What health insurance options should I consider when applying for a Non-OA visa in Thailand with 800,000 baht in a Thai bank?

@Alison *********

You can get a Thai Bank acc

If you have an approved Non-O in your home country .

Sadly it may take some time going from bank to bank

@Alison *********

there's no difficulties opening an account when on a non-O. The non-OA doesn't require a bank account but is linked in date to the insurance. Which can be costly and not very good.

Your coverage would be upto 60M Bhat in a year. Correct as I understand it.

I recommend you contact Bo.

She will go over the details

@Dennis ******

how much cover doez the policy give you. What is the maximum monetary cover do you think will be enough to cover the most expensive operation. Does it cover in/out patients and cancer cover. Are the hospitals paid direct by the insurer Many thanks

@Bjorn **********

Why were you denied a tourists visa?

@Andreas ********

That sounds pretty cheap to me I have looked at a couple and for decent coverage you are looking at about 70,000bht roughly

@Bjorn **********

The Non O is also a long-stay visa. If you plan to stay in Thailand for more than 90 days, you only need to extend your stay by one year at immigration and present either an income confirmation from our embassy or proof of funds in your Thai bank account. It’s ok to first enter on a Non O-A for a year or two if you wish and use the insurance that seems advantageous, but if you intend to stay in Thailand long-term, it’s better to later switch to a regular 90-day Non O. That way, you won’t be tied to the somewhat restrictive health insurance approved by Thai immigration for the rest of your stay.

@Jan *****************

that's exactly what I got. No mandatory health insurance required. Good

@Brandon ***********

I already have OA visa since 2023 and I keep 800k+ in Thai bank since then. Can I switch to Non-O inside Thailand or I would need to go back my country, lose the OA and start from zero ?

@Brandon ***********

are you saying that if you have a non-OA you don't have to keep banked money at all and don't have to keep monthy xfers either? I had understood the OA was inclusive of both bank _and_ insurance. I have a non-O and i also have insurance because it's good to have.

@Brandon ***********

of the OA requires the insurance, does it have to be full coverage or can it just be inpatient coverage? Thank you.