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Does having two Thai bank accounts with a total of 80k baht monthly qualify for the retirement visa requirement?

Aug 8, 2025
4 days ago
Phil ********
ORIGINAL POSTER
Thai bank A gets 50k baht per month. Thai bank B gets 30k baht per month. Both are international deposits. Does this qualify for the 65k monthly deposit requirement for renewing my annual retirement visa?
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TLDR : Answer Summary
The discussion centers around whether having two separate bank accounts, one with 50k baht and another with 30k baht, qualifies for the Thai retirement visa requirement of a total deposit of 65k baht per month. Some members suggest that as long as the total exceeds the requirement and all transactions are consistent for the past year, it should be acceptable. However, others stress the importance of consolidating funds into a single account to avoid complications and potential issues during the renewal process.
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Jacqueline ******
I suppose its possible, once you get confirmation letters from Bank 1, to transfer some funds to Bank 2 and quickly get letters from them. Not suggesting that OP has that in mind. Just that the "one bank account" rule might be to prevent the above.
Tyler *******
No β€” for the retirement extension, immigration requires the 65,000 THB/month to be deposited into the same Thai bank account each month from abroad. Splitting it between two accounts (50k + 30k) won’t meet the rule unless you consolidate into one account before the monthly deposit deadline.
Tod *********
@Tyler ******
keep in mind I'm not saying that you weren't told this by an immigration officer at some immigration office, πŸ˜•

I am saying that there is nothing in the rules about proof of funds for retirement extensions that prohibit multiple bank accounts, not for banked money or monthly income method. It's not spelled out as prohibited.

Remember just because an officer doesn't like it, isn't the same as it can't be done.
Tod *********
@Tyler ******
and you know this how exactly?

as I posted I know people who have two accounts at different banks and transfer in to each of them every month, as long as the total is over the 65k baht threshold each month and the transfers have international origin there is nothing in the "rules" that say you can't do it.

What office told you that you couldn't do this?

As I also said, IF you do it you need double the documentation (a set from each bank) AND you should be prepared for the immigration officers to bitch, piss & moan about it to,

BUT

it's totally allowed (as in it's not prohibited)
Chuck *********
I have two accounts. Transfer from US into one and then transfer to the other. Like Tod said, if you make them do twice the work, they may nit pick you to death.
Keith *********
No
James ********
@Keith ********
read
@Tod ********
reply. It's possible.
Tod *********
well seeing as the monthly total is OVER the 65K baht a month threshold required it would indeed meet the financial requirements.

Obviously that's if you have transfers to those 2 accounts, each month, every month for the previous 12 months before you go to apply for an extension

AND

You would have to have updated the bank books of those accounts the day you applied, got the 'standard' bank letters and year detail transaction reports from the bank on both those accounts.

it's DOUBLE the paperwork for you (and for the officer to check thru) so be ready to get some grief over it πŸ˜•

There is nothing in the rules that says it has to be all in a single account, just that the monthly total in a thai bank account in your name only is 65K baht per month.

I remember some one reported a while ago that their office let them do it and told them next year, all in one account.
Phil ********
ORIGINAL POSTER
@Tod ********
Again, thanks.
Phil ********
ORIGINAL POSTER
@Tod ********
Thank you!
Keith *********
@Tod ********
Probably depends on which Immigration you use. But with my experience it has to be
*****
baht plus International transfer to the

same bank. I had big problems when I split the
*****
into two transfers.

Another time I was 5000 baht short one month and that caused problems.
Tod *********
@Keith ********
5K short one month would throw you right off the rails seeing as it specifically states 65k International transfer each month every month for the previous 12 months

But what it doesn't say is that you can't have multiple transfers or use multiple bank accounts as long as they are in your name only.

They would have to check with their office and see what they say, all I know is there is nothing written in the rule about it.
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