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Answered2 years ago

Can I open a Thai bank account with a Non-O visa if I have a Thai spouse?

Peter *********
asked Apr 15, 2025
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Hi members

Can you open Thai Bank account with a non -0 visa...

If you have Thai Spouse ( in defacto relationship 10 yes)

And intend to live in her home... no children involved
Answer summary
Yes, you can open a Thai bank account with a Non-O visa if you have a Thai spouse, even in a de facto relationship. It may require visiting multiple branches, and it's advisable to bring your spouse and any relevant documentation, such as her house book. Additionally, obtaining a residence certificate might be necessary, which can be done by taking your TM30 to Immigration. While banks may not inquire about marital status, having documentation can facilitate the process.
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Ben *********
Ben *********
Pay an agent to help you. I did it in Phuket & was shocked how many forms & steps there were. Without a translator sitting next to me I would have found it very difficult.
Jim *******
Jim *******
No bank would ask you about your marriage status. If you have a Thai partner, official or not, he/she would be a mere translator. Bank staff speak enough English to that extent anyway.

O-visa (can be 90 days),EVisa, plus "yellow book" would let you open a bank account. While doing that from within Thailand, no health insurance (from overseas), no police check report from your country of residence.

That is what I am intending to do: get "yellow book" on the condo I own in Bangkok, O visa 90 days, open a bank account, transfer 800,000 THB, let the funds sit in there for 2 months and apply for a retirement visa.
Gerald ******
Gerald ******
Common law doesn't exist here, either your married at the umpire or your not !
Julian *******
Julian *******
@Gerald *****
incorrect. I married my wife in London where I met her and had the British marriage certificate translated and notarised in the uk. This was accepted by the two banks I have and the amphur who issued my pink ID
Lynnette *******
Lynnette *******
What's a defacto relationship?
Lucas **********
Lucas **********
@Lynnette ******
when you stay with a bitch forever but don't marry her so she can't take all your shit when she leaves you ...
Lynnette *******
Lynnette *******
@Lucas *********
with an attitude like that, you deserve to get ripped off.
Lucas **********
Lucas **********
@Lynnette ******
it was a joke you braindead maggot .... clearly your fun to be around you retard ..
Ray ********
Ray ********
@Lynnette ******
common law
Lynnette *******
Lynnette *******
@Ray *******
oh. So not a spouse. That's not recognised in most countries Inc Thailand, as a spouse.
Graham ******
Graham ******
Take your TM30 to Immigration to get a residence certificate as this will usually be required
Jan ******************
Jan ******************
You can open a bank account on a Non O visa although you might have to visit a couple of branches. Bring your wife and her house book if she has one.
Roberto *********
Roberto *********
@Jan *****************
He doesn't have a Thai wife!
Jan ******************
Jan ******************
@Roberto ********
Ok, I understand that spouse could be something else than wife.
Peter *********
Peter *********
OP
@Jan *****************
supporting Thai family
Lynnette *******
Lynnette *******
@Jan *****************
no, unfortunately a spouse is only if married. Common Law wife doesn't exist in most countries.
Lynnette *******
Lynnette *******
@Jan ********
Nesland they've just said, not married.
Jan ******************
Jan ******************
@Lynnette ******
Ok, then Non O and residence certificate is all he can provide. Practice varies in a bit illogical way. Some require a work permit or house book as well and some that the first one year extension of stay is done, but he’ll succeed with a Non O in the end.
Peter *********
Peter *********
OP
Jan ******************
Jan ******************
@Peter ********
Good, after a couple of denials I opened with a initial Non O and RC in Bangkok Bank in February.
Peter *********
Peter *********
OP

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