What are the requirements for obtaining a retirement visa in Thailand and do I need to pay an agent for the process?

Jan 4, 2025
4 days ago
Jo *********
ORIGINAL POSTER
Hi, from new zealand. We arrive in hua hin in may . We arrive on a 60 days,then apply for 30 days then a retirement visa. We will be going thru a agent , when they apply for our visas and open our bank accounts.do you pay any bank money directly to the agent, if not do you then go and deposit 800k yourself or can you dep 65k a month which is our preferred option . Thankyou
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TLDR : Answer Summary
The discussion revolves around the procedure for obtaining a retirement visa in Thailand, specifically for New Zealand expats arriving in Hua Hin. The original poster plans to arrive on a 60-day visa and subsequently apply for a retirement visa through an agent. Key questions include whether they need to deposit 800,000 Baht directly into a bank account themselves, or if it's acceptable to deposit 65,000 Baht monthly. Responses highlight various experiences with agents, bank account opening requirements, and alternatives to using an agent, emphasizing the necessity for each individual to have a separate bank account in their own name for the visa requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
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David ****************
Hi Jo.I am a New Zealander who has gone through the process twice.Feel free to send me a personal message. There is an on line option now where you can use funds in NZ with no need to transfer to Thailand. Can only be applied for in NZ. There are post arrival complexities however.
Shelly ******
@Jo ********
I query some of the comments and advice you are being given, that is why you are best to go through an agent so you will get the correct advice first time.
Graham ******
@Shelly *****
You get the advice which makes them money I think you'll find if you look into it
Colin *********
@Jo ********
nobody has mentioned in their comments, so just in case you're not aware, each person needs to have a Thai bank account in their own name, not joint names and both need to have the required proof of funds for the Visas, so 800k Baht each.
Shelly ******
@Colin ********
that's not true. Assist Thai Visa advise you CAN piggy back off each other instead of having two lots of 800k baht.
Matthew *******
Why are you using an agent if you have the 800K

Waste of money
Shelly ******
@Matthew ******
some people like to use an agent first time around so they know everything is set up completely & correctly and saves headaches later on 🀷
Matthew *******
@Shelly *****
yes I understand that but if the OP is saying doing a visa in NZ is expensive then why is money not an issue for an agent
Shelly ******
@Matthew ******
okay I understand what you are saying. I'm guessing it's the difference in cost to have it done in NZ prior to coming vs the lesser expensive option of hiring a visa agent once she gets here.
Matthew *******
@Shelly *****
agents are not cheap the first time you use them, but hey up to them
Shelly ******
@Matthew ******
sure I hear what you are saying but someone earlier had said the price in NZ for the visa had gone up to $800 nzd that's $15,462 baht at today's rate. Would it cost you more or less in Thailand for an agent to complete it for you?
Matthew *******
@Shelly *****
depends on the agent but I’d say more
Bart **************
Why all the hassle with a different visa first? If you already know you want to stay and use non-o, why not get it before you leave?
Jo *********
ORIGINAL POSTER
Hi, i don't have a mth income over
*****
$ baht. Thankyou
Greg ***********
@Jo ********
with no monthly income above 65.000 THB, your only choices are using your money for an above 800.000 THB deposit, or the +32.000 THB and up for an agent to front the money and grease the wheels
Matthew *******
@Jo ********
my understanding is you will need to be on a visa to convert to tourist visa
Lynnette *******
@Matthew ******
she isn't converting a visa to a tourist visa.
Matthew *******
@Lynnette ******
wants a retirement visa

My understanding is (as told to me by Thai consulate in Sydney) one needs to be on a visa to change to retirement visa in country
Lynnette *******
@Matthew ******
they can enter without a visa, apply to get the Non Imm O in Thailand. Then do retirement option.
Matthew *******
@Lynnette ******
well that’s different to what I was told and what I did
Lynnette *******
@Matthew ******
you applied in NZ?
Matthew *******
@Lynnette ******
no, was given that info at Sydney consulate and IO commented when I entered at Bkk airport
Lynnette *******
@Matthew ******
the question was about NZ. The cost of visa there is huge so not a good idea.
Lynnette *******
@Matthew ******
it's what's been suggested. Because applying in NZ is apparently very expensive.
Nongnuch ********
@Bart *************
the fee for the application to the Non-Imm-O visa in NZ went from 120 NZ-Dollar to 800 NZ-Dollar, which converts to $450 USD. It is much cheaper to enter Thailand visa-exempt and apply for the initial Non-Imm-O visa on Immigration. the fee would be 2000.- THB. And then only another 1900.- THB for the application to the 1-year extension. And she has a monthly income above 65.000 THB, so she can use the "income affidavit" of her embassy in Bangkok for both applications
Bart **************
@Nongnuch *******
ah right, in New Zealand they still have not discovered that their currency converters are mistakenly set for Dongs. Forgot, thanks πŸ‘
David **********
You don't need health insurance just a return ticket just get one from scoot it's cheap just to any country Singapore or laos
Joseph *********
@David *********
I just bought a bus ticker....only a couple if hundred THB
Philip *******
@David *********
chose a country that's visa on arrival you can buy a flight ex Bangkok for $80 usually to Phnom Penh
Drew *****
I recently paid 45K Baht. The first visa is for 15 month. The agent took care of the bank deposit and account. Bangkok Bank is insisting on purchasing 1 year accident insurance with the account. Make sure you have a minimum of 30 days on your visa for opening the account.
Marty ******
@Drew ****
yep I’m going that way too , πŸ˜œπŸ‘
Joseph *********
I did mine in my own.

