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Answereda year ago

What should I do if my international transfer is not recognized for my Non-O visa extension in Thailand?

Graham ********
asked Jun 6, 2025
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Hi all,

A shock to the system combined with a degree of ignorance.

My initial 12 month Non - O extension of stay (based on being over 50) expires in the first week of July and I intended to apply for a further 12 month extension based on the monthly income method of 12 consecutive months of international transfers (minimum 65,000 baht each month).

The issue is as follows:-

My Kbank branch informed me that my monthly deposits have been transferred from my Australian Credit Union to the Bank of America in Bangkok and therefore the transfer from them to my Kasikorn Bank account is not deemed to be an international transfer. The statements refer them to be automatic transfers (I was aware of that but still thought they counted as an international transfer).

Has anyone had similar issues and is there a way around it. I am meeting with a visa agent here in Chiang Mai on Monday.

Regards!

Graham
Answer summary
A user is facing a challenge with their Non-O visa extension in Thailand due to their bank's classification of international transfers. They initially planned to apply for a 12-month extension based on regular monthly income transfers from Australia but learned that these transfers are seen as automatic rather than international by their Thai bank. Other users offer solutions, such as obtaining official documentation from banks to prove the transfers are international, sharing personal experiences, and advising on the variability of immigration office requirements. Overall, the conversation emphasizes the importance of clear documentation and navigating different bank and immigration policies.
31 repliesnewest first
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Simon *********
Simon *********
Every immigration office seems to interpret the rules differently. Talk to them.

My immigration office won't accept bank statements without a proof of income certificate from my home embassy... Uk, Australia and US embassies don't provide this, so I'm forced to use an agent...
Nate ***********
Nate ***********
Man I wish I had the same kind of people commenting on your post lately there's been some toxic people by all means work things out the best of your ability take your time try not to overstay your Visa
Ivan ************
Ivan ************
My understanding, you should be able to get a "Confirmation Letter of International Fund Transfer" from Bank of America in Bangkok (the bank that actually received the international transfer). This will confirm for immigration. As your bank said you'd need to contact BoA to get this.
Chadaporn **************
Chadaporn **************
You have to transfer USD to USD not to Thai bath. Then you can out the purpose on credit advice.
Brian ********
Brian ********
@Chadaporn *************
As I said above, I don't make the transfer the pension office does.

The reason for the transfer is not the problem, both myself and the OP have our transfers sent via a third party bank here in Thailand.

It's not unusual, but it does mean that my bank has to get the transfer information from the third party bank for immigration.
Chadaporn **************
Chadaporn **************
@Brian *******
quite tricky situation for this case.
Brian ********
Brian ********
@Chadaporn *************
It's not tricky at all, it's easy. My bank asks the transit bank for the transfer details, they send them over, I go and collect and then show immigration
Graham ******
Graham ******
Sounds like you were using Wise incorrectly for your transfers. You use the "reason" being the last option in this drop down menu
Brian ********
Brian ********
@Graham *****
I don't do the transfer, the pension office does it

Also, I no longer use Wise at all after it badly letting me down on 2 important large transfers
Graham ******
Graham ******
ok
Keith ************
Keith ************
This happened to me once, for one transaction, and I spent about 90 minutes in k-bank getting the 'advice' paperwork. I had it in my folder when I went to immigration. They didn't ask for it.

I'm suspecting it depends on the officer and the office. Some would accept you showing statements from the money source, and corresponding deposits in your Thai bank. Others wouldn't accept it if it were plated in gold and stamped by Moses.
Brian ********
Brian ********
I am in a similar situation, one of my pensions is paid into Citibank in BKK and then transferred to my SCB account. SCB contact Citibank for me and get statements for immigration showing the payments as international. I think it takes them about 3 working days to arrange.

They have been accepted in CW, BKK and in my current office in Kanchanaburi

I don't use an agent, I do it all myself. If you have the money coming in each month why throw it away on an agent?
Graham ********
Graham ********
OP
@Brian *******
I actually asked the staff member at Kbank here in Chiang Mai if the bank could follow it through with the Bank of America for me. That person said it has to be done by the customer him or herself.............and that was at the head office here in Chiang Mai. I will go to my branch and double check with them. Thanks for the "heads up"!
Wannikea *********
Wannikea *********
If you can show the paper trail, amount leaving your AUS bank on X date, same amount being deposited into your Kbank account on Y date, any reasonable IO will accept the documents.
Andy ************
Andy ************
You need to get the FET document from the receiving bank for each transfe which will specify your name and amount. This will satisfy immigration. It's straightforward enough.
Graham ********
Graham ********
OP
@Andy ***********
are you referring to the initial receiving bank (Bank of America) or would it be available from Kbank where my account is?
Andy ************
Andy ************
@Graham *******
It will be the receiving bank, proving the money actually arrived in Thailand from overseas. As far as KBank is concerned it was a domestic transfer so they cannot verify the money came from overseas
Graham ********
Graham ********
OP
@Andy ***********
That is something I need to look at going forward. At this point in time my funds are transferred via Western Union from my Australian Credit Union. I will probably need to do a border run and start the whole process again...........this time opening a Wise account and transferring funds thus ensuring "international transactions" into my Kbank account directly.
Andy ************
Andy ************
@Graham *******
Take my advice and do the monthly transfers yourself through Wise selecting "Funds for long term stay in Thailand" as the reason
Graham ********
Graham ********
OP
@Andy ***********
Understood!
Jack ********
Jack ********
Stephen *********
Stephen *********
This happened to me with one single month of a transfer when it went through Kasikorn Bank instead of directly to my account at Bangkok Bank as a international transfer. I went to Kasikorn Bank and got a copy of the transmittal from WISE to them, clearly marked as International, but Immigration at Chang Wattana would not accept it, and denied my extension. As I did it on a Friday and on the last day of my current extension, they told me I would be in overstay if I waited until Monday to come back and argue the case. I gave up and flew to Phnom Penh for the weekend and came back with a 30-day visa exempt entry, and went back to the U.S. and started all over again with a new Non O-A application. Fortunately I had the funds to pay for it and re-qualify for the new application at the Royal Thai Embassy in Washington. Since then, I check every single transfer withing 24 hours to make sure it shows as an international transfer.
10
Ernesto ********
Ernesto ********
@Stephen ********
didn’t you have the original 800k from the first extension still sitting in the bank?
Ernesto ********
Ernesto ********
I thought the original visa was 90 days and the extension is. 1 year ? Am I wrong ?
Ernesto ********
Ernesto ********
@Stephen ********
got ya. You were on the 65k scheme and had already completed the original 800k deposit
Ivan ************
Ivan ************
@Ern****
O-A as the initial visa is 1 year I think you can do the 65k from the start, you don't need 800k in a Thai bank.
Stephen *********
Stephen *********
@Ernesto *******
- I use the $65k/month scheme and had a Non OA visa.
Brandon ************
Brandon ************
The statement doesn't need to say it if the bank will issue you a credit advice stating that the transfers were international. Since they're able to tell you exactly how they were transferred, they should be able to issue this to you and you can use it for your extension.
Graham ********
Graham ********
OP
@Brandon ***********
Regarding the credit advice documents I have them from the Kasikorn Bank for each "international/automatic transaction" over the 12 month period.........or are you referring to the Bank of America which is the initial receiving bank who then on forward the transactions to my Kasikorn Bank account?
Brandon ************
Brandon ************
@Graham *******
Kasikorn should be able to provide it. The account you'll use to bring to immigration.
Graham ********
Graham ********
OP
@Brandon ***********
thanks - I will certainly follow it up!

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