Can a 15-year-old carry $9999.99 in cash from Canada to Thailand without declaring it?

Mar 3, 2024
9 months ago
Keith ********
ORIGINAL POSTER
My question : I know I can carry $ 9999.99 cash from Canada to Thailand without declaring. Can my 15 year old son carry the same amount of cash. ? Or is there an age restriction?
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TLDR : Answer Summary
Yes, a 15-year-old can carry $9999.99 in cash when traveling from Canada to Thailand without the need to declare it according to Canadian customs regulations. However, it's advisable to comply with customs regulations and possibly keep the money in separate forms to avoid any complications during travel. While opinions vary on the safety and practicality of carrying large amounts of cash, many suggest using transfers through services like Wise as a safer alternative.
Ishmael *********
I would bring 9990

And make sure the kids carry the money separate and you keep an eye on it. They might ask where the money comes from, but it is allowed this way
Heros *******
Your allowed to carry 10k each

I’ve done it with 2 children and 3adults and was stopped no questions asked
Paul ********
@Heros ******
lucky man as they can take it off you at the airport and you can’t complain
Heros *******
@Paul *******
they can’t take it from you as it’s 10k per person
Paul ********
@Heros ******
the law is if you can’t bring in more than 10k of your money in so unless your kids can prove it has come from their accounts they can take it from you at the airport
Steve *******
You can carry up to 20k USD
Greg *********
@Steve ******
There's no limit on how much $$ you can carry, you simply have to declare anything over 10k to Customs. How did you come up with a 20k limit?
Steve *******
@Greg ********
I thought it was 10k USD, then checked on Thai gov web site, which states 20k. Sorry can't remember which site.
Greg *********
Steve Pitts It is 10k in the US.
Stevie ********
Get a wise account. It's the dogs
Keith ********
ORIGINAL POSTER
@Stevie *******
what is the maximum amount you can send at one time
Keith ********
ORIGINAL POSTER
@Stevie *******
how does the tax fit in , when I send Canadian dollars , it has been taxed already
Stevie ********
@Keith *******
no minimum of maximum but for tax purposes.10k at 1 time in the UK so 9999 one day and same subsequent days
Chris ******
Wise Visa Debit card!!

The least costly and best rates hassle free!

Funded within minutes from your Canadian account!

With Multiple Currency wallets
Keith ********
ORIGINAL POSTER
@Chris *****
thanks, Do you know is there a maximum you can send . Also can you send Thai baht from Thailand and exchange into Canadian dollars
Chris ******
@Keith *******
I will add I use wise extensively! However I always fund from a Cdn Bank or USA bank!
Chris ******
@Keith *******
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*****
35/guide-to-thb-transfers
Keith ********
ORIGINAL POSTER
@Chris *****
thank you , why will wise not give me the number of Bhat for one Canadian dollar ??
Chris ******
@Keith *******
You must make a Bhat wallet in your account!

Then you start a Cdn to Bhat transfer which will show you the. Current live rate
Brad **********
In 37 visits, cash on hand has never even been mentioned by anyone 👍
Diana **********
My question is why ? Why make your child a potential target by having them carry something much cash ? Do you not have a bank card ?
Greg *********
From the CBSA website.

" ... Travelling with CAN$10,000 or more

There are no restrictions on the amount of money you can bring into or take out of Canada, nor is it illegal to do so.

However, any time you cross the border, you must declare any currency or monetary instruments you have in your possession that are valued at CAN$10,000 or more. The CAN$10,000 can be any combination of Canadian or foreign currency and monetary instruments, such as stocks, bonds, bank drafts, cheques and traveller's cheques. This requirement applies to you whether you are travelling on business, pleasure or if you are carrying money on behalf of someone else.

When you arrive in Canada with currency or monetary instruments valued at CAN$10,000 or more in your possession, you must report it on Form E311, the CBSA Declaration Card (if one was provided to you), on an Automated Border Clearance kiosk or a Primary Inspection Kiosk, or in the verbal declaration made to a border services officer.

When leaving Canada by air with currency or monetary instruments valued at CAN$10,000 or more in your possession, you must report to the CBSA office within the airport before clearing security. Prior to leaving Canada by land, boat or rail, report to the CBSA office nearest your location. ..."
Dennis *********
In usa it happens all the time
Robert *********
You don't go through customs leaving the US and there is no requirement about how much money you take out. If you bring $10,000.00 or more back into the US you must declare it when you enter the US.
Greg *********
@Robert ********
************************************************************************
%20may%20bring%20into%20or,to%20report%20it%20to%20CBP.
Dennis *********
@Robert ********
completely incorrect. Homeland secretary has many times been on the boarding ramp asking this exact question

There's a tv series of real immigration agents from several different countries that is rather helpful to watch and clear up a lpt of completely incorrect information about this topic
Robert *********
@Dennis ********
Never happened in all my travels? The homeland secretary would never be on the boarding ramp asking how much money you have in your pocket.