It's a slow process but not difficult. Immigration in Chiang Mai easy to work with.

Had friends who used agents and tgen had ti keep using them....expensive in the long term.
Ron ******
Couple of alternatives to paying an agent to do the whole process (which isn’t very difficult). 1. Get an O visa before leaving NZ then when you get here you won’t need an agent to open an account for you. Transfer funds then go to your local immigration office, they will give you a list of required docs for applying for your extension of stay. Get them together and go apply. 2. Alternatively arrive visa exempt, use an agent to open bank account, then you can start the process of applying for the O visa yourself. Does involve a bit more running around but will save you on cost of visa in NZ (since it went from $120 to $800 last March!). You’re going to be paying considerably more to use an agent for the entire process but it’s your choice.
Gregor **********
@Ron *****
the New Zealand Embassy in Bangkok is issuing "income affidavits". No need for 65.000 THB in monthly transfers into a Thai bank account
David **********
Maybe easier to get non o visa for 90 days then apply for retirement visa in thailand you can either have
*****
a month deposit into account or have
*****
0 in bank
David **********
Cool I wish Australia got would be so helping
Gregor **********
@David *********
sadly, the embassies of Australia, the United Kingdom and the USA, discontinued issuing "income affidavits" a few years ago. The turning point came when Thai Immigration realized that US Americans never had to show any documents that proved their income. All they had to do on their embassy was put their dirty fingers onto the Bible and swear "my income is 3000 Dollars per months, I swear by God" . . . . Thai immigration from there on refused to accept this bullshit. I fully agree they did the right thing πŸ˜‰ And I suspect this farce was similar on the AUS and UK embassy
Gregor **********
@David *********
the New Zealand Embassy in Bangkok is issuing "income affidavits". No need for 65.000 THB in monthly transfers into a Thai bank account
Ned *******
@Gregor *********
....however . .The Irish Embassy do the same . ..but I still had to show ( to the immigration officer in Prachinburi) proof of

65,000 baht being transferred monthly into my Thai bank account.
Gregor **********
@Ned ******
very illogical - this makes absolutely no sense.
Ned *******
@Gregor *********
....yep .... didn't make sense to me, but that's what I had to do . ..

I went in ( the first time to obtain my one year extension). With all my financial documents ...

Sent me away to obtain the 'affadavit' from my Embassy ....who told me I had to take to the main immigration office in Bangkok to have it 'stamped'

πŸ™ˆπŸ™ˆπŸ™ˆ ....which I did ...

Then returned to Prachinburi immigration....who wanted to check and verify all the same financial documents and proof of income I had shown to my Embassy .....πŸ™ˆπŸ™ˆπŸ™ˆ as well as bank statement showing proof of the monthly 65,000 baht deposit ( from foreign bank account ) into my Thai account.

Absolutely makes no sense ....

and such a palaver.....but still way way cheaper than having to use an agent
Stuart ***********
@David *********
I think it's very expensive to apply for the non O retirement visa in NZ. That's possibly their reason for applying in Thailand.
David **********
@Stuart **********
it's a non o visa the retirement visa comes later
Stuart ***********
@David *********
most people get the non O visa based on retirement before coming to Thailand.

After 60 days you can extend your stay based on retirement for 12 months (this is not a visa, but a lot of people call it a visa).
David **********
@Stuart **********
I did not know but it's an easy way in Australia 120 dollars
Jo *********
ORIGINAL POSTER
Thankyou for the replies
Gregor **********
@Jo ********
well, the New Zealand Embassy in Bangkok still issues "income affidavits". You can use the "minimum 65.000 THB income method" for an application to the "change of visa type" from a visa-exempt entry to the initial 90-days Non-Imm-O visa and the later application for the 1-year Extension of the Stay Permit. Ask your embassy in Bangkok which documentation they would need to issue a legalized income affidavit
Lynnette *******
You can't use the income method in first year. ( Or does your embassy give the affidavit?) Surely you've chosen an agent who has told you what you're paying them to do.
Gregor **********
@Lynnette ******
well, I am not sure, but I think the New Zealand Embassy in Bangkok still issues "oncome affidavits". In case they do, Jo McGuire can use the "minimum 65.000 THB income method" for an application to the "change of visa type" from a visa-exempt entry to the initial 90-days Non-Imm-O visa and the later application for the 1-year Extension of the Stay Permit
Lynnette *******
@Gregor *********
good point, of course if their embassy issues the income affidavit. Their agent who's handling this should be giving them all the info.
Lynnette *******
Perhaps you need all this information from the agent. They need to give you clear detailed explanation of what they are doing for you. Are they providing the 800k? Are they opening bank account for you? Are you using own 800k money? What exactly is the agent doing for you?
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