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When can I withdraw money from my Thai bank account after satisfying the 800,000 THB requirement for a visa?
Non-O Retirement VisaVisa ExtensionVisa Rules ThailandFinancial Requirements for Thai VisaExpat GuidanceThailand Immigration
Apr 30, 2024
2 years ago
Charles *****
ORIGINAL POSTERI'm a bit confused when can I draw down some of my 800000 thb
TLDR : Answer Summary
In Thailand, when applying for a Non-O Retirement visa, you must have 800,000 THB in your bank for at least two months prior to your visa application and maintain it for three months after receiving your visa. You can withdraw funds after this period, but your balance must not drop below 400,000 THB at any time until the next visa application, which requires you to again have 800,000 THB in your account two months before applying. It's essential to keep track of dates and regulations as they may slightly vary based on local immigration offices.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Erikssonā
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Luca G.ā
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I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
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Mark *********
Is there a specific reason people go the 800k route rather than depositing 65k every month? Apologies in advance for my ignorance š
Robert *****
@Mark ********
they want 800k for the first year because they donāt know your income. The second year you can prove the 65K baht per month with records and then the 800k isnāt required.Mark *********
@Robert ****
Aah I see. Cheers for the info šReply to
Mark *********
Reply
Keil ******
800k for a visa? ššššš¤š¤š¤
Billy *******
It's best to keep it there.
Stephen *********
NEVER
Philip *******
Do I still have to keep
*****
0 aside if I buy a villa worth 8 million or just show proof of income more than *****
baht per month?Jan ******************
@Philip ******
The thai immigration has decided that foreigners need 65K baht a month in a year to support themselves. For the first year extension of stay you donāt have time to prove this for a year, so youāll need to prove the whole year at once. (65K x 12 = 780K ā> 800K). For the second year youāll have time to prove 65k a month for twelve consecutive months and the money in your bank is free to use.Philip *******
@Jan *****************
Thank you for your response.Reply to
Philip *******
Reply
Henrik *****
If you use some of the money, you may get problems when you have to deposit the eight amount for the next year.
Jan ******************
@Henrik ****
Ha has to wait three months after the extension is issued, then he can use up to 400K, but he needs to top up again two months prior to his next extension.Reply to
Jan ******************
Reply
Andreas *********
Got the peace of mind, and the fact that Thailand wants a parking fee from us, doesn't bother me much because I can afford it. Are you wincing about the interest you lose? In my opinion, the lovely weather in Thailand and the cheaper living costs by far outweights any alleged interest. Who cares how much interest you get if you keep 800.000 THB worth in your home country, compared to a permanent stay permit in Thailand ? Do you know what a parking meter is? Are you the "Cheap Charlie"?
Robert *********
Has to stay all year
Andrew *********
Just leave it in a account forget about it use ya other cash unless ya a poor man š
Richard ********
The only correct answer can come from immigration office you intend to do your 90 day and annual extension atšš
Tony ******
That is roughly AU$891 lost in interest.
Andreas *********
@Tony *****
why not? Got the peace of mind, and the fact that Thailand wants a parking fee from us, doesn't bother me much because I can afford it. Are you wincing about the interest you lose? In my opinion, the lovely weather in Thailand and the cheaper living costs by far outweights any interestBrown ********
@Tony *****
you'd pay almost that in agent fees anyway. I think it's about 15,000 baht minimum to have an agent do your extension so you might save about $250 by the endReply to
Brown ********
Reply
Mauro ********************
Why pay for stay in one country if they don't make you are welcome?? š
š¤
Go with your 800k in some other place and enjoy
Go with your 800k in some other place and enjoy
Mark ***********
@Mauro *******************
that is not what is being asked. Stay on point please.Reply to
Mark ***********
Reply
Av **********
U have to actually double it and give it to the next person
Av **********
@Larry ******
yeah I'm next in line actually, I take PayPal lolLarry *******
@Av *********
the truth šReply to
Larry *******
Reply
Anton ********
jealouse
Jet ********
And the visa is active thatās the truth
Jet ********
Never as long as your in the country
Joe **************
How does immigration actually control whether I can withdraw money from my account two months after the visa has been issued???
