What are the best options for extending my stay in Thailand after giving up my "O" visa?

Sep 6, 2024
4 months ago
John ******
ORIGINAL POSTER
What would be the way to stay in thailand the longest if you gave up your "O" visa? Thinking of gambling with my 800K and cashing out and taking the 10% profit to exchange for the dollar.
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TLDR : Answer Summary
The discussion revolves around options for long-term stays in Thailand after relinquishing an "O" visa. Participants share various methods, including the DTV (Digital Nomad Visa) and using a 60-day Visa on Arrival (VOA), while cautioning against excessive visa runs which could lead to scrutiny from immigration. Financial considerations are also highlighted, such as maintaining the required bank balance for visa extensions or opting for monthly transfers. The recent introduction of the ETA (Electronic Travel Authorization) is mentioned, which will be required for visa-exempt entries starting December 2024, signaling potential complexities in the visa application process.
THAILAND ELECTRONIC TRAVEL AUTHORIZATION (ETA)
Kenny ******************
Use a visa agency service. No need to hsve 800k in the bank.
Jay *******
@Kenny *****************
What does it cost though (per annum) to use an agency (on average)? They've got to make a living but at what cost to the client?
Kenny ******************
@Jay ******
The fee varies. But for your initial application for a 12 month extension based on retirement (the O Visa), you have to convert from your visa-exempt or tourist visa status to that of a 90-day Non-Immigrant Visa. This is the biggest expense and the fee hasn't changed much since I first did this back in 2016. It's about 18k Baht. The Chaing Wattana immigration office is the place where this is processed. So for example: Your visa service agency is in Pattaya. Your total cost (Initially) may be around 36-46k Baht. This includes all fees/costs, including the 5k Baht to open a Bangkok Bank account and for a multiple entry permit. All this is done by walking you through the whole process in one day, morning or afternoon. Your passport is sent from Jomtien Immigration to Chiang Wattana for processing of the Non-O. Then back to Jomtien, where your 12 month extension + 3 months = for total of 15 months extension. At the end of 15 months, you go back to your visa service and the cost will be much less. No need to deposit 5k in Bangkok Bank, no need to convert to a Non-O. Last December, after returning to Thailand (Jomtien) I paid 36k for all. Took about 2 weeks to process. In March, I will go back and apply for a 12 month extension. Cost- 15k Baht. This will include the cost for the multiple entry permit.
Jay *******
@Kenny *****************
Thank you very much for taking the time to provide such a detailed response. Forgive me, if I appear obtuse, but are the above costs inclusive of average agency fees or are they predicated on a do-it-yourself basis? Also, have I read it correctly in that each following year currently stands at around an ongoing 15k payment per annum? Thanks again.
Kenny ******************
@Jay ******
The do-it-yourself costs are the same as were in 2018, when I renewed my O Visa at the Chiang Wattana office. At that time, all was neeed was an affidavit from the U.S. Embassy, in which I stated in writing that my monthly income was more than 65k per/month. I paid 1900 Baht for the 12. But in 2019, the law changed, and affidavits from most embassies were no longer accepted by immigration. Reasoning is I guess is that immigration finally caught onto the fact that embassies (except the German Embassy) do not verify income. I knew some retirees who lied on those affidavits about their true income. So now, for 1900 Baht, plus around 3-4k Baht for the multisple entry, you can do yourself, in person at immigration. But if first time applying for the O visa, you'll still need to pay 18k Baht for the conversion from tourist to Non-immigrant 90-day visa. If you have already transferred 800k Baht from your home country, electronically via international wire transfter into your Thai bank account, then you can do on your own for a mere 1,900 Baht plus 3-4k for the multiple entry permit stamp in your passport. Here is the catch 22 that forced me to go to an agent nowadays. If your application is based on monthly income, you will have to present to immigration 12 consecutive Thai bank statements, showing that you have had deposited by international wire trasnfer at least 65k Baht each month. Well, for first time applicants, you don't even have a Thai bank account. In my case, I had an account, but I didn't want to wait in Cambodia or Philippines for 12 months, while I had my pensions going into a my Thai bank account. Rather awkward. That is why, in 2019, I decided not to pursue a Thai extension based on retirement. I could have gone to an agency, but I decided to move to the Philippines at the time. The way this is set up I believe is a major reason most expats have to use an agency. Using an agency brings in more revenue for immigration district offices, that is, unofffdical money that isnt' included in the official accounting books for general revenue record keeping. Baht. The high demand for extensions here in Thailand allows for such policy. People are more willing to pay a higher fee to stay in Thaialand. If the demand wasn't so high, visa agencies would be out of business, and immigration officials would have to live within their government salaries.
Jay *******
Thanks again for all the information. Currently I and my Thai lady live in the UK and have been together for over twenty years. We visit quite frequently and I opened a Thai bank account just under ten years ago but, due to work and other commitments I haven't had chance to visit Thailand for the past few years. We are now here for three months or so (I'm since retired, technically although still keep a toe in the workplace waters). A couple of months ago I transferred a million baht into her Thai account as I had lost track of my online protocols in respect of my own Thai account. We went to the bank last week (same bank) to transfer that million into my account. The cashier informed me my account had "lapsed" through lack of use (relatively low funds had disappeared into the aether) and that I could no longer access it. Also told us I cannot open a new account without a long-term visa and residence certificate. So now I have a million stuck in my lady's account although we could just take the cash out, I suppose. I could transfer another million from the UK into a new account (if I had a new account). Infuriating to know that an agent could do it for me, if I were next to penniless, yet I cannot seem to do it although I'm not. Bureaucracy drives me insane, as "let's take something simple and make it difficult" seems to be the maxim of bureaucrats and snivel-servants.
Brandon ************
@Jay ******
anywhere from 12-30,000 baht
Stephen *******************
I am assuming your retirement age if so Visa Agents can get you a renewal for around 12k baht and your good for a year ago