Maybe some one from DHS but not the homeland secretary.

Again I have never seen it happen or heard of it happening.
Kace *******
if someone slips even a penny into your pocket you’re in trouble. i’ve heard it happens
Laurence **********
Wise account and transfer to your Thai account. Please do not advertise on social media platforms. Not smart
Paul ********
Carry it on your person(s) and say nothing 🕶, especially on social media
Keil ******
10k cash per person. Yes you can
Peter ********
What you are proposing is a scam. A scam on the government who have unlimited resources to go after you. They’d say this was a ruse to get round regulations. So for $50k your lawyer(s) would probably get you off. Bad return on investment. 8 year olds ask questions like this.
Nigel ********
@Chan ********
he only wants to know if he can fly with it yes he can 10 000 per person say its going to school fee if stopped
Chan *********
Anything over 10 grand raises questions. And if you have a child with you and you have over 10grand in a car with you and your children, trust me when I say that it is a danger to yourself and kids. As such, if caught, you have a chance to lose your kids. Each state is different but in texas, you will lose your kids. It happened to a friend so when you talk about money over 10grand it is universal that anything close to that amount or over raises questions and has consequences. Even transfers over that amount gets flagged in your bank account and the irs will start snooping.
Martin *****
Use wise to transfer money, much safer and better rates
Bob **********
You can bring $20,000 US into Thailand might have to report it before you leave and yes your son can carry money
Stuart *********
To answer your question; yes, your son can carry the same amount as you. But that would be a really silly thing to do.
Dennis *********
@Stuart ********
that is incorrect
Stuart *********
@Dennis ********
that’s really helpful, thanks.
Paul ********
I think it has to be his money so don’t do it
Keith ********
ORIGINAL POSTER
@Paul *******
yes , think you are right
Paul ********
@Keith *******
I had to prove at an English Airport with recipes of withdrawal and a bank app when I brought money in
Laurie ******
@Paul *******
what if was His money 💰
Paul ********
@Laurie *****
that’s good then but he might have to prove that with a withdrawal slip from his account
Robert *****
From the USA nobody at immigration in Thailand checks or asks.
Robert ***********
I would not take a chance even if it was/is legal. All you need to happen is to get pulled out of line and get accused of being a money laundering kingpin or just having it seized under some BS premis. Are you going to fight to get your money back on foreign soil? Good luck with that. But that's just me.
Shane ******
Best to get a wise acct, and the wise debit card. Better exchange rate. And just pull the cash out at a atm in thailand.
Paul ********
@Shane *****
Even better, get a Thai bank account and Wise it straight into that. No 220 THB ATM fees.
Shane ******
@Paul *******
agreed, how I do it, and I think the majority of folks that reside here know this information. My answer was based on the assumption the OP was traveling.
John *****
If it's anywhere going to question it will be Canada. Never ever had my bags scanned arriving in Thailand.
Tom *********
Use a currency exchange/trading service like Wise. Transfer fees are very reasonable, and there's no risk of loss or robbery. Also no limits on aggregate transaction.
Nongnuch ********
exporting cash out of your home country has its limitations, more than 10,000 CDN need to be declared. Bringing into Thailand is no problem
Peter **********
International limit is 10,000 US , if you son is also carrying the same you will get a pull

Is that worth the risk ?
Keith ********
ORIGINAL POSTER
@Peter *********
$20K US Peter
Peter **********
@Keith *******
agreed but you have to declare it arriving in Thailand

Plus the form says anything over $15k US

Also as I’m English the limit out of UK is $ 10,000 US and you also have to fill out a form
Keith ********
ORIGINAL POSTER
@Peter *********
is that per person or family . Ie , if your wife was coming with you could you bring 20 K
Dennis *********
@Keith *******
no its per family
Peter **********
@Keith *******
, not sure , as she is Thai ,maybe

