I'm living in Bangkok on a DTV and going to Hanoi for 5 days and want to purchase Allianz travel insurance; do I purchase the policy through the US web site, the Thai web site, or does it matter ?
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TLDR : Answer Summary
The question revolves around purchasing Allianz travel insurance while residing in Bangkok and traveling to Hanoi. It is noted that there can be challenges in obtaining travel insurance after leaving one’s home country. Some comments suggest alternatives like taking a health insurance policy that includes international coverage, indicating that travelers should ideally secure insurance before departing.
Sometimes you’ll find you can’t get travel insurance while you are already outside of your home country.
For example if you are from the UK and already outside of the UK you’ll find most if not all won’t give you cover as you are already outside of the country, you have to have done it before you left.
I took a one year health insurance policy ( in-care ) out for Thailand which gives me 45 days per year outside of Thailand if visiting other countries, and I also get coverage in my home country.
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