No proof of funds required
Jimmy *********
Got to LAUGH AT all the Thai visa experts here. Get real...60 day visa available and unlimited...
John ******
ORIGINAL POSTER
Maybe but if all you had to do was to leave and come back in the next day everyone would be taking out their 800K. They already figured out that we could make 5% on our 800K so that in my opinion is why they raised the bogus agent fee from $500US to $1500 US, thieves that they are.
Nongnuch ********
One word to the intention of introducing a mandatory ETA requirement for everybody who wants to enter Thailand visa exempt. For EACH entry you will need a NEW ETA. That's the plan at the moment. The ETA process will start in December 2024 as a "pilot project" and is expected to be fully integrated by June 2025.

The citizens of the 93 countries that are allowed to enter without a visa MUST apply for the ETA by the online e-visa system before entering the country.

For all other travel purposes, you can apply for a specific visa category, then you do not need the ETA. The ETA will only be needed by those who want to enter without a visa

So, it is basically a 60-day entry permit that has to be applied for online - through the back door, before you are able to enter Thailand visa-exempt

What I am wondering is the fact that whoever applies for the ETA will have their stamp or entry history examined. Whether previous multiple visa-free entries will lead to the ETA being rejected remains to be seen

If you apply for a 60-day single entry or a 6-month multi-entry tourist visa, you do not need an ETA. Because in this case you have already provided all your mandatory information to the embassy/consulate processing the e-visa application
Brandon ************
@Nongnuch *******
I think it depends on who actually runs the program. If it's the consulates, immigration doesn't share their data with the MFA so they have no way to scrutinize your history.

If it's run by immigration then they definitely can and likely will.
Nongnuch ********
@Brandon ***********
They will use the online E-visa system for the applications to the ETA. So it will be run by the MfA
Brandon ************
@Nongnuch *******
Just because they are using the same portal absolutely does not mean that the MFA will run it. It might just have an entry link that ask you if you are applying for E-Visa or ETA. Because if they let the consulates process the ETA it will never work, people can't wait 15 days for an ETA. It will need to be processed centrally in Bangkok which the current e-visa portal cannot support.

