Answered6 years ago
Is the UK considered a mid-risk or high-risk country for travel insurance to Thailand?
ok im flying from Uk which one i should buy ?? from mid risk or high risk ??
Answer summary
The original post inquires whether the UK is classified as a mid-risk or high-risk country regarding travel insurance when flying to Thailand. Several comments discuss personal experiences with insurance providers, particularly around COVID-19 coverage, the reliability of different brokers, and recommendations for specific plans like those from AXA and Luma Health Insurance. Participants also share insights on the processes for claims and direct billing options in case of hospitalization due to COVID-19.
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Lisa ********************
Dev *******
Sooo expensive. I pay under 200 aud
Guillaume *************
There is no high or medium risk zone with
@Luma ******************
Same price for all countries in the world
Adam ******
OP@Guillaume ************
but how the policy works ?? in case i will catch covid .. they paying directly to hospital or i need pay from my own pocketGuillaume *************
@Adam *****
No waiting period (Cover since first day in Thailand), cover for covid positive (with and without symptom) and other medical expenses, direct billing available for inpatient treatments and direct access to their in house expat doctor (speaking in english, french and thai) for second medical opinion and medical referral. For more information you can contact directly @Luma ******************
Xaynaly **************
You can have the insurance certificate instantly here with LUMA (apply with a laptop and not with mobile device nor Safari):
Link to apply:
Brochure:
FAQ:
How to contact their consultants:
Line application @luma
Phone number +6626653600
Link to apply:
************************
Brochure:
*****************************************
FAQ:
********************************************************************************
How to contact their consultants:
Line application @luma
Phone number +6626653600
**********
*****
*****
******************
**********************
Guillaume *************
@Adam *****
yes as part of the direct billing service they propose. Adam ******
OP@Guillaume ************
so this means i will not pay any money for hospitalization in case of covid but insurer straight away 
Carlo **********
Any idea how much?
Adam ******
OPthanks
Adam ******
OPi need that ;)
Adam ******
OPgreat
Adam ******
OPim into covid 19 insurance and axa is best as straight away covering the hospitalization instead of oaying from own picket and later asking for claims
Shiela ********
@Adam *****
hi.. can you refer to me how to reach axa for insurance.. much thanks
Rene *****
I booked axa via
@Robert ********
and he advised/decided high risk for me (I am from Netherlands)Adam ******
OPsame options are
Adam ******
OPbut generaly
Adam ******
OPo $$%% wrong pic
Martin *********
This is ‘ travel ‘ accident ‘ insurance that you’re showing , is that what your wanting ?
Stephan ***********
@Martin ********
But somehow it covers everything else as well...? 🤔Martin *********
@Stephan **********
oh ok .. good luck then .. as mentioned previously , the business card one are very good . I’ve used them on yearly retirement extensions Adam ******
OPthanks
Adam ******
OPok
Adam ******
OPmy question is Uk is in mid or high risk country from pow of Thailand
Steve *******
@Bobby *******
She's good but the broker the OP posted is cheaper.Bobby ********
Steve Greir. Cheapest is not necessarily best.
Michael ********
Surely they should be the ones telling you that
Tony ************
No one in their right mind would give you advice on insurance!
Jim ********
Up to you
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