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Answereda year ago

What is the cost and requirement for medical insurance covering at least $100,000 in Thailand?

Suji ******
asked Jun 12, 2025
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What’s the cost for medical

Insurance covered for at least 100000 usd? Do I need to buy the insurance from

Thailand Insurnace company? Thanks all in advance!
Answer summary
The cost for medical insurance covering at least $100,000 varies, often influenced by age and health conditions. It is often suggested to obtain quotes from expat insurance brokers or specific companies like AXA for non-OA visa purposes. It's also indicated that insurance must be purchased from a Thai company for certain visa types, particularly the O-A retirement visa.
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Francois ********
Francois ********
O-A -10-yr retire visa

Only from Thai embassy

Required Thai ins

LMG-Thai

40k Thb OP

400K th IP

Yrly premium about 8,000thb
Shane ********
Shane ********
Highly recommend talking to
@Tenzing ******************
the leading expat insurance broker in Thailand
****************************************
Suji ******
Suji ******
OP
Thanks a bunch
Phil ******
Phil ******
@Suji *****
really depends on your health and age
Tabby ***************
Tabby ***************
For non OA visa I recommend AXA.

******************************************
Robert *****
Robert *****
Got a pre existing condition….you might not qualify for insurance
Daniel ******
Daniel ******
Check on expatcompares.com

You can get quotes within minutes.

You can speak to
@Jamie ********
there if you want some advice
Graham ******
Graham ******
For what purpose do you need the insurrance, a visa application maybe. If so state which one.
Suji ******
Suji ******
OP
Sue **********
Sue **********
@Suji *****
based on retirement (>50)? if so, and you have pre existing conditions change to visa and apply for non-O 90 days, no insurence required
Sue **********
Sue **********
@Graham *****
Your asking the wrong person 😉 It was
@ **********
y who chose OA
Graham ******
Graham ******
@Sue *********
Why choose a Non-OA where you need insurance to meet the requirements of the application? Choose the Non-O where you are free to get any insurance that meets your specific requirements.

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