@Sue *********
It is unproblematic to hire agents to assist with the application itself and to open a bank account. The problem, as I wrote, is that if you also had an agent circumvent formal rules and never actually transferred or documented the funds required for the residence permit, it will be difficult to regularize an unlawfully obtained stay on your own. The immigration officer will also understand that when you appear at immigration and present the stamps in your passport. And how would you be able to document that the required 800,000 baht have been in your account for two months prior to applying, three months after the application was approved, and never dropped below 400,000 baht during the year — when the agent’s funds were only in your account for a few seconds before being transferred back?