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What are the best hospital insurance options for foreigners in Thailand?

hospital insurance Thailand foreigners Arawan Namak Luma Insurance AA Insurance Epitome Insurance BUPA Thailand non O-A visa pre-existing conditions

Sep 3, 2021

3 years ago

Napalak **********

ORIGINAL POSTER

Can anyone recommend best hospital insurance in Thailand for foreigners ? Thank you

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TLDR : Answer Summary

The community discusses various hospital insurance options available for foreigners in Thailand. Recommendations include Arawan Namak as a reliable insurance broker, Luma Insurance which is praised for excellent service including covering pre-existing conditions, and AA Insurance which compares policies. Some users warn against AETNA for its high premiums and French ACS as a covid insurer due to payout issues. Several other brokers and options like Epitome Insurance and WRLife UK are mentioned, indicating a variety of choices depending on individual needs and coverage requirements.

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Lisa ********************

Speak to

Email:

*******************

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Jade *********

Luma. They were incredible with me, I was in ICU for a week, they paid every expense before I left the hospital, no out of pocket, and even checked up on me. It was really nice.

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Rollo ************************

sounds good but who??? 🤔 and does whoever’s insurance you’re referring to cover pre-existing conditions such as previous injuries??? Thanks 🙏

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Jade *********

Luma Insurance. Google them.

They do cover pre-existing conditions however you may need to give some form of doctors clearance that it isn't a current issue, or they cover it and you pay an excess.

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Jade *********

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Nguyen ****

Sukhumvit hospital

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Anne *******

My husband works for a brokerage. I will send you a PM if anyone's interested.

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Wyn **********

Arawan Namak always helpful.

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Darren ******

wouldn't bother with her , totally ignored all contact from me and my wife.

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Darren ******

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John **********

Over priced almost same price as in USA to expensive

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Colin **********

WRLife UK company with an office in Bangkok, very happy with them competitive pricing.

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Hovvard ******

Cash money.

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Martin ***********

Don't use French ACS as covid insurer as don't pay out !

MrPrakan.com one of the cheaper options also.

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Rogerio ******

@Martin **********

is cheaper, actually, good?

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Martin ***********

Thai rates, best to read up on commentaries for this company which seems to be of fair standing.

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Martin ***********

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Christian **********

@Martin **********

thank you

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Christian **********

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Geoff ********

I would not recommend AETNA health insurance ( previously known as BUPA THAILAND). Depending on your age of course, the annual premiums are VERY expensive. If you are here on a non O-A visa you must also have outpatient cover of 40,000 baht.

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Linda ***********

I have used a wonderful broker for years & handle all through emails. PM me for contact info.

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Jon ********

Contact AA Insurance they compare most policies

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Xaynaly **************

I would like to recommend Luma.

How to contact their consultants:

Line application @luma

Phone number +6624943600

**********

*****

*****

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Chris **********

Go to Epitome insurance Thailand

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Bruce *****

April or pacific contact aa insurance brokers in Hua hin very helpful

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Bobby ********

@https://www.fac****************

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Neo *****

same question

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Andy *******

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Darren ******

@Andy *********

i contacted her she ignored me , my thai wife called her she didn't answer her phone.

She read the message on messenger , ignored them.

Total waste of time contacting her.

And I wanted insurance for 4 people , her loss.

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Bruno ********

@Darren *******

@Michael

@Michael *******

doesn’t sound like it

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Michael ********

i just spoke to her last week and she organised my insurance for sandbox took about 30 minutes till had cover letter for COE.

She also sorted for me last july when all regulations were new.

I know plenty of people in Phuket who have dealt with her for years.

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Andy *******

@Michael *******

yes !! She helped 2 friends yesterday

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Andy *******

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Michael *********

There isn't one

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Michael ********

Speak to Arawan Namak very good insurance broker, search group for her contsct

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Michael ********

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Thai Visa Advice and Everything Else

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The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

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