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Should I keep my funds in the bank account after receiving a Thai DTV visa?

Oct 14, 2025
2 months ago
After having received the DTV, should one still keep the funds in that bank account in the event they ask for a reconfirmation anytime later on for whatever reason. Or are chances low they will ask for a proof of these funds again within the 5 year period of the visa? Would be a shame to keep the money sitting idle there for 5 years.
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TLDR : Answer Summary
After receiving a Digital Tourist Visa (DTV), there is uncertainty regarding whether you need to keep the required funds in the bank account for the entire duration of the visa. While some expats report that immigration may ask for proof of funds again, especially during extensions or re-entries, others suggest that this is not guaranteed, and policies can change rapidly. Keeping the funds in a separate account is recommended for peace of mind, but it's emphasized that maintaining flexibility is important due to inconsistencies in enforcement.
DTV VISA RESOURCES / SERVICES
Sira ****
every 180 days you go out and come back...during that time you must keep the money for safer side.
Arto ****************
500k I imagine is funds that you can support yourself with in Thailand for the 6 month period. Immigration could ask you to show funds at re-entry, but they might not. It's Thailand. 🤷
Luit *****************
@Arto ***************
it is not for daily cost of living but for unexpected expenses
Arto ****************
@Luit ****************
yes, so to support your stay in Thailand
Henrik *****
Think twice before digging in to deep in the 500.000.

In the past there has been big problems with foreigners, that couldn’t pay hospitalbills etc. if they got involved in a accident.

Under corona you had to show a medical insurance to overcome that problem of unpaid medical bills, but that did also stir up a lot of criticism and other problems.

But medical bills wasn’t the only finacial problem to be dealt whit, where foreigners misused the hospitality of Thailand, and to make sure those who make the problem also pay to solve the problem, Thailand now request a cash deposit, to cover those situations.

And they know that you had that kind of money, when applyed.
Jonas *************
Only the bank restrictions you can maximum pay 50,000 in one day with the card or the app....
Henrik *****
Totally of topic
Anonymous ******************
Well one of my friends on a retirement visa said that they have to maintain their funds at all time. I don't think this is any different than that. You could be asked to show your proof of funds and income at any point while extending 180 days or re entering. Also small airports are sometimes unaware of major policies, when I first entered on DTV in chiang mai a month back, they asked me to fill forms, declaration, cash I had all over again and I wasn't prepared for it. Not just me there were 3-4 other people on same visa were asked the same. So, it's safe to say, it's good to have it but again this is not set in stone East and many things are said-unsaid. You do you but be aware of the risks. I also know people who work illegally here on tourist/ dtv and other visas and have been for years and no issues whatsoever. Another friend was pulled over for not having IDP which rarely happens and more so coz she looks thai but not thai. So always be aware, it hasn't happened but it can happen and happens more often when you aren't expecting it ;)
Ray *****
Anonymous participant 860 you are only showing how little you understand
Anonymous ******************
@Ray ****
I never said I know it all but just my understanding. Also what did I miss!?
Ray *****
Anonymous participant 860 retirement and DTV holding of funds is completely different requirements. DTV has no requirement. You will be asked if you extend and currently no one has been asked when border bouncing. Smaller airport immigration are fully up to date with requirements
Anonymous ******************
@Ray ****
also the smaller airports might know but still as I said the exp varies when you are entering via Bkk or Cnx. There wasn't supposed to be an interview and show of proof in cnx yet they did ask me.
Anonymous ******************
@Ray ****
I mentioned clearly that immigration hasn't put a set rule but it can the moment they realise they issued so many DTV visas and 500k is barely enough to maintain yourself here for a year or two and people are scavenging local work, so the next time you enter there might be a new rule. This is asia, I'm aisan, and I know how policies work in Asian countries. So all it tells me is how little you really understand Asia and Thailand. Be nice, responsible and respectful and better keep other sources of income alive and coming while you are here. They are flexible but not forgiving for offenders. 🙏😊
Anonymous ******************
I keep my DTV amount separate in my Schwab Savings account.. You can spend and use any or all of it, but I'd be sure to have the full amount back in my chosen bank account for leaving and coming back in at the 6th month mark, as they don't normally ask to see it, but at their discretion they can ask to see it, and it would be good for you to be able to show them you do still have the whole amount still, should they ever ask, if they ever do..

I've found inconsistentcy is consistent in Thailand, so better to be prepared than not.. ✨
Johan **************
Currently only have to show again if extending at a local immigration office. But rules can always change of course.
Anonymous ******************
If you have it in a High Yield savings account in your home country should be good rate to have in there.
Anonymous ******************
I didnt
DTV_Be*******
Some people say if you go through your local immigration office for the 6 month extension you have to show everything like you’re applying for it all over again

The I/O at any entry point has the right to ask any and everything

Plus you have to understand that policy changes happen at SuperSonic speed in Thailand and a whole new iteration of the policy has to be learned…basically what you knew on Monday is ancient history on Tuesday

Good luck
Nick *******
DTV_Begpacker 😂😂😂😂👍
James ********
@Nick ******
you're a lucky fella to be done with our Mr Anonymous ... or is IT Ms or Mrs.
DTV_Be*******
@James *******
he moves the goal posts every time I give him evidence

I’m glad I’m done with him
Nick *******
@James *******
indeed. I don’t really get it. Of course there are changes, of course some people have issues but I would generally say it has been stable and we should encourage people that are eligible, not try to scare them and put them off
Luit *****************
@Nick ******
Indeed no need to scare people, but informing about differences between a long term visa and DTV is also necessary. Because there are currently no regular checks for visa requirements, that does not mean those requirements do not exist anymore. As long as you comply to all existing requirements, and you accept things as no 5 year drivers license and no bank account and the obligation to leave the country regularly, you can use DTV almost as a long term visa until they might change requirements in a way the loophole of the borderrun does not work anymore. That change I do not see happen anytime soon, but without changing any rule or law, they can intensify checks on current requirements.
DTV_Be*******
@Nick ******
nobody is scaring anyone away

