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Answereda year ago

What visas are required to open a bank account in Thailand, especially for DTV holders?

William *******
asked May 1, 2025
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What visas do you need now in order to open a Thai bank account. I heard DTV Visa can’t open it?
Answer summary
To open a Thai bank account, it is recommended to have a long-term visa rather than a tourist visa like the DTV. Banks in Thailand prefer customers with stable residency and a permanent address, which can take time to establish. While some DTV visa holders claim to have opened accounts, the process may become more complicated due to increased regulations and scrutiny on foreigners.
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Antony *********
Antony *********
I know 2 people who have had their bank accounts frozen on DTV's. Why risk it?
Bob **********
Bob **********
Long stay visas not tourist visas but I see that changing if there going to let the DTV people stay 5 years
Meaw ************
Meaw ************
Education visa
CjandBrigitte **********
CjandBrigitte **********
Getting a lot stricter with education visas
Meaw ************
Meaw ************
@CjandBrigitte *********
Mine 3+12 months edu visa is still accepted 😊
CjandBrigitte **********
CjandBrigitte **********
@Meaw ***********
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Andi ***********
Andi ***********
Plenty of DTV holders have opened bank accounts by themselves or via an agent despite recent changes.
Lynnette *******
Lynnette *******
Non O applied for IN own country. Enter Thailand. Open bank account.
Barry *********
Barry *********
@Lynnette ******
I did that and still no success in opening an account
Lynnette *******
Lynnette *******
@Barry ********
you often have to try a few banks.
Henrik *****
Henrik *****
DTV is a tourist visa.

You need to have a genuin long term visa, to better your chances for opening a Thai Bank account, but it will still not be easy until you have stayed several months at a permanent adress with a long lease.

Why would you have a Thai bank account, there is no need for that, when you are not a resident of Thailand, but only a tourist.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so reluctant depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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Be aware there is a error in the start of the article ( and several other copy - paste media with the same article )

A Thai Bankaccount has never been a requirement to get DTV, on the contrary it has been one of the big advantage over other visa, that you could get DTV as long as you could show 500.000 Baht equivalent in any bank anywhere in the world.

It has never been the intention that DTV visaholders should be in need of a Thai bankaccount.

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