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Is obtaining a retirement visa in Thailand difficult?

Apr 7, 2025
7 days ago
Brian ********
ORIGINAL POSTER
Is it difficult to get a retirement visa?
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TLDR : Answer Summary
The difficulty of obtaining a retirement visa in Thailand varies based on individual circumstances. Many commenters suggest that having the required funds (either an income or 800,000 baht in a Thai bank) simplifies the process significantly. Some find it straightforward if they meet the criteria, while others mention challenges, especially if they do not have sufficient funds. There are also suggestions to use agents, which can expedite the process, though this may incur additional costs.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Martin *********
No
Jo **********
no
Bill *********
Easier than I thought... just get an agent to handle it all and it'll be done in under a day.
Bo ******
Not at all, make sure you have 800,000k in your Thai bank account for couple months and you are hooked. Simple
Monn *********
When you are 30 years, yes
Roland **********
No it is not, if you meet the requirements✈️🇹🇭
Jonathan ******
Call Thai visa Centre simple had mine in three days
*****
bht=$1500. Check out there reviews.
Nongnuch ********
@Jonathan *****
Thai Visa Centre is advertising the first 15 months for 37,000 THB
Mike *********
Do couples have to file for 2 visas or does a single visa cover a spouse?
Robert ********
F
Greg *********
Not difficult, but they don’t make it easy, either.
Russ ********
It is if you don't have $25,000 in cash you don't need.
Hans *************
I feel that it will be not easy for you... that's why you asking in facebook... but we don't know about you...
Michael ********
Not if you fulfill all the requirements
Todd *********
Dead easy. Prove income or 800k in bank. Or use an agent
Randy *******
Not easy..but if you have over 800,000 baht in the bank helps.

If not. Costs 60,000 baht to get it through agents.
Wannikea *********
@Randy ******
60k baht!? somebody got taken to the cleaners, it's 12-20k baht depending on what agent and city.
Randy *******
And don't even think about working here.

If a thai hires a foreigner he has to hire 4 thai locals.

Can't even volunteer.

Only inside a temple.

If the temple needs paint on the outside you can't do it. Lol

Crazy rules here.
Bill *********
@Randy ******
I sure don't want to work here or anywhere...I'm retired!
Bobby *********
@Randy ******
a whole lot earlier with a agent what I did
Randy *******
Yes. There are dozens of agencies out there. They all charge different fees. I was quoted 58,000 baht. And I would have had to go to Bangkok from Pattaya to open a bank account at a bank they send you too.
Nongnuch ********
@Randy ******
you pay too much. You can get it in Pattaya for 32,000 THB
Bobby *********
@Nongnuch *******
yes you can
Randy *******
@Bobby ********
I never got it. Just a quote.
Randy *******
I don't think so. The 60,000 baht is the fee paid to an agency to vouch for the 800,000. I think they deposit it for few hrs on your behalf

for you.

Or however they do it.
Nongnuch ********
@Randy ******
your 60,000 THB quotation is much to high. There are agents who do your first 15 months, without you having to show own funds, for 32,000 THB up to 37,000 THB. They even openly advertise in Facebook. You might have missed their adverts
Doug *******
@Nongnuch *******
I am always grateful to read your informative comments. But I’ve inquired with about eight separate agencies and the lowest I’ve found for non O retirement visa (extended stay actually) with multiple entry is about 38,000 THB. And I’m concerned this price might go up very soon?
Nongnuch ********
@Doug ******
well I don't have a crystal ball and can foresee the future pricing structure. 38,000 THB is already the top of the price list for the first 15 months without having to show own funds. Like I said, "Thai Visa Centre" quotes 37,000 THB for this service including a multi re-entry permit for the Extension. And it already includes opening a Thai bank account for you, which has been made more difficult for people on touristic entries, since February this year.
Doug *******
@Nongnuch *******
I did inquire with Thai Visa and was told they can’t help because I don’t live in Pattaya. Their exact reply:

“No, not possible. You didn’t mention that you don’t live here.”
Nongnuch ********
@Doug ******
they got their "connections" in Pattaya only, so if you ask them for their service, you need to live or reside in the Chonburi province.A short term rental there would do the trick. On the contrary, sometimes agents let your visa and extensions being stamped from an Immigration that is OUTSIDE from the area where you live. This would mean you would have a real problem trying to get a service from another Immigration than the one the agent used
Doug *******
@Nongnuch *******
Thanks to advice from you weeks ago I did ask about renting in Pattaya and they said six months minimum. Quite an expense for a lowly songwriter.
Nongnuch ********
@Doug ******
you can rent one month in a guesthouse or cheap hotel for something like 250-300 US Dollar, and they will do the TM30 registration. With this you can get the agent's service
Randy *******
@Nong****
Kamdeee me too. Lol
Doug *******
@Nongnuch *******
You are always very helpful thanks.
Nongnuch ********
@Randy ******
you can get the first 15 months without proof of own funds for less. Last advertisement I saw was quoted 37,000 THB , muli re-entry permit included for the extension. However - this is not legal. It means bribing the Immigration, and once you are inside the agent hamster wheel , it is difficult to break out of it
Brian ********
ORIGINAL POSTER
@Randy ******
$
*****
or proof of $2500 a month income right?
Anna *********
@Brian *******
no you need 800k baht in a personal bank account for the initial yearly extension and then you can deposit 65k baht per month every month for second and ongoing yearly extension
Nongnuch ********
@Brian *******
wrong. He meant the amount of a 60,000 Thai Baht agent fee needed to bribe an agent to get the Retirement