Now the Tax rules are changing there are likely to be more people bringing cash and exchanging it here

rates at SuperRich are good
Randy *********
I’d check the Canadian Customs website to be sure, but I believe any “individual” is allowed to carry $10,000. out of the country without declaring it. I don’t see why age would matter. Bank machines in Thailand will stiff you with a 200 baht charge for every withdrawal and will only allow a 20,000 baht ($800.) limit per transaction. I always bring in $10,000. CDN cash and have never had a problem. Cash is king in Thailand.
Paul ********
@Randy ********
If you go to Thailand enough it's definitely worth while getting a bank account for no ATM fees amongst other things, like prompt pay.
Randy *********
@Paul *******
I do have a Thai account and have transferred large amounts when buying a home and motorcycles. I’m not aware of any Canadian banks who reimburse fees, but I hear some US banks do. If any Canadian banks do, that would be a good option. I find transferring large amounts leaves me vulnerable to the bank rate of the day is for the entire transfer, whereas having $10,000. cash allows me to transfer as much or as little as I want when rates are in my favour. Cash is king in my opinion. I’ve tried Wise too, but still prefer using cash… maybe I’m just old school.
Paul ********
@Randy ********
If you have a Thai bank account then you won't be stiffed 220 THB at the ATM. I think cashless is very popular with Thais. It seems like you can use PromptPay on your phone's bank app for pretty much everything these days.
Randy *********
@Paul *******
Correct, no fees from Bkk Bank, but fees from Canadian account. I didn’t post a question, merely suggested cash is king in my opinion. I am aware of many ways to do cashless payments from my Bkk Bank… I prefer cash.
Jx ******
No. It doesn't work this way, it's not black and white.

They can still pull you up and do serious questioning, this will almost always = missing your flight.

- Happened to me doing $9750
Paul ********
How much would a person actually save, if any, by muling in $20K cash and exchanging at SuperRich vs using something like Wise etc. to transfer straight into a Thai bank account?
Steve **********
@Paul *******
Super-Rich makes money...you never do
Paul ********
Yes, they are a business, not a charity. :)
Rok ********
@Paul *******
just checked for £: Wise 45.37 Rich 45.15
Rok ********
Sending £10,000 with Wise after fees: 451,132. Exchanging at Rich assuming no transaction fees as per rate above 451, 500. Is the 368 baht better outcome worth all the hassle of getting cash, carrying cash, exchanging cash and then depositing cash on the thai bank a/c with all the risks involved along the way?
Paul ********
Thanks for checking
@Rok *******
. I don't think I would bring $20K on my person to save $10USD.
Harris **********
@Rok *******
you might have forgotten wise do charge a transfers fee
Rok ********
@Harris *********
i have taken the wise fees into account - see bellow
Rok ********
Javier ********
On your wallet, no need to declare that amount.
Ross **********
You can take as much as you like but it has to be officially declared , to a federal agency and also declared at the airport.
Dennis *********
Rule is less than 10k for a group and not per person. There's a tv series " something smugglers" can't recall exact name but this comes up a fair bit and you break that rule they seize it all and you won't ever get it back. That's any country not just USA
Tom *********
@Dennis ********
you can bring as much cash as you wish. You just have to declare anything over $10,000 usd.
Chan *********
@Tom ********
thats not true
Dennis *********
@Tom ********
yes i think that's what we were discussing however someone else can bring 100k and declare it and see what happens 😉 😄
John *********
My wife and I bring just under $10k each, but we live in Thailand for 6 months each year. We exchange our US dollars at Super Rich and then deposit the funds in my Thai wife’s bank account.

No one has ever asked us to verify funds at any airport over the past 35 years. Only once in hundreds of flights have we ever been required to show a return flight reservation.

But, in the unlikely event an individual does get caught with over $10k in cash, you will be forever flagged as a possible drug trafficker or money laundering. Extra scrutiny every time you fly.
Sue **********
@John ********
well I don‘t know from where you got your information that only $ 10k is allowed to bring into Thailand and above has to be declared? I still rely on this piece of information:

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-bringing-currency-in-and-out-of-thailand?page=5d6636ce15e39c3bd
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4d&menu=5d6636ce15e39c3bd
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4e#
Sue **********
@John ********
did they reduce the sum recently? When we entered few months ago up to 19‘999$ was allowed. Can you please show me the source?
Keith ********
ORIGINAL POSTER
@Sue *********
no they did not change the amount oh my !! , some people here are getting confused with the minimum , if they ask you at immigration
Sue **********
@Keith *******
thank you. I knew that of course. But if nobody here corrects such comments like the above wrote then people beleive it. 😉
Steve **********
@Sue *********
If people on today's day and age believe what they read, without confirmation, they are ..........
Keith ********
ORIGINAL POSTER
@John ********
yes , super rich gives the best rate ,
Mark *********
@Keith *******
Superrich ORANGE. Happyrich similar, sometimes higher.
Galen *******
1. YES 2. Not necessary, because 1 is possible
Nigel **************
You need to have 20,000 Thai Baht on arrival just in case u r asked for it. NOT 20,000 dollars.
Steve *************
@Nigel *************
no, that is NOT the case.
Steve *************
@Nigel *************
yes they can, but they will DEFINITELY recognize and accept foreign currency as there are no atm before you get to immigration.
Nigel **************
@Steve ************
aahhhhh yes I have already been corrected on that 😉😉
Nigel **************
@Steve ************
what is not the case? The IO can ask for onward travel, proof of accomodation and proof of 20,000 baht or equivalent on arrival.
Jeff ********
@Nigel *************
Never heard or seen that in 20 years of coming here. And I've seen some urchins coming through immigration.

