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What are the challenges with bank coding issues for international transfers in Thailand?

Thailand VisaKasikorn BankInternational TransfersJomtien ImmigrationExpat BankingWise TransfersDeposit Issues
Sep 25, 2025
2 months ago
Jackie ************
ORIGINAL POSTER
I went to jomtien immigration today to ask about the deposits coding issues. Spoke to the officer at window 8. He basically said bangkok bank isnt entirely cooperative with immigration anymore. He said quote. Kasikorn better. Im going tomorrow to the Kasikorn international desk on Pattaya klang to request a credit advice letter on my September transfer, was quoted 200 baht. does kasikorn code their incoming wise transfers as international? I will inquire about that before opening a new account.
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TLDR : Answer Summary
A user reported difficulties with bank transfer coding issues related to visa requirements at Jomtien Immigration and discussed the performance of Kasikorn Bank. Comments suggest varying experiences with transfer coding at different banks, including advice on using direct SWIFT transfers and sharing transfer receipts with immigration for documentation support.
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Keith ******
My Krungsri says "Global Payment Hub". i hope that suffices
2 months ago
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Keith ******
Im wondering if it might help to print off and show immigration the wise pdf receipts for each 65,000 Baht monthly deposit . Anybody tried this approach ?
2 months ago
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Mark *********
@Keith *****
 that’s far too common sensical…. It’s almost like you’re trying to make them think outside the box lol!!
2 months ago
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Keith ******
yes. fair comment lol 😁
2 months ago
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Keith ******
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Frank **********
@Keith *****
 I used that and the Page of my US Bank Account to show a transfer for 1 month when the "Funds for Long Term Stay" disappeared on WISES drop down menu and Immigration had no problem with it but it was only for 1 month. They may not do it for a whole 12 months. Best to ask your local office.
2 months ago
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Jackie ************
ORIGINAL POSTER
@Keith *****
As part of my visit to immigration yesterday i did show him my wise transfer receipt. He said it was not sufficient. Unfortunately.
2 months ago
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Mike ********
I have been under the impression that Kasikorn statements need to be presented in Thai. My statement for Aug is below and translates to foreign transactions…
2 months ago
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Mike ********
2 months ago
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Mike ********
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Jackie ************
ORIGINAL POSTER
Luckily my renewal isnt due until may 2026 so hopefully they resolve all of this by then
2 months ago
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Jackie ************
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Nongnuch ********
Jackie Washington . . . direct SWIFT transfers from your home bank account to your Thai bank account will solve the transfer code issue. However if these SWIFT transfers turn out to be massively expensive, then the only option for the renewed extension application are the 800,000 THB deposit in your Thai bank account
2 months ago
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Yo***
@Nongnuch *******
 but this 800,000 Thb, immigration can ask where is this from? or if this is international transfer? and if use Wise?
2 months ago
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Nongnuch ********
@Yo***
 it depends what you are asking from Immigration. If you have entered on a 90-days Non-O visa, for an application to the 1-year extension based on retirement, Immigratin won't ask for the source. For the application to the "change of visa type" on Immigratin inside Thailand, Immigration wants a proof that the 800,000 came from abroad
2 months ago
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Nongnuch ********
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David ********
@Nongnuch *******
 last week I did a SWIFT transfer - USA to Bkk Bank direct. It was not coded as an international transfer. I was told that I need to go to the bank where I opened the account and request a letter that states it originated internationally.
2 months ago
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Nongnuch ********
@David *******
 this probably means that your U.S. Bank used a subsidiary (Bangkok Bank?) in Thailand for an in-between step. Actualy the same WISE is doing - they have a Kasikorn account in Thailand
2 months ago
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Nongnuch ********
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Bob **********
I just opened a Kbank and did a test transfer with wise from the US it came as local I don’t know what to do
2 months ago
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Nongnuch ********
@Bob *********
 direct SWIFT transfers from your home bank account to your Thai bank account will solve the transfer code issue. However if these SWIFT transfers turn out to be massively expensive, then the only option for the renewed extension application are the 800,000 THB deposit in your Thai bank account
2 months ago
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Mark *********
@Nongnuch *******
 unfortunately that did not work with Siam Commercial Bank. I did a swift transfer paid a fee of almost 3% and no notation of foreign transfer occurred. when I talk to Siam Commercial Bank phone staff they told me I needed to get another form to prove the transaction originated from overseas. I do not know if there is a fee with that form but I've heard 300 baht and 200 baht related to the same issue.
2 months ago
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Mark *********
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Charles ********
@Mark ********
 I’m of the belief that SWIFT transfers get coded.

Maybe it will cost more ?
2 months ago
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Mark *********
@Charles *******
 it appears as though the bank will verify that the funds came from an international location. when you request the verification through a form given to them.
2 months ago
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Mark *********
@Charles *******
 that may well be true. when I question Siam Commercial Bank about the lack of the documentation for this being an international transfer, the comment was to request the confirmation about the original location of the funds through their Bank. I miss the days of Bangkok Bank automatically posting financial transfer from an international location
2 months ago
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Mark *********
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Peter *******
You should have asked Immigration about Kasikorn, i heard they are familiar with the Wise Kasikorn codes but you should check
2 months ago
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Heinz ***********
No, Kasikorn does not code incoming transfers as international.
2 months ago
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Jason ******
Just to let you know , that when I paid for my visa through UK thai embassy the money I paid for visa the transfer went to kasikorn bank , so that tells me one thing , if there own thai goverment is using kasikorn bank it must be good .
2 months ago
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Jim *******
@Jason *****
 If I remember correctly, when paying for my 90 days O visa in July 2025, there was a banner saying "Immigration office has authorized Kasikorn bank to handle all payments",
2 months ago
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Jim *******
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Paul ********
Interested in the outcome, can you keep us updated on how you get on please,
2 months ago
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Jackie ************
ORIGINAL POSTER
@Paul *******
Stand by for update
2 months ago
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Jackie ************
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Angel ******
I suggest you try asking at Krung Thai Bank.
2 months ago
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Mark ********
@Angel *****
 Bank of Ayudhaya is rubbish atm
2 months ago
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Mark *********
@Angel *****
 have you done international transfers with KrungThai? if so how did the transfer get coded?
2 months ago
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Tony *****
@Mark ********
 mine shows as XBSDT. when you look at KrungThai banking codes it says “X-Cross border Trf Deposit SA. hope that helps
2 months ago
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Mark *********
@Tony ****
 thank you. have renewed your Visa with the bank account showing this designation for where the money came from? if so which office
2 months ago
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Tony *****
@Mark ********
 I did my first extension of stay yesterday at Phetchabun Immigration so still on the 800K in the bank method. I asked them and they said code is ok but as people on here will testify another person a different answer lol. Hopefully someone else with KrungThai using monthly method can confirm for us
2 months ago
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Tony *****
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Douglas *******
@Angel *****
 same
2 months ago
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Douglas *******
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Andy *******
I switched to Kasikorn, coding issues there also.
2 months ago
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Andy *******
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