Darlene *********
@Joe *************
You have to give a year's bank statements when you apply for visa extention. This way Immigration agents can see exactly what's been deposited/withdrawn and most important your monthly bank balances.Pat *****
@Joe *************
for your next extension you need documents from the bank and your bankbook...Robert *****
@Joe *************
I donāt think they do Joe. Itās probably up to you to follow immigration protocol.Reply to
Robert *****
Reply
David *********
Don't bother ..coz you have to put it back , or start doing the month by month 65k.minimun..
Norman **********
If you post this over at at Thai Visa advice you'll get a lot fewer idiotic replies and a lot more useful answers.
************************************************
**********
*****
*****
*****
3Marcel ***********
Why would you want to tie up
*****
.00 canadian dollars for so longJan ******************
@Marcel **********
The thai immigration has decided that foreigners need 65K baht a month in a year to support themselves. For the first year extension of stay you donāt have time to prove this for a year, so youāll need to prove the whole year at once. (65K x 12 = 780K ā> 800K). For the second year youāll have time to prove 65k a month for twelve consecutive months and the money in your bank is free to use. But Canadians donāt have to tie up and money or show proof of income in any other ways than an affidavit letter from your embassy confirming your income.
Andreas *********
@Marcel **********
why not? Got the peace of mind, and the fact that Thailand wants a parking fee from us, doesn't bother me much because I can afford it. Are you wincing about the interest you lose? In my opinion, the lovely weather in Thailand and the cheaper living costs by far outweights any interestMarcel ***********
@Gene ********
Gene Haddock yes I know I have a house in Chiang Mai my family lives in it šGene *********
@Marcel **********
Nice. Chang Mai will be on my list of places to visit.Robert *****
@Gene ********
bring an oxygen mask Geneā¦..Gene *********
@Robert ****
Yes, I have heard to stay away during the burning season.Reply to
Gene *********
Reply
Gene *********
@Marcel **********
Thailand's visa rules. You can go to the Thai Embassy website and look up visa requirements.Reply to
Gene *********
Reply
Gene *********
Correct me if I am wrong. I am olanning to retire to Thailand and once you can prove you made over
*****
bhat a month for 12 months and that you will continue to receive over *****
bhat a month that you no longer need to have 800K bhat sitting in a bank.Graham ******
@Gene ********
Unless your Embassy does the income affadavit you will need the 800k in your account until 3 months after your extension then 400k for the rest of the 12 months. You can use the 65k deposit method for your second and subsequent extensions not the first.Andreas *********
@Gene ********
that's correct. You need to prove that a minimum of 65.000.- THB arrive on your Thai bank account, month for month, from abroad. It needs to be coded in your bankbook as coming from abroad. The proof is made by a full year bank statementReply to
Andreas *********
Reply
Kristian ***************
Never, they are watching ever baht...
Greta *****
Best is not to let it go under 800k for the first year. They can have issue if you go under so you'll need to consider the bank fees as well. Don't keep it on EXACTLY 800K or else you'll get lower once fees are deducted
Robert ********
Personally I would never touch it ..
I think of it as my life line.
I think of it as my life line.
Luigi ***********
@Robert *******
For convenience and security not getting the dates wrong, it is advisable to keep an excellent annual program in the bank by receiving renewable annual interest.Zoltan ******
@Robert *******
you are 100% right my friend , the rest just talkingReply to
Zoltan ******
Reply
Luigi ***********
The first issue of the Retairment visa must prove the availability of the 800 k. minimum 2 months before the day of request.
From the date of issue you have to maintain the sum of 800 K. for the next 3 months.
But never go below 400K in the rest of the months.
At the next renewal you are required to have 800 K. 3 months before the day you request. Timing 45 days before the visa expires.
