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Unanswered2 months ago

Can you open a bank account in Thailand with a Digital Nomad Visa (DTV)?

Peter ********
asked Aug 18, 2026
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Does anyone know how to open a bank account with the DTV? Is it possible?
Summary so far
The general consensus among comments is that opening a bank account with a Digital Nomad Visa (DTV) is extremely difficult and often not possible. Several users shared experiences indicating that banks typically require a long-term visa for account creation. While some anecdotal instances suggest that it might be possible under specific circumstances, such as property ownership or through unconventional means, this is not the norm. Many commenters emphasize the importance of seeking alternative solutions like using mobile payment apps (e.g., Wise or local options) instead of traditional banking.
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Manuel **********
Manuel **********
Not possible
James ********
James ********
NOT 🚫❌ possible. As has been reported on this forum hundreds of times.
Ian **********
Ian **********
it is easy, just not in Thailand :D
William ********
William ********
It’s definitely possible, but you have to find a branch willing to open it for you
Dave **********
Dave **********
Some banks might let you.. if you have a long term ie. A long leasehold agreement or something similar.
Anonymous ******************
Anonymous ******************
It’s not inherently possible, but if you do the leg work and you look around, you might find something. I’ve never heard of anyone getting good advice but I have heard anecdotal evidence of people just rocking up to random banks and somehow getting it done. 
Sergey *********
Sergey *********
Bring in a lot of money. Know the manager. Everything as usual.
James *******
James *******
Yeah that's fine.
Phil ******
Phil ******
Nope you can̈t
James ************
James ************
What if you already have a Thai bank and switch to a DTV?
Michael ********
Michael ********
I also have a DTV visa and I found a way to “scan and pay” like I have a bank account by using KBank. They have a “pay and tour” prepaid visa. To use it get the Tag Thai app and it’s called easy pay.

For big purchases and rent I use the WISE app.

Good luck 😊🇹🇭

Between those two things you don’t really need a bank account.
Kurt *************
Kurt *************
Possible but almost impossible, and no guarantee you have it more then a couple of days
Syed *****************
Syed *****************
No , you must take informations from RYE
Remote*******
Remote*******
No
BraveO******
BraveO******
Get married
ChiangMaiR***********
ChiangMaiR***********
Not possible even with a resident certificate.
Tong *******
Tong *******
Impossible
Anonymous ******************
Anonymous ******************
All you can do is try.

I opened one when I was there on visa exempt entry in December 2023. Everyone said it was impossible back then too. I tried a few banks all around Chiang Mai. I got refused quite a few times. A bank manager told me they are not legally allowed to. Then I tried one bank at Central Airport mall and to my surprise they told me yes no problem!

I just needed to bring a Thai drivers licence, certificate of residence, and two forms of my foreign ID.

I still have the bank account and never had any issues with it.

Things might have gotten more strict since then... but like I said, people were the same thing they're saying now, that it's impossible and don't even bother trying... Just thought I would offer my experience since many people saying it's impossible probably haven't even tried.
Colin **********
Colin **********
Anonymous participant 775 the changes for immigration and banking rules started from the 1st quarter of 2025, Bankok bank were most severe because they had a fraud going including thier own staff.

The biggest hurdle was the Bank of Thailand told the banks they should know thier customers and only give accounts to long term residence,

The banks generally used the visa system as one way of enforcement. Bangkok bank closed many accounts and banking apps at this time.

Other banks allowed people to keep thier accounts even on DTV but without cards and apps,so its a mixed picture.
Anonymous ******************
Anonymous ******************
Yes.

Yes.
Jake *********
Jake *********
officially: no. Through an agent? Try
Aaron *****
Aaron *****
Do post not require approval anymore?
Oliver **********
Oliver **********
No
Daniel *******
Daniel *******
If it is for transferring money to a Thai bank account, or to pay bills, you could use Wise instead.
James **********
James **********
No you can’t open a account on a DTV visa ,,, even if you use a agent ok yet if you have any banking issues in the future you will have your account locked ,,,,
Peter ********
Peter ********
OP
Thanks for the answers. I now save a lot of time that I can use better.

