4 months before issuing a bank certificate for visa renewal?
38.1k2476098mo
Can I use multiple transfers to meet the 65k per month income requirement for my Non-O retirement visa renewal?
3.6k32301y
Can I obtain a retirement visa in Thailand with 400,000 baht savings and an income of 650,000 baht?
3.8k29431y
What are the requirements for obtaining a Retirement Visa in Thailand as an Australian expat with a pension?
1k3131y
Do liquid stocks qualify for the $16k requirement when applying for a Thai DTV visa?
1.1k931y
Can I use my mother's bank details to support my DTV re-entry into Thailand?
15.3k1261781y
What are the requirements to renew a retirement visa in Thailand?
6.4k43871y
What are the financial requirements for a retirement visa or Non-O visa in Thailand if I want to live in Korat?
5.6k49482y
Do I need to show monthly income if I have the required 800,000 baht for a retirement visa in Thailand?
9.9k661432y
What are the current financial requirements for expats on a Thai marriage visa or retirement visa?
10.2k811142y
Do funds in a Thai bank account qualify for a retirement visa if they originated from rental income in Thailand?
2.2k17122y
What are the requirements to retire in Thailand?
17.2k1272293y
Can I transfer my money into my husband's Bangkok bank account for his Non-O visa application?
1.6k11103y
What are the best options for getting a marriage or retirement visa in Thailand before my current visa expires?
2.5k15306y
What is the difference between a bank book and a bank guarantee or statement for a marriage visa in Thailand?
4.4k40346y
Do I need to have my retirement visa financial requirement in a Thai bank account or can I use UK bank statements?
621239y

Resources

Need help with your retirement visa?