From the date of issue you have to maintain the sum of 800 K. for the next 3 months.
But never go below 400K in the rest of the months.
At the next renewal you are required to have 800 K. 3 months before the day you request. Timing 45 days before the visa expires.
Andreas *********
@Luigi **********
on the date of the application to the next extension of stay, it's two months, not threeGraham ******
You are referring to the first 12 month Extension of Stay not the Retirement Visa and there is no renewal, each year is a new request
Luigi ***********
@Andreas ********
Only the first year for the first request of the 1 year Retirement Visa is valid for 2 months. All subsequent years require 3 months in advance.
Andreas *********
@Luigi **********
that's wrong, this is an old rule that has been discontinued since 2017 . . see the current police order:Reply to
Andreas *********
Reply
Deepak ********
Fee for 1 year visa is 200 usD equivalent. For Indian national only.
Deepak ********
Today checked with Thai embassy in New Delhi India regarding retairment 1 year visa. They says if ur bank balance in Indian bank is 800 k and more equlent to Thai baht u no need to show in Bangkok . U will get 1 year visa from here only. Just checked with group people is this visa okay !!
Mohamed *******
@Deepak *******
Hi,After that for the next year when you renew your visa for another 1 year, where they told you the money should be? In India or Thailand ?
Deepak ********
I didnāt check. In embassy they give u only current information.
Reply to
Deepak ********
Reply
Deepak ********
Near central festival
Deepak ********
Suggest me best new building to buy condo in central Pattaya appx 50 sqr meters.
Deepak ********
Okay thanx Sir. Highly appreciated. Regards.
Steve *******
@Deepak *******
That sounds like the Non Imm OA visa. It's fine.Deepak ********
@Steve ******
I just wants to re confirm there is limit of days per entry or in a Singal entry i can stay upto my visa valid till date !!Steve *******
@Deepak *******
With the OA visa, you are stamped into Thailand for one year everytime you enter during the visas validityReply to
Steve *******
Reply
Deepak ********
@Steve ******
they didnāt mention in 1 entry how many days can stay in thailand. Visa validity is 1 year.Graham ******
@Deepak *******
there is no limit per entry except the date your stamped in untilReply to
Graham ******
Reply
Deepak ********
@Steve ******
Sir itās retairment 1 year multiple entry visa . They need age proof 50+
My fixed income proof 2000 usd per month.
Steve *******
@Deepak *******
The Non Imm OA IS a multi-entry 'retirement visa' valid for 1 year.Reply to
Steve *******
Reply
Jacobus ********************
Open a second account and draw money from it to use
Chrisna **********
Why would you want to draw? Just use your other funds rather..
John **********
These stamps are a bit confusing, it would be unusual, to say the least, to get an extension of stay that is 15 months long.
Pat *****
@John *********
friend of me used an agent when he was in Thailand under exemption to get the non immigrant O visum and at same time the 12 months extension.Andreas *********
Charles Lee . . .you got the 1-year extension issued on 29 January. The 1-year starts on the day following your initial 90-days visa. A bit strange here as you seem to have applied for the EOS 77 days before the previous stay permit expired. . Just count 3 months or 90 days from there, which would bring you to 28 April 2024. Which is a Sunday. I would NOT take out any money from the 800.000.- THB before Tuesday 30 April. Remember you have to leave a minimum of 400.000.- THB stay sitting in the account and need to fill up in time to match the 2-months seasoning for the application to the next extension of stay
Stuart *********
@John *********
Yes I had to do a double take on that one too. Perhaps there was some leeway granted by the office. Some offices allow 45 days prior to a stamp expiry but this is way too many days prior.Andreas *********
@John *********
it would seem that he applied for the extension 47 days before the 90-days stay permit from a Non-imm-O visa expired. Well we all know that some Immigration allow the application from up to 45 days before the 90-days stay permit expires, which are Bangkok and Chiang Mai, just to name two. Can't see nothing wrong here except that they obviously ignored that he went two days too earlyJohn **********
@Andreas ********
except its Chonburi and it would be 67 daysAndreas *********
@John *********
strange. He should check the entry stamp he got when entering with the 90 days visa. Or when his previous extension expired.Andreas *********
@John *********
you are correct, but it would be 77 days. 2+29+31+15= 77 daysReply to
Andreas *********
Reply
Stuart *********
@Andreas ********
Err. 45 days prior to 15 April would be 1st of March. Not the 29th of JanuaryJohn **********
@Stuart ********
I didn't think chonburi was 45 so it would have to be a lot of leeway.Stuart *********
@John *********
No. I wasnāt aware they were on that list either.Reply to
Stuart *********
Reply
Graham ******
3 months after your extension started but you have to maintain 400k for the rest of the year or you will fail to meet the requirements you agreed to
Tim *****************
What is this 800k baht deal? You can get 3 months stamp showing proof of funds??
