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Answered2 years ago

Can someone with a DTV visa open a bank account in Chiang Mai or Pai?

Noa *******
asked Oct 18, 2024
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Someone managed to open a bank account with the DTV visa?

In Chiang Mai/Pai?
Answer summary
The possibility of opening a bank account with a DTV visa in Chiang Mai or Pai is generally limited. Some banks like SCB may allow it with specific documentation, such as a Thai driver's license, rental contract, and a valid passport with visa. However, banks usually favor long-term visa holders, as they prefer stable customers with permanent addresses and consistent income. Additionally, there are stricter compliance regulations in place, making it more difficult for people on short-term visas to open accounts.
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Devu ********
Devu ********
SCB at Big-C

Requires thai drivers license, rental contract, and valid passport + visa
Frederik ********
Frederik ********
@Devu *******
which area Big-c please ?
Devu ********
Devu ********
@Frederik *******
near central festival
Henrik *****
Henrik *****
Very few have been long enough in Thailand on DTV to be considered for opening a bankaccount.

The DTV is regarded as a touristvisa, banks only consider potential customers on long term visas.

Banks in Thailand are like everywhere in the world, interested in having good stable custormers, that have a permanent address, a steady easy traceable income, and use the account all year round.

That is why the banks are reluctant to give accounts to people on short time ( read: tourist ) visas, and who only spend part of the year in Thailand.

Don’t expect to get a residence certificat, until you have stayed at a permanent adress in at least 3 month, since that is what the residence certificat should confirm.

Furthermore the added attention on whitewashing of money, is an added burden on the banks, so even depositing large amounts isn’t a guaranteed way to open an account.

The value of a resident certificat, had gone down, since Immigration Officers are giving them to people that are not on a longterm visa, or have stayed severel months at 1 adress in Thailand, so even if it is a formal requirement, the bank make up their own assesment of the stability of the want-to-be customer.

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9-thailand-to-implement-stringent-compliance-regulations-for-new-bank-accounts?
Sefton ********
Sefton ********
Chiang Mai SCB.. No questions asked.

But that said.. Also, Pink ID card, Yellow Book, conservatively dresssed, handled in Thai, and my number was still in thier system from over 15 years ago when I had one with them before. Plus was also depositing real estate land purchase amount of cash.
Noa *******
Noa *******
OP
@Sefton *******
what branch

And what documents I need to bring? As I don't know any document you mentioned
Sefton ********
Sefton ********
Noa Cohen Well those are the documents I brought.. have a Google but they are the kind of stuff expats get over time, so they see that. Also obviously they react differently with a few million in cash in your hands. That's just how it is, the rules they say prevent sign ups, are all discretionary.

Scb big C hang dong.
Noa *******
Noa *******
OP
@Sefton *******
they told me they don't do credit cards for foreigners (?)
Sefton ********
Sefton ********
Noa Cohen credit card very different story. You can get them but need to lock up am amount equal to the credit offered.

I don't bother as I have western credit cards. Debit of course is easy.

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