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What are the requirements for maintaining 800,000 baht in a Thai bank account for extending an O-A visa in Thailand?

Magnus *********
asked Apr 28, 2025
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To extend my O-A visa locally I need 800,000 baht on a bank account but

1) Does it have to be a Thai bank account.

If so,

2) can it be on any Thai bank account or does it have to be a dedicated bank account for visa extension,

3) can it be on several bank accounts with the total making up 800,000 baht? . I.e one savings account and one bond account or current account.

Edit 4th question.

4) How long before I apply for extension does the money need to be in the account?
Answer summary
To extend your O-A visa in Thailand, you need to maintain 800,000 baht in a Thai bank account. Here are the relevant details: 1) The account must be a Thai bank account. 2) It should be an accessible account, not a fixed deposit where you cannot retrieve funds immediately. 3) You can use multiple accounts as long as they total 800,000 baht, but confirm specifics with the local immigration office. 4) The funds typically should be in the account for at least 2 months before applying for the extension. Additionally, having a Thai phone number for banking apps is advised.
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Frank **********
Frank **********
Make sure you have a Thai

Phone Number.

For the Bank App
Graham ******
Graham ******
If you are still on the initial Non-OA Visa and you get new 12 month insurance and border bounce before your Non-OA Visa expires (not your current 12 month entry stamp) you will get a new 12 month stamp.
Kan ******
Kan ******
@Graham *****
before your initial non OA visa expires and not when the medical insurance expires, right ? (I mean the medical insurance that you got from your homecountry in order to get your OA visa). Because it might be that the visa and the medical insurance dates do not coincide.
Graham ******
Graham ******
@Kan *****
You will need insurance covering the next 12 months to get a full 12 month entry stamp. There are Thai insurers which can provide the required cover.
Bob **********
Bob **********
800k in a Thai bank in your name and it can be several Thai banks but it has to be accessible so no bonds,don’t forget the insurance ,but if you have the 800k why not leave come back and switch to the non-o there’s no insurance needed only if you want it
Magnus *********
Magnus *********
OP
@Bob *********
How long before I apply for extension does the money need to be in the account?
Stuart *********
Stuart *********
@Magnus ********
2 months prior and must remain for 3 months after. Balance cannot go below 400k and would have to be back to 800k 2 months prior to the following application.
Greg *********
Greg *********
@Stuart ********
I agree with that. It wouldn’t hurt to have a backup plan.
Stuart *********
Stuart *********
@Greg ********
Yes. However it’s usually always better to have the 800k as a backup when trying to switch. Sometimes things go tits up with a single transfer and if you don’t have the 800k then you have no option other than to leave and start the process again.

If you have the 800k for 2 months then you can use that and get all the ducks in a row for the next years application.
Greg *********
Greg *********
@Stuart ********
Yes, you said “2 months prior and must remain for 3 months after. Balance cannot go below 400k and would have to be back to 800k 2 months prior to the following application.” And I said it wouldn’t have to be back in two months prior to the following application if he goes the 65,000 per month route. I wasn’t talking about the initial application, I was talking about the second. I wasn’t trying to correct you, I was just adding more information.
Sue ***************
Sue ***************
@Stuart ********
best to not rely on this money just leave it in the account
Stuart *********
Stuart *********
@Greg ********
For the second year extension going forwards. He can’t use that for the first visa or first year extension.
Greg *********
Greg *********
@Stuart ********
Unless he can show the 65,000 baht deposit from abroad for the previous 12 months.
Magnus *********
Magnus *********
OP
Stuart *********
Stuart *********
1. Must be a Thai bank account.

2. Must be an account where you can access the funds instantly (albeit with a loss of interest in a fixed deposit account). It cannot be a fixed term deposit account type where you have to wait for the term to access the funds.

3. You’ll need to check with your local immigration office. Some may let you across 2 accounts some maybe more, but policies will differ.
Richard ********
Richard ********
@Stuart ********
Stop trotting out drivel.

Term deposits are fine, many use them to get a bit more interest. I am unaware of any term deposit in Thailand where the funds are not accessible until maturity.

The penalty is loss of interest.
Nongnuch ********
Nongnuch ********
@Richard *******
it firstly depends on the specific Immigration office if they accept a fixed term account or not. There are 86 Immigration Offices in Thailand. I don't think that all of them allow a fixed term account as the financial proof for an Extension of Stay
Richard ********
Richard ********
@Nongnuch *******
I have never had an issue using fixed term deposits, and I have never read any reports saying they've been refused.

I do know many who use them and also seen reports as well.
Stuart *********
Stuart *********
@Richard *******
I am not aware of all types of bank accounts that the many branches could offer. Some may well offer fixed term deposits for x number of months with no access to funds until you meet x.
Magnus *********
Magnus *********
OP
@Stuart ********
How long before I apply for extension does the money need to be in the account?
Willem ****
Willem ****
@Magnus ********
Thats already answered. Read back. 2 months
Magnus *********
Magnus *********
OP
Gregor **********
Gregor **********
@Magnus ********
Magnus Nilsson

Terminology is important

*** you do not get your „visa extended”. You are applying for a 1-year extension of your stay permit. You are not on a “visa” any more, you are in Thailand on a “stay permit”.

This stay permit needs to be re-applied for every year

*** you forgot to mention the most crucial part that comes with being on a 1-year Extension of Stay, out of a former Non-Imm-O/A visa: The health insurance

Immigration will make it mandatory for you to have a health insurance with one of the private Thai insurance companies that are listed on the so called “tgia-list of insurances”

*** Immigration will issue the 1-year Extension of Stay Permit only for as long as the insurance is valid, so you should make sure the insurance carries you through a full year, beginning on the first day of the new Extension of Stay Permit
Magnus *********
Magnus *********
OP
@Gregor *********
Thanks a lot. I didn’t know this.

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