So that still leaves the question open of who will be processing the ETA applications. And what happens if you are in a country that doesn't have e-visa but you need to apply for an ETA? The current e-visa system cannot handle the ETA system.
Nongnuch ********
@Brandon ***********
well spotted šŸ™‚
Bob ********
Given that Thailand is moving to E registration prior to entry as announced in the last week, it's sticking out that they will also be looking at misuse of various visas or visa free, so that some travellers will have red flags before they hop off the plane.
Nongnuch ********
@Bob *******
Just one word to the intention of introducing a mandatory ETA requirement for everybody who wants to enter Thailand visa exempt. For EACH entry you will need a NEW ETA. That's the plan at the moment.

The ETA process will start in December 2024 as a "pilot project" and is expected to be fully integrated by June 2025.

The citizens of the 93 countries that are allowed to enter without a visa MUST apply for the ETA by the online e-visa system before entering the country.

For all other travel purposes, you can apply for a specific visa category, then you do not need the ETA. The ETA will only be needed by those who want to enter without a visa

So, it is basically a 60-day entry permit that has to be applied for online - through the back door, before you are able to enter Thailand visa-exempt

What I am wondering is the fact that whoever applies for the ETA will have their stamp or entry history examined. Whether previous multiple visa-free entries will lead to the ETA being rejected remains to be seen