I guess they may ask if you have access to money.
Nigel **************
@Jeff *******
*****
neither have I but it is a requirement and they CAN ask 😉
Sue **********
@Nigel *************
are you sure it has to be in baht or isn‘t it enough you carry equivalent amount in any foreign currency? We never brought any baht with us and changed first time after arrival
Chris *******
@Sue *********
any currency equivalent value.
Lawrence *******
@Sue *********
You are correct.
Ling *****
@Sue *********
it's the equivalent of 20,000 baht in any currency
Keith ********
ORIGINAL POSTER
@Sue *********
it doesn’t need to be Thai baht
Nigel **************
@Sue *********
not sure!
Christopher *************
CIBC will transfer practically any amount to a Thai Bank free of charge and if you use a visa aeroplan card you get miles and the bonus is that it counts as a transaction and not a cash advance. Takes 3 or 4 days and there is no risk. You can actually carry any amount you want to but you have to tell customs and immigration.
Ron **********
@Christopher ************
and retail exchange rate, no thanks
Keith ********
ORIGINAL POSTER
@Christopher ************
thank you , but that doesn’t answer my question , ICBC may not charge you a fee , but believe me they make the money on the exchange rate
Christopher *************
'cbsa-asfc.gc.ca' travel
Christopher *************
There are no restrictions on any person carrying money in or out of Canada.
DK *****
When my high school group travelled to a different country, some of our students were asked to carry some checks to bring the money to be spent abroad. I was one of the carriers and I was 14.
Allan ******
Why would you want to carry that much cash. They have ATMs everywhere and I would think a safer approach. I have heard a couple stories of people “losing” cash, so just saying…But I’m sorry, I don’t actually know the answer to your question.
Chris *********************
@Allan *****
exchange rate is bad and you get charged, simple
Stevie ********
@Allan *****
220 every transaction are you fkn nuts .
Allan ******
@Stevie *******
dick response to an old conversation.
Allan ******
@Stevie *******
I never said that.
Garry ********
@Allan *****
I get charged 220 baht per withdrawal, so I always bring as much cash as possible
Keith ********
ORIGINAL POSTER
@Garry *******
if you go to Thailand a lot get a bank account, no fee in the town where your bank is
Nicholas *********
@Allan *****
Interesting answer
Keith ********
ORIGINAL POSTER
@Allan *****
you get the best rate with cash , then into my Thai bank account to spend with my Thai wife 😃

Also with all the political bs in Canada is it safe to keep our money at home , Revenue Canada now wants to know when I sell my personal residence!!! What’s up with that
Steve *****
@Ke***
seems Canada also wants you declare when you take 10K CAD out of the country as well. Same as US.

Maybe I watch too much border security
Jason *******
@Keith *******
capital gains tax lol most normal countries have something similar
Allan ******
@Keith *******
yes, I’m sure you’re right. I’m from Canada too, and I know what you mean. They want all your money and are very creative in how to get it. I’ve never brought a lot of cash with me, so not sure how they deal with that, or if it’s an issue at all. Personally, I’m over Canada! It’s not what it used to be.
Greg *********
@Keith *******
No Capital Gains Tax is applicable to the sale of your personal residence IF it's been your primary residence for 12 months or more, I believe.
Keith ********
ORIGINAL POSTER
@Greg ********
you are right , but you must tell revenue Canada you have sold your personal residence and for how much
John **********
@Keith *******
I think they want to tax any gain you made if you're leaving Canada and moving to another country

Lots of Canadians leaving Canada now and maybe it's their way of trying to stop it ...just guessing

I'm planning on moving but between the Thai Govt income-tax bs and the Canadian govt now trying to grab cash as well ..its making me rethink it all
Jacek *********
@John *********
change your tax residence. It’s not a rocket since.
Carlo ******************
@Allan *****
maybe he owns a laundry business...😉
Keith ********
ORIGINAL POSTER
@Carlo *****************
good one 😂😂
Allan ******
@Carlo *****************
I’m sure it would peak the interest of immigration more than someone who’s 15 year old didn’t have 10,000 cash. 😮. I would think there might be a couple questions if they were aware of the cash
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