Has anyone used Kasikorn Bank’s pay&tour card in Thailand and what are the opinions on it?

Wise has a QR scan option, does this not work in Thailand, or is it only with a Thai banking app?

Won’t even chance, it’s Thailand, like the health insurance companies, they only care about ‘profit off of’ not helping foreigners.

Many places I go to in Thailand don’t accept credit cards and debit cards. It’s cash or scan using your Thai bank app on your phone. Based on that, this card has no advantage for me. Also, if I go to a place that accepts credit cards, I’m using my own card so I can get the cash back or miles.

I would imagine, like the prepaid visas in the USA, there's helluh fees for everything, including checking your balance, each transaction, etc

I haven't used it myself, but if the only way to top up is through a foreign exchange booth, it doesn't seem very cost-effective in the long run. You still need foreign cash, and exchange rates at those places are typically unfavorable. It might make sense for short-term tourists in Thailand, but I don't think it's worth it for long-term residents. It also likely depends on how much you usually spend. While it's convenient that it supports QR payments, overall, I personally don't find it better than options like Revolut, etc.