If you apply for a 60-day single entry or a 6-month multi-entry tourist visa, you do not need an ETA. Because in this case you have already provided all your mandatory information to the embassy/consulate processing the e-visa application
Bob ********
It's really no difference to getting into Singapore, My wife and I have used their app on several occasions,
Christopher *************
DtV will need 500k permanent in account soon yoh will see
Ivan ************
@Chris******
only if you want to extend in Thailand. You don't need to show anything for re-entries, it's a five year multi entry visa with unlimited entries for the five years and once you've got it, you've got it for five years. It's not like a retirement extension where you have to justify yourself every year, it's five years.
Christopher *************
@Ivan ***********
time will tell as everything is subject to change
Ivan ************
@Chris******
yes, next time you need to extend with immigration, which can be 5 years away in this case as it's a multi entry 5 year visa and you don't have to extend in Thailand at all if you leave every 180 days.
Andy ************
Why aren't you using the 65k per month transfer method? No point in tying up 800k for the rest of your life
John ******
ORIGINAL POSTER
You do know one could be a millionare but not have 65K a month in income, right?
Andy ************
@John *****
Doesn't have to be "income" right? Can come from savings, investments etc right
John ******
ORIGINAL POSTER
Not sure how it works at present. Something to look at again though, thanks. Can you keep funneling the 65k in and out each month or do you have to park a certain amount of it?
Bart **************
@John *****
you can transfer it back but there would then be nothing to live off. Normally you'd be spending the money you send. 65k isn't all that much.
Andy ************
@John *****
Of course you can recycle it, but I'm struggling to understand what money do you actually live on? You'd have to be bringing some money in surely? I go through about 70-75k baht per month, so it suits me to transfer 75k or 80k and that covers my living expenses and satisfies immigration.
Graham ******
@John *****
Yes the 65k can be recycled because as soon as it's received it can be withdrawn or forwarded on/back
John ******
ORIGINAL POSTER
btw it's 2 months before and 3 months after for the 800k still right?
Graham ******
Yes, for a "retirement" Extension of Stay then a minimum of 400K for the rest of the year (and back to 800k 2 months before if using the same method the following year)
Graham ******
@John *****
Yes, for an Extension of Stay
David ***********
Just be aware. Much as you may use the 60 day entry as often as you like in theory, it is possible Immigration will stop you after a number of trips. My 60 day entry was on the page opposite my expired 12 month visa. They could see I wasn't a "tourist" and warned not to do it too often or face denial. Just something to be aware of.
Mike ********
@David **********
yes they gave me a hard time in July telling me I have to get a retirement Visa
Richard ******
@David **********
I was out of the country for five months and was told the next time I enter Suvarnabhumi I better have a visa.
John ******
ORIGINAL POSTER
Yeah, I'm jut playing with numbers here. i have an "O' visa. The Thai baht is killing the dollar. Right now 800K is worth
*****
. You would be up over 10% ($2383US) vs when the baht was recently at 37/dollar. I'm just seeing how to play the game that makes sense if any to cash out and either take the gain or maybe just cash out 400K and re enter the 400K.
Ralph *******
@John *****
If you cash out and convert to $, you canā€™t make a profit if you re-enter the 400k because you are buying baht at a higher price.
John ******
ORIGINAL POSTER
I will if the dollar goes back up. That is the gamble. Not sure why it is taking such a hit against the baht anyway. Strange.
Joseph ****
@John *****
Interest rates cuts are coming in the US. The dollar already peaked for the foreseeable future, all other things being equal. If the Thai economy abslutely crashes or something even more dramatic than the two wars already underway happens, all bets are off, though.
Marky *******
We just use 60 day VOA and have weekends in Bali.. not rocket science
Thaimer ******
@Marky ******
thereā€™s no such thing as 60 days VOA
Andy ************
@Marky ******
Don't even need a VOA. Most countries now get a free 60-day stamp. No visa required
Jan ******************
@Marky ******
VOA is for 15 days and cost 2000 baht. You arrive on a 60 days visa exemption without any visa, but I understood, itā€™s not rocket science.šŸ˜‰
John ******
ORIGINAL POSTER
That is what I thought thanks.
John ******
ORIGINAL POSTER
It's 60 bucks now to enter Thailand for a 60 day visa? So doing it every 60 days would not be worth it. I thought they waived visa fees recently to attract more tourists.
Graeme ******
@John *****
thailand increased its visa exemption from 30 days to 60days in July, this is not a visa. As a USA citizen you can use the 60 day visa exemption it costs nothing and then if you want to stay an extra 30days you can if you get the extension for 1900 baht.
John ******
ORIGINAL POSTER
@Graeme *****
Yeah, I get that. What I am not sure of is if you can get away with doing it every 60 days.
Graeme ******
@John *****
you can until the guy who stamps you in doesn't let you any longer. There is no official limit although I am sure if it looked like you were trying to live in thailand on visa exempt then you would be pulled aside and spoken to
Graham ******
@John *****
You can until you can't which won't be very long especially in your case coming off a Non-O extension which tells Immigration you live in Thailand
John ******
ORIGINAL POSTER
So you are actually not living here. I still want to live here as my base. Just trying to figure how to best play the game if you will. Looking at options. Right now if I cashesd out the 800K if up over 10% when the baht was 37/dollar so even if I had to pay the 1500 to the sharks I'm still up and have all my money to spend on happy ending massages. lol But the dollar recovers I may be screwing myself.
John ******
ORIGINAL POSTER
@Graham *****
Well, if I decided to move out of thailand and travel I don't see the problem but if kept the guesthouse I guess they could figure it out.
Brandon ************
@John *****
You talk about traveling around SE Asia but you completely disregarded my suggestion of the DTV which lasts for 5 years for only 10,000 baht, and you get 180 days every time you enter Thailand. But you are entertaining the suggestion of people telling you to try and abuse the visa exempt program and leaving and returning every 60 days? Makes no sense.
Jan ******************
@John *****
60 days Visa exemption is free, 30 days extension is 1900 baht.
John ******
ORIGINAL POSTER
@Jan *****************
So you could get away with leavng for one day and come back in multiple times during the year? Marky is correct then?
Jan ******************
@John *****
Yes, but no one can tell how many times you can do it this way as everything is in the discretion of the IO youā€™re standing in front of. At one point youā€™ll be pulled aside and told to get a proper visa.
Marky *******
@Jan *****************
I've been in and out 9 times in 2 years.. no one at immigration cares .. I have Australian passport tho
Bart **************
@Marky ******
and for completeness sake, because a serious question was asked and a serious answer is owed (I wouldn't help you if you were the one asking but that is someone else).

