Can anyone recommend best hospital insurance in Thailand for foreigners ? Thank you
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TLDR : Answer Summary
The community discusses various hospital insurance options available for foreigners in Thailand. Recommendations include Arawan Namak as a reliable insurance broker, Luma Insurance which is praised for excellent service including covering pre-existing conditions, and AA Insurance which compares policies. Some users warn against AETNA for its high premiums and French ACS as a covid insurer due to payout issues. Several other brokers and options like Epitome Insurance and WRLife UK are mentioned, indicating a variety of choices depending on individual needs and coverage requirements.
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Luma. They were incredible with me, I was in ICU for a week, they paid every expense before I left the hospital, no out of pocket, and even checked up on me. It was really nice.
sounds good but who??? 🤔 and does whoever’s insurance you’re referring to cover pre-existing conditions such as previous injuries??? Thanks 🙏
Jade *********
Luma Insurance. Google them.
They do cover pre-existing conditions however you may need to give some form of doctors clearance that it isn't a current issue, or they cover it and you pay an excess.
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Jade *********
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Nguyen ****
Sukhumvit hospital
Anne *******
My husband works for a brokerage. I will send you a PM if anyone's interested.
I would not recommend AETNA health insurance ( previously known as BUPA THAILAND). Depending on your age of course, the annual premiums are VERY expensive. If you are here on a non O-A visa you must also have outpatient cover of 40,000 baht.
Linda ***********
I have used a wonderful broker for years & handle all through emails. PM me for contact info.