I dont need more answers 😄
James ********
James ********
@Peter *******
enjoy your next 5 years of the DTV visa.
GivingPer**********
GivingPer**********
Could have saved even more by searching the group
Chris *******
Chris *******
This question again ffs 😱
Oliver *****
Oliver *****
Officially not possible unless you own a condo.

But people get by.

True Money works well for me for pay by scan.
Anonymous ******************
Anonymous ******************
Groundhog Day!
Rob **********
Rob **********
Nearly impossible to open a bank account with a DTV.
panda_of_*********
panda_of_*********
nope it's not a valid long term visa so no opening of bank account.
Artur *********
Artur *********
Will anyone finally write bot to remove those questions?
Daniel *******
Daniel *******
@Artur ********
or to remove rude comments
Peter ********
Peter ********
OP
@Artur ********
i need more "no, not possible" anwers
Skipper **************
Skipper **************
It’s not legal. If you have to make payments like rent, get the wise app.
Slipper*******
Slipper*******
Send it to me, I'll handle it all for you. Thanks 😊
James *******
James *******
Slippery_taint ok. What are your Bank details.
Elías ********
Elías ********
Not possible, and rather, why would you?
GentleHa*********
GentleHa*********
No, it's a tourist visa. Check earlier posts
Daniel *******
Daniel *******
Then why before the dtv visa even existed could people have a bank account and still do after purchasing a villa?
James ********
James ********
@Daniel ******
the bank is not aware of the change of visa to the DTV visa.
Alex *******
Alex *******
that's just how a disfunctional country operates. Keep your money and property overseas and only bring enough to live temporarily.
James ********
James ********
@Alex ******
Wise advice ✅
Daniel *******
Daniel *******
@Alex ******
agree 👍
Ryan ********
Ryan ********
@Daniel ******
It is Thailand, things change. Look at other comments about property ownership
Kool *******
Kool *******
Not possible unless you buy a condo.
Michel *********
Michel *********
@Kool ******
Are you sure that with a DTV visa and as a condo owner you can open a bank account? In my opinion, it's impossible with a DTV visa.
Kool *******
Kool *******
@Michel ********
I know people that have done it in Bangkok
James ********
James ********
@Kool ******
not rumors. Facts as reported by many people on this forum and other forums.
Kool *******
Kool *******
@James *******
have you tried it, or just going by rumors.
James ********
James ********
@Kool ******
The rules have recently changed.
Kool *******
Kool *******
@James *******
within the last year.
James ********
James ********
@Kool ******
recently?
Ben ********
Ben ********
It's only really possible if you own a property I think. I have a friend on a DTV, he has a fully functional bank account (Bangkok Bank), but he has a Thai wife and owns his condo in Chiang Mai. If you want help here, you need to be more specific and share your circumstances etc. Otherwise you will find that everyone who replies will simply say that it is not possible, which pretty much is true
Alessandro **********
Alessandro **********
How about bank account at the name of the kid ? Who's student. Is it possible and allowed to use
PakhaTh*******
PakhaTh*******
No
Colin **********
Colin **********
In theory its possible, in practice its impossible, let me explain.

The bank of Thailand have instructed the Thai banks to only give an account to foreigners who are staying long term in Thailand, most banks now ask for a non o or other long term visa to fulfill that requirement.

What remains open if you can demonstrate another way of showing your a long term residence it might be possible, maybe like ownership of a company or property.

In practice I've never seen anyone trying that route.
โธมัส ************
โธมัส ************
No
Marie-Eve ********
Marie-Eve ********
It is not possible with the DTV.
Za *******
Za *******
Not possible
David ***********
David ***********
Nope 👎
GentleTu********
GentleTu********
No. Stop trying. Pay a fee and have a freeze.

ATM and cash is your friend.
John **********
John **********
It's not possible
Kieran *******
Kieran *******
Pretty much unheard of lately 🤷‍♂️

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