The advice that you provided is wrong. Using visa exemption does not provide you the longest time in Thailand. Amongst all the things you could do, this one gives you the shortest. But that makes sense right, an arrangement for tourists. If only you had any common sense šŸ’
Marky *******
@Bart *************
are u bored? Go have a beer šŸŗ
Jan ******************
@Marky ******
It depends also how long time you stay in total on each stay. If you maximise two visa exemptions in a row and stay for 180 days, you might get a way with a third buy at one point it also becomes a gamble.
Marky *******
@Jan *****************
well I just did it .. and asked about renewals flying to Bali.. last week. U must be special if u don't understand
Bart **************
@Marky ******
I'm afraid for you that the guy you're talking to knows perfectly well what he's talking about. You on the other hand have no clue. Yet you're the one using "no rocket science" first. Dunning Kruger at its finest šŸ¤Ÿ
John ******
ORIGINAL POSTER
@Bart *************
Right. Not rocket science but still math. lol
Jan ******************
@Marky ******
As said, I understand, but itā€™s not VOA.
John ******
ORIGINAL POSTER
So you can go in and out every 60 days?
Marky *******
David ***********
AS Jan says, you can be stopped from living long term on these 60 day entries
Jan ******************
@John *****
if you are a citizen among the 93 countries entitled to visa exemption, you can enter on a 60 days visa exemption, do a 30 days local extension, leave and re-enter on another visa exemption, but you canā€™t live in Thailand on this basis.

If you want to stay for two years you can apply for a one year Non O-A visa at home with income or funds on the same financial conditions as a regular Non O, but you donā€™t need to prove any funds in Thailand.
Marky *******
John ******
ORIGINAL POSTER
I am already living in Thailand.
Jan ******************
@John *****
If you have income/pension and can meet the required 65K baht a month you can switch to the income method and free the 800K baht you have in your bank.
John ******
ORIGINAL POSTER
Of course those travel expenses add up. I'm trying to figure out if it is worth it to cash out. Used to be you could buy a visa for 500 bucks but now it is 1500. I guess imm figured out you could get 5-6% on your money with a Cd. Never figured them to be that smart.
Bob **********
@John *****
what kind of visa are you paying $1500 for??
Brandon ************
DTV visa
John ******
ORIGINAL POSTER
Which does what and costs how much? thanks
Brandon ************
Gives you 180 days in Thailand every time you enter for 5 years.
John ******
ORIGINAL POSTER
I'll google it. But I'm talking about being able to stay a year.
Nongnuch ********
@John *****
the DTV lets you stay for 5 years. It costs a fee of 10.000 THB (some embassies take 400.- USD or 350.- Euros). You only have to exit and re-enter every 180 days
John ******
ORIGINAL POSTER
@Nongnuch *******
Not sure why anyone would go that route when you can pay 1900 baht a year and stay year round. Anyway, that does not address the question I posted.
Nongnuch ********
@John *****
I do this every year since 17 years - pay 1900.- THB and apply for the next Extension of stay based on retirement. However this needs 800.000.- THB in my Thai bank account
Terry ********
@Nongnuch *******
you donā€™t have to exit every 180 days. You can extend for another 180 days making it 1 year in-country.
Brandon ************
@John *****
they you don't have any other options unless you want to buy the elite visa for 900,000 baht. You're good up the visa the lets you stay for a year. That's your choice. Then you have to make do with less simple options
Ron ******
@Brandon ***********
This electronic travel authorisation (ETA) they are talking about introducing might change things a bit for people who rely on visa exempt entry?
Henrik *****
@Ron *****
Donā€™t listen to rumors.

Of no importance until woted through Parlament, and posted in Royal Gazette.
Brandon ************
@Ron *****
too early to tell. There have been hundreds of proposals that were never heard about again after they were reported. There's still no details or indication if it will actually happen.
Graham ******
@John *****
180 days plus 180 days extension is 360 days
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