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What are the reporting requirements and benefits of a Thai bank account for DTV Visa holders?

Feb 18, 2026
2 months ago
Jair ******
ORIGINAL POSTER
Got a 5 year DTV Visa in NYC; planning on flying into Bangkok in Mar. A few questions:

1. What reporting requirements does the DTV have (once one comes into Thailand)?

2. Is there any benefit to having a Thai Bank Account? I have an old one from 3 years ago with 10,000 baht in it. Can't access from the US..but can likely access when in Thailand.

3. I want to get medical insurance primarily for catastrophic coverage. Any recommendations?

4. Any other rules I should be aware of?
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TLDR : Answer Summary
The DTV Visa requires holders to report to immigration every 90 days and to leave the country within 180 days unless a difficult extension is obtained. Having a Thai bank account can be beneficial, but many accounts may be frozen due to inactivity or other restrictions; reactivation can be challenging. For medical insurance, it's advisable to seek travel insurance with catastrophic coverage. Overall, it's important to stay informed about the rules and changes that may affect foreign residents.
90 DAY REPORTING RESOURCES / SERVICES
  • Use the trusted Thailand 90 Day Reporting Serviceto get your in-person report done and mailed to you for as low as 375 THB (even if the online system doesn't work for you).
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Scott *********
How long did it take to get your DTV from the NYC consulate? I submitted all my papers and payment on jan 21 to the same consulate. Just curious low long for you?
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Jair ******
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Scott Kingery I thing they prioritize based on the projected arrival date..I applied in Nov, was scheduled to fly in Feb 10th, got it Feb 8th. Now planning to fly in Mar.
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Jair ******
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Sylvester *********
1. 90 day report - every 90 days you report to your local immigration office with a simple form

2. Your bank account is frozen due to inactivity and it will probably be difficult to reactivate again on the DTV as it's still seen as a tourist visa. Banks won't open accounts for tourists and policies have been very strict lately. I would still give it a try though as you have nothing to lose. You can even try different branches of your bank as it fully depends on the bank manager and his/her mood on that day.

3. Get any reputable travel insurance/nomad insurance

4. It's been reported by many that extending for 180 at immigration is very difficult and almost like applying for the DTV again. Better to leave the country every 180 days.

Welcome to Thailand!
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Bradley ***********
How long did NYC require the 500k be in your bank account? I’m considering doing it in DC or NYC. If I don’t get an agent here in Thailand
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Jair ******
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Bradley Whiteside The rules are clear: 3 months. I submitted 3 months of bank statements.
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Bradley ***********
Well some places require 6 months and I’ve also seen people say that some places were only concerned that they had the 500k not how long they had it
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Jair ******
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Bradley Whiteside lol TIT: this is Thailand!
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Jair ******
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John ***********
It will be more than likely that your Thai bank account will be frozen. There has been a purge on foreigners holding accounts, you will need to contact your bank and then go through a process to reinstate it.
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Jair ******
ORIGINAL POSTER
John Villinger fuck it 😂! I can do without a Thai bank account lol.
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Jair ******
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Jair ******
ORIGINAL POSTER
Thanks!!
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Leeann **********
If you search the group, these questions are asked often
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Stephen ********
You must report at 90 days to immigration. You must leave the country within 180 days (or obtain a 180 day extension at an immigration office - almost impossible). Your bank account will be frozen as you cannot hold a bank account on a DTV. As a tourist, your best strategy is to take out a 12-month travel insurance policy
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Graham ******
Stephen Howell You do a 90 day report OR pay a 2000B fine. There is no must i.e. not doung it will not result in deportation. Rggarding the freezing of bank accounts that is a possibility but, again, not definite.
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Stephen ********
Graham Seal
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Stephen ********
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Kadeem ********
Stephen Howell you can access and use bank accounts opened.

You just can’t open an account on a DTV visa.

Likelyhood is he’ll need to go present identification and update the telephone number on the account. Other than that he’ll have no issues..

Defo worth having the account.
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Stephen ********
Kadeem Mayson Once the bank sees there is no long-term non-immigrant visa they will close the account. It's already happened to thousands of people.
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Jair ******
ORIGINAL POSTER
Kadeem Mayson Agree. If one's in Thai long term, having an active bank account is helpful. I opened the account 2 years ago when I was on a O-A. I've been in the US since, but now that I'm heading back, no reason why I can't access and use it.
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Stephen ********
Jair Shek Join the Destination Thailand Visa group to get some tips on how to conduct your banking in Thailand using overseas cards and accounts
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Stephen ********
Jair Shek You may see no reason, but the banks have different ideas. They're following the recommendations from BOT
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Stephen ********
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