Truth is truth it might hurt you but it’s the truth
Nick *******
DTV_Begpacker you really are a sensitive little ‘champ’ aren’t you! The DTV has been in place for over a year and the conditions have been stable. Yes individuals may have moments where IO interpret different etc but I think people thinking about it need to know it has been generally stable, not changing all the time. Clearly you disagree and that’s fine. Bye bye mr anonymous ‘champ’
James ********
DTV_Be*******
@Nick ******
you have tunnel vision

I said immigration

You moved the goal posts once again to the DTV to save face on your narrative

Im done with you champ
Nick *******
DTV_Begpacker I said fair enough because I agree - but my point is that that is not relevant to the visa rules, it’s about banking.its ok, we can disagree ‘champ’
DTV_Be*******
@Nick ******
its visa related

Prior to that dtv holders could open bank accts then they couldn’t

But I guess you overlooked that
Nick *******
DTV_Begpacker your statement what you knew on Monday is history on Tuesday is nonsense and scaremongering, especially to people that are trying to understand their visa options ahead of a big move. The only example you gave has nothing to do with the OPs question. Even that example isn’t black and white - many people knew opening an account without long term residency was dubious, and using an agent to do it even more so. I’m not aware of any visa specific related rule that has changed overnight. We will have to agree to disagree mr begpacker
Luit *****************
@Nick ******
The 500K funds just is a visa requirement. How it will be enforced can change without changing any law, so it can be done fast.
Nick *******
@Luit ****************
I would suggest it is impossible to change the 500k requirement for people that already have DTV quickly - simply because the only change they could make would be to insist you hold it (like other visas) and they wouldn't be able to check/police it quickly
Luit *****************
@Nick ******
Since nowhere is stated you can lower the amount during the visa validity period, like mentioned at non-o marriage and retirement, the 500K is just the requirement at any time. It only will be checked now at approval and extension time, but it can be checked anytime.
Nick *******
@Luit ****************
my interpretation was always that because they do not specifically state a timescale like retirement etc, it was not a requirement to hold it unless you extend! 😀
Luit *****************
@Nick ******
I asked immigration about this, and they told me it is just a visa requirement and therefore valid during the whole period, and that does make sense.

Nowhere is mentioned it is only a requirement at moment of approval, it is only mentioned how you might supply proof at the moment of approval for this requirement.

And immigration offices have list how you can supply proof at the moment you apply for extension.

Immigration offices cannot add additional requirements officially, they only can specify how they want you to proof you comply to the requirements.

Everybody should understand why this requirement is, and then it would not make sense it is only needed at moment of approval.

It is meant to check DTV holders have financial reserves to pay for unexpected expenses.

That unexpected expenses can occur during the whole 5 years and not even at moment of approval and also not specifically at moment of extension.

The timescale for retirement is because there the requirement is lowered during certain periods, I never really understood why, but it just is.
Nick *******
@Luit ****************
Ok thanks for clarifying. The amount of questions about whether you need to hold it or not shows how unclear it is. Obviously any sensible person would have it anyway. cheers
James ********
@Nick ******
I agree with you. As most everything Thailand does is rarely done overnight.
DTV_Be*******
@Nick ******
ok so tell me

Did the banking change notified over a 2 week - 6 month timeframe

Or was it rolled out super fast

Go on champ you tell me your version of the truth

Plus what you knew on Monday is ancient history on Tuesday is an analogy…but that went completely over your head
Nick *******
DTV_Begpacker give us one example where a change has happened that quickly?
Anonymous ******************
@Nick ******
Tourist exemptions: from total abuse to highly strict entry reviews.

ED visas: from being handed out freely to now facing questions at the border and getting canceled.

DTV extensions: once promised to be easy (by people on this group), now almost impossible.

Bank accounts for DTV holders: once open to everyone, now nearly impossible to open or even keep if you had one under a different visa. DTV applications: from an appointment at the local dentist to a full programme signed by an authorized doctor at an authorized hospital... I've seen a lot these last 10 years. Agree on the "not on an overnight change" but things are changing here.
Andrew *********
@Nick ******
They add requirements all the time. Different Offices just introduce their own rules.
ยุถิกา **************
@Nick ******
changes to acceptance of diplomas on Non-B. Bangkok changed to full legalization only. Two years later. Without any warning. Almost every province switched to the same leaving those with Apostilles (Yes I know Thailand isn't a Hague country but they did accept them), State Seals, and Affidavits of Affirmation, to have to change their documents without warning. Many people risked losing jobs they'd had for 5+ years because the change was not announced.

Thai immigration norms 'can' shift fast, it doesn't always, but it can.
DTV_Be*******
@Nick ******
the bank policy
Nick *******
DTV_Begpacker fair enough, but I meant in relation to visa rules and conditions
DTV_Be*******
@Nick ******
I answered your question now you’re just moving the goal posts
Nick *******
DTV_Begpacker ok mate. Super helpful to the OP that wasn’t asking about banking changes in Thailand. Have a great day with your scaremongering
DTV_Be*******
@Nick ******
how is it scaremongering if it’s the truth

You asked I answered you said fair enough

Banking was tied to visas and then it changed suddenly…so basically what you knew on Monday was ancient history on Tuesday

I guess you have a problem with people telling you the truth champ