Can I change my Non O to retirement(visa) inside Thailand, or do I need to apply outside the country?
Answer summary
The discussion confirms that it is possible to change a Non-O visa (based on marriage) to a retirement visa while staying in Thailand. It is advised to apply for the retirement extension of stay within 30 days of the Non-O visa's expiration, meeting the necessary financial requirements for retirees.
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even if you got divorced you could still use the year-long, multi-entry Non-O until it expired.
Be that as it may, when you have 30 days or less left on any of your 90 day stamps you could apply for a yearly extension of stay based on being over 50 (retirement) by meeting the financial requirements.