Jan ******************
@Tim ****************
This is one year extension of stay, and you need to have 800K in your bank two months prior and three months after you apply for your first year unless your embassy offers to give you a affidavit letter to confirm your income.Steve **********
@Jan *****************
Dont need letter from Embassy if your bankbook shows income from abroad ( min 65k ) with letter from Bank.See requirements on visa.com
Jan ******************
@Steve *********
This is correct. If your embassy still offers to give you an affidavit letter to confirm your income, this is sufficient. Most embassies in west Europe still provide this letter, but we know the UK, US, AUS and the Danish stopped this service in 2018.Steve **********
@Jan *****************
I think before that for US, used to use. Now have to have Bank copy all pages of passbooks, write letter,
Once used to it, Mai pen rai, but learning curve for bank is .......
Reply to
Steve **********
Reply
Tim *****************
@Jan *****************
Thank you for the information. I have more than that amount in my account for the past 3 months. Where can I apply for this 1 year visa extension? š¤ I'm 31 so not retiredJan ******************
@Tim ****************
Sorry, but the general requirement is also be age 50 years unless youāre married to a Thai. There are some options anyway. A multiple entries tourist visa can give you up to nine months in Thailand.
If you like MuY Thai, attending a course could also give you a visa for a period.
If you want to study or learn Thai you can get a one year ED visa.
Thereās a privilege visa which gives you from five years if you can and are willing to pay.
Some people do border and visa runs for a period, but this is not an easy way to spend time in Thailand after a while.
Tim *****************
@Jan *****************
Thanks appreciate the info šš»George *************
@Tim ****************
The central requirement for a retirement extension (so-called) is that you be age 50 or older. If you are not there is no way to get this extension, no agent can finesse this requirement.Reply to
George *************
Reply
Darren ******
@Tim ****************
it is the standard living for 12 months in Thailand , so U show a year's funds or 65k monthly income.Rusty ******
@Dar***
question on the 65k baht / month. That needs to be deposited into your Thai bank account? Or an overseas account meets the criteria? I'm from AU, so the letter from Embassy isn't an option.Steve **********
Steve **********
@Russell *******
I don't know if Aus provides a letter. US used to.
But now just have funds sent from abroad to meet requirements.
Darren ******
@Russell *******
tbh I think that varies as in India show it from their country acc.I could be wrong
But I think it needs to show in Ur bkk bank acc and be trackable , as in a pension or from Ur aus business to U as a salary.
