Can I get medical insurance for menopause treatments while applying for the DTV visa in Thailand?

If you make regular trips back to Australia from Thailand and are receiving treatment from your doctor which is mostly paid by Medicare, you can stack up with subsidised medicines for up to a year even if you are overseas. It is doable. I have recently taken up to 6 months supply in my regular trips to Thailand. but now only 3 months at a time. If you are over 50 y/o things are better for you in Thailand. You can get a retirement visa as I have by mail from Busselton now my home town from the Thai Embassy in Canberra which requires proof that you have equal to Bt800.000 in an Australian bank, that way you do not have to have a bank account in Thailand, you just access all you need via an ATM in Thailand, once granted a retirement visa in Australia you can do what you like with the Bt800,000 in the Aus bank when you get to Thailand that visa can be extended free of charge when you return, each time for a further 12 months making the visa good for 2 years. Your retirement visa is extended by 12 months when you return each time but you cannot get an extension on top of the extension. If you leave Thailand in the second year in Thailand that is it So if you make several trips to Australia and finally get back to Thailand a few days before the 1st year visa expires you will get an extension for 12 months free. I now only have trips to Thailand for up to 3 months, so the new regulation of Visa exemption for 2 months and a 30-day extension is very convenient for me. There is much comfort in being able to access Medicare in Aus as you get older. I'm 83 y/o medical insurance is impossible for me to get.

Even if you don't declare the pre-existing complaint when you apply for cover, you will not get paid when it is treated. It is likely with that treatment if required there will be medical evidence that the treatment was known to be pre-existing. You did not declare it. You will likely fail in your request for payment of treatment of that complaint. If on your proposal to get the coverage you did not disclose the previous complaint it is not likely to be covered when and if you do make a claim..

@Lee-Ann ******

the fact you are actively looking for treatment makes it highly unlikely that any thai insurance company would cover it and even if they did the first 3 months is generally not covered

Generally many insurance companies don't cover pre existing conditions or if you declare these conditions there is an additional premium and limited coverage..

If you can get insurance with no restrictions it is going to be expensive.

Really???

Hi

@Lee-Ann ******

are you looking for Hormone Replacement Therapy (HRT)? You can get the body identical HRT at quite a reasonable price in Thailand. I’ve spent long periods of time in Thailand and have been able to get it there easily. Happy for you to DM me if you need any further help and advice.

Interesting…you are trying to apply for DTV visa to seek treatments for a condition you are currently having and want to also get insurance to pay for it…I highly doubt that would work. Insurance companies have policies to protect themselves from exactly those situations. 🤷🏻‍♀️

If you've been diagnosed and are being treated for a condition (in this case menopause), it IS a pre-existing condition whether you agree or not.

You may be able to find an insurer to cover you for it but be aware they'll whack on a big charge onto your premium for coverage.

Treatments commonly associated with aging are explicitly excluded in most policies. I think you will find it very difficult to get coverage.

They consider that a pre-existing condition here in Thailand. They know you will get it at some point, so 99% of insurance companies here won't cover it.

Very doubtful you will find an insurance company to cover pre-existing conditions.

You might run into pre-existing condition problems with getting insurance that will cover it.