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What are my options for health insurance with a Non-OA visa in Thailand considering my medical conditions?

Non-OA Visa Health Insurance Retirement Visa Expat Life in Thailand Visa Requirements

Apr 14, 2025

2 days ago

Peter *********

ORIGINAL POSTER

Hi members...

I'm looking at visa to suit me...Thinking of AO over 50 retirement. But hear you need health insurance... Having a few medical conditions that most insurers don't want to know me...And brokers want arms and a leg...

1. Can I self assure if I provide funds in bank 

2. Can I just insure and not include my conditions. 

Looking for best options 

Have defacto relationship

Of over 10 years....

And been supporting...

Helpful information be good 

If can't be Helpful Don't reply

Cheers 🍻

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TLDR : Answer Summary

The individual is considering the non-OA retirement visa but has concerns regarding health insurance due to pre-existing medical conditions and high costs. The community clarified that self-insurance is not allowed for the non-OA visa; approved insurance from designated Thai companies is mandatory. Alternatively, they suggested considering the non-O visa, which does not have the same insurance requirements.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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Braulio *********

follow the written rules,

2 days ago

Charles **********

You have to get insurance from a company approved by Thai immigration

2 days ago

Brandon ************

First of all, it's the non-OA visa, not the AO visa.

You cannot self-insure for non-OA. You must purchase approved insurance from one of the approved Thai companies on the embassy list.

If you don't want to have to worry about insurance, get the non-O visa instead. That does not require insurance, medical certificate, or background check like the non-OA visa requires.

2 days ago

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Brandon ************

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How can I help my mother obtain an O-A visa for retirement in Thailand given the health insurance restrictions for seniors?

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