Jan ******************
@Darren *****
I donāt think it has to be traceable in other ways than itās shown as transactions over sea from abroad every month.Darren ******
@Jan *****************
agree but I think it needs to be a reliable source Not 65k from Joe blogs ... due to money laundering... imo
Jan ******************
@Russell *******
An overseas account doesnāt meet the criteria if youāll like to retire in Thailand. You can apply for a 90 days Non O visa or a one year Non O-A visa at home with your bank at home, but for the first year extension in Thailand youāll need to bank 800K in a Thai bank. Later you can use the income method by proving twelve consecutive transactions of min 65K thb a month oversea to a your bank in Thailand.Reply to
Jan ******************
Reply
Tim *****************
@Darren *****
I qualify then. Where can I apply? Can I do this from Thailand on VOA or do I need to return to my home country?Steve **********
@Tim ****************
told you before.....come back when your 50.Darren ******
@Tim ****************
voa needed then apply here for Ur over 50s retirement .During Ur voa period get a bkk bank acc and deposit funds
Careful now as new tax laws, I don't know what they are so look into them
Reply to
Darren ******
Reply
Declan **********
@Tim ****************
the Non-O retirement 1 year extension requires 800k in the bank for 2 months prior to applying and 3 months after being given and to not drop below 400k for the remainder of the extension. With it being back up to 800k 2 months prior to applying for your next extension.Tim *****************
@Declan *********
I'm 31 years old though so not retired does that mean I don't qualify?Lo ******
@Tim ****************
that's correct, since you are 31, you do not qualify for this particular (retirement) visa.Steve **********
@Tim ****************
come back in 20 yearsGerard **************
@Tim ****************
At 31 you can apply for a one year education visa, need to attend couple of classes a wekReply to
Gerard **************
Reply
Scott *******
@Declan *********
nah. I paid in 65k every month for 12 months. I had less than 800k when renewed, but over 400k.Andy ******
@Scott ******
you don't need the 800,000K if application is using the 65,000 a month for 12 months renewal, only at start of application for Non 0 retirement visa you need the 800,000k in the bank 2 months before and 3 months afterScott *******
@Andy *****
I know that and take the 65k route. But first year as you say is tricky. You can get a letter stating you have an income of more than 65k per month from your pension provider and that is āsupposed to beā acceptable, instead of the 800k. Keeping the 800k in the bank is foolish and is dead money and depreciates year on year.Andy ******
@Scott ******
not sure I just get letter from bank on day I go to immigration for renewal saying that the deposits every month come from my salary and international source as well as 12 months bank statements. Think if you apply for the Non O retirement at Thai embassy in UK ,you supply your UK bank deposits but obviously need to open Thai bank account for 12 months extension of stay after the 90 daysScott *******
@Andy *****
yes that sounds correct šš»Steve **********
@Scott ******
Having 65k plus per/mo deposited from abroad negates keeping 400 or 800k in an account .Reply to
Steve **********
Reply
Colin **********
You have to keep it for 3 months after your extension at 800kthb, then 400kthb until 2 months before your next extension when it needs to be at 800kthb
Jan ******************
@Colin *********
3 months after 2 months priorAndreas *********
@Jan *****************
and don't forget, the three months count starts on the day the Extension gets issued. I really need to mention this, because the Admin of this group had it wrong!Jan ******************
@Andreas ********
Agree, has to be 29 January plus 90 days and counting 3 months ahead.Reply to
Jan ******************
Reply
Declan **********
@Colin *********
you can't touch it for 3 months (90 days) after your extension not 2 months.John **********
@Declan *********
3 calendar months not 90 daysDeclan **********
@John *********
thank you for the correctionReply to
Declan **********
Reply
Colin **********
@Declan *********
apologies the heat is getting to me, its 3 months as you say.Reply to
Colin **********
Reply
Darren ******
Has to be in Ur bank 3 months prior to a visa app and 3 months after.
