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What payment methods can I use in Thailand besides cash, and is Wise supported?

Payment Systems Cash Wise ATM Withdrawal Thai Banking Apps QR Payments Digital Banking Expat Financial Tips

Apr 1, 2025

2 days ago

Gaetano ********

ORIGINAL POSTER

Hello everyone, I'll be in Thailand on May 1st. I'd know about payment systems besides the classic cash. Is Wise working to pay in any shop and withdraw from any Atm?

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TLDR : Answer Summary

The conversation discusses various payment systems available in Thailand aside from cash. Users mention that while Wise works well for payments and ATM withdrawals, it's important to note that many shops may not accept credit cards or may charge extra fees. Alternatives like the TAGTHAi app for QR payments and Revolut for premium accounts are also highlighted. Overall, carrying cash is emphasized as the most reliable option.

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Brian *******

charles schwab free atm fees refunded every month.

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John *********

Cash is king in Thailand

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Jummy ********

Any Thia banking apps in English????

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Eryk ************

Revolut is also fine if you have one of the premium accounts ("Metal", etc.).

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Michael ********

I have my Wise card connected to my Wallet on my mobile phone and use it all the time.

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Graeme ******

@Michael *******

I noticed there is an option for a QR code on wise will this work in thailand? I was going to try it next week ?!

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Gaetano ********

ORIGINAL POSTER

That's my doubt too.

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Graeme ******

@Gaetano *******

I checked on Google and it suggests the wise QR code payment should work in thailand 🇹🇭 so will be giving it a go.

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Gaetano ********

ORIGINAL POSTER

Are you going to Thailand next week? If you want you can update this post, by writing here a reply 😅

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Graeme ******

@Gaetano *******

yeah sure I will let you know

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Graeme ******

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Gaetano ********

ORIGINAL POSTER

I use Wise card as well here in Europe. Is it possible to pay easily in Thailand with the physical card?

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Michael ********

@Gaetano *******

I did have a problem with mine, hence why I linked it to my Wallet.

My digital card is also linked to Wallet.

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Gaetano ********

ORIGINAL POSTER

@Michael *******

For wallet do you mean is it possible to pay directly from the app? I usually pay with my Wise physical card to any shop and with my Wise virtual card for online shopping.

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Michael ********

@Gaetano *******

not sure as I have never used it.

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Michael ********

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Colin *********

Don't forget the TM6 entry form e,visa from1may

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Peter *********

@Colin ********

won't start on time lol 😆

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Gaetano ********

ORIGINAL POSTER

@Colin ********

Yes, already saved the official website to do it 3 days before arriving. Thanks.

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Gaetano ********

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Wannikea *********

Best to bring as much cash as possible and exchange at booth, bring absolutely perfect large denomination bills. You can download the tagthai app load it up at the airport and scan to pay.

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Gaetano ********

ORIGINAL POSTER

@Wannikea ********

Wow, first time I have heard this app. Are there booths at the airport which top up my Tagthai app?

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Wannikea *********

@Gaetano *******

read through the website, I don't know much about it, but I heard the top-up locations are limited, so plan for that.

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Wannikea *********

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Brandon ************

Many shops do not accept credit card, or charge an extra fee to use a credit card. There is a new app that lets you use QR payments like the locals without requiring a Thai bank account

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Richard *********

Wise world here fine

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Richard *********

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