Is there really a big issue with DTV visas causing delays in Thailand?

i live here for 3.5 years and the solutions are fairly easy and good:

1. big cost positions like rent you pay via swift transfer. i do with Revolut. usually takes 5mins to transfer. costs me 0.45€ per transaction. plus the probable difference in currency exchange rate. perfect option.

2. utility bills, online shopping, Grab, AIS, etc. i pay with my credit card. for example via the respective apps. Lazada app, etc..

(this means i dont need as much cash for everyday use!)

3. i take 1x 30k baht from the atm for cash payment. cost 350 baht. not too bad compared to Wise transfer cost to a thai account ;)

4. optionaly i top up my truemoney account to use QR payments or transfer to friends, etc…

so, super easy to live without an account :)

The difficulty getting a bank account for legitimate people has reached absurd status. Is there a way to legally agitate for change?

go back to travelers cheques! no charge

money from any bank!

Go to the Pink Bank - GSB (Government Savings Bank). It took three trips but eventually, I was able to open up an account,. With the help of my Thai speaking point person,. She spoke directly with the bank teller and we navigated the process. A lot more documentation was required. Also as a non Thai national, I am not eligible for online banking but there are no transaction fees at the ATM. Hope this helps.

Use debit cards that reimburse or have no ATM fees & have no foreign transaction fees: Charles Schwab, Fidelity CMA, and Betterment. You could also use TrueMoney wallet app for QR scan payments. To unlock the full features via kyc, which allows you to make small merchant payments, apply for a Thai drivers license. You can obtain one using your foreign drivers license accompanied by an international drivers permit from AAA.

bite the apple, withdraw the maximum of 30,000 THB at a yellow ATM (Krungsri Bank) but make sure your credit card provider's daily limit is covered. The 350 Baht ATM fee are secondary, because with a VISA or MASTER credit card, the exchange rate is actually VERY GOOD as long as your card provider does not charge hidden provisions. The exchange rate at a Thai ATM is only marginally lower than exchanging cash at Superrich. . . . . . . calm down, these small expenses are the price to pay for living in a country where everything costs much less than half the price you would pay in your home country

Revolut

Why do people have a problem opening a Thai bank account ? We never had a problem 🤔

Who said you can't have a bank account ?

I am just wondering, why would you not be able to open a bank account if you have a five-year visa?

Ask AI you will be surprised

Wise simply the best. But not a Wise Thailand account only use a Wise card and account from youre home country.

You can use Remitly to send money to yourself at SCB. Oick up as cash in any branch with your passport. Cash available quickly. I used it to replace Wise which was so inconsistent on delivery times

Wells Fargo premier account free atm withdrawals

Chase Sapphire account. I can pull 30,000 baht per day. No fees. The atm 250 baht is reimbursed!

You can use some wallets where you can scan usdt converts it to Thai badt that's only way I know how to do without having Thai bank or true money.

Why am I the only person that never had a hard time being multiple bank accounts? Maybe because I'm not to cheap to pay a agent to do everything for me? They really are convenient, especially when you have the best! Our friendship goes both ways. I've done a lot for her and her family too.

Pretty much everyone can get a non imm visa, even if you then got a DTV.

Got back from Thailand used wise through out my stay of 88 days added £50 into my wise account where it’s sat pending wise response routine investigation no time scale or expediency I’ve lost faith in the reliability of this product

Moreta pay is quite useful as it allows you to scan pay via a mobile wallet. It used to be much better but they removed the ability to pay individual people so now it's just business account which can be paid.

I’ve never paid an ATM fee anywhere in the world. There are several options to avoid these fees.

To get a bank account be patient. K Bank is popular.

DTV is a tourist Visa

That is why

So, on this topic: which of the QR apps is better?

TagThai or True Money?

Or do you need both?

Use wise

Why can't you have a bank acct?

I use my CC for like literally 90% of my spending here.

WISE 🤓

I have Charles shwab for ATM(refunded fees every month) Moreta Pay and Wise for scan to pay. Been here a year and never needed an account once.

Besides the advice already given, you can also bring cash in.

You can bring an unlimited declared amount. Or a limited amount (like € in case of Eurozone) if not declared. Gives you the best rate anyway.

Even if you have a Thai bank account this is a very good option.