U can then use it but can't go below 400k
U can then use it but can't go below 400k
Ann **********
@Darren *****
and must be back to *****
0 3 months before next applicationJan ******************
@Darren *****
Formally 2 months prior and 3 months afterJohn *********
@Jan *****************
Its not months its daysJohn *********
@Jan *****************
If you cant read get some glasses *****
John *********
@Jan *****************
it says OXO on busses but it does not mean they sell it *****
Darren ******
@John ********
U obv use an agent. That's why they made it 2 mont prior and 3 months after to stop agents by passing the 800k rule.John *********
@Darren *****
Do i *****
you know nothing and its days because there are different days in different monthsReply to
John *********
Reply
Paul *****
@Darren *****
Two months priorDarren ******
@Paul ****
I have said many times 2 months prior and someone always says 3 , now I change to 3 and someone says 2 ffs š¤£Reply to
Darren ******
Reply
Peter *****************
Once you get your visa stamp and make sure 2 mths
*****
0 before you make your new visa.Pat *****
@Peter ****************
need minimum 400k to have on the accountHoward *********
@Pat ****
or marriage visaStephen ********
@Howard ********
the balance for retirement visa cannot fall below 400k in the months when 800k is not required. So, the 2 months before and 3 months after require 800k, the other months the balance can drop below 800k but must stay 400k or aboveHoward *********
@Stephen *******
I understand. I was clarifying (or at least attempted to) that 400,000 in the bank is for a marriage visa, not retirementStephen ********
@Howard ********
yes, but the 400k mentioned is the figure relevant to a retirement visa as the minimum for the 7 months in between the months where 800k is the minimumReply to
Stephen ********
Reply
Peter *****************
@Pat ****
400k is for those in ASEAN countries.Pat *****
Reply to
Pat *****
Reply
Jan ******************
@Peter ****************
Have to leave it for three months after as well.Reply to
Jan ******************
Reply
Brian ***********
Never
Ivan *******
Thomas ***************
@Brian **********
wrongBrian ***********
@Thomas **************
do you realise how many people try the 3 month, 2 month thing and mess up. Even by a day. No visa renewal. Take your chances but at least let others do what they think best. I was at immigration when someone was told sorry cannotThomas ***************
@Brian **********
yes, thatās right.. withdrawing some of that *****
0 always carries a risk and requires high discipline and best possible information and knowledge about the current requirements. And even for current requirements he asked. The question just was ā I'm a bit confused when can I draw down some of my
*****
0 thbā. He did not ask āhow can I avoid any riskā.Thus.. clear question deserves a correct answer
Brian ***********
@Thomas **************
best advice is leave it alone, so never take it out unless it is absolutely necessary. Which is exactly what I gave donāt take it outReply to
Brian ***********
Reply
Tracy *********
@Brian **********
wrongBrian ***********
@Tracy ********
I know but if people just looked at the immigration website they would see the rules. Some people are so lazy. Get it together, you want to live here learn the rules !Bruce ***********
@Brian **********
grumpy know allBrian ***********
@Bruce **********
you need to sort yourself, we see this every day. Look at past posts. Do your homework. Then no problems !Brian **********
@Brian **********
your attitude stinks. You also donāt seem to understand the reason for Facebook groups. Cut some slack.Brian ***********
@Brian *********
ha ha lighten up mate you will have a heart attackBrian **********
@Brian **********
Again!!!Nick *******
@Brian **********
I think you need to find something better to do with your time mate! You couldnāt be less helpful if you triedBrian ***********
@Bruce **********
why to people live in a foreign country and not do the home work. Come on you really think these people are sensible. Up to you I did my homework, I know the rules.Emma ******
@Brian **********
same exact thing you was doing a few years agoš¤£š¤£š¤£š¤£š¤£Jim *****
@Brian **********
I just joined this group yesterday, if you are a top contributor I feel I may consider toxic contributor is more accurate in describing your posts. Can you for a second consider this may be the first step in someoneās ā homework ā? I see Buddhism isnāt rubbing off on you.
SuSu ********
@Brian **********
because have groups like this and might a better option coming up ššColin **********
@Brian **********
why were you too lazy to share your knowledge?Bruce ***********
@Brian **********
so did l, but why does it personally worry you. Just scroll onColin **********
@Brian **********
this group is help anyone with a question in Thailand, how lazy they are is immaterial. Your reply could be read by alot of people who (unbelievable) believe you.Reply to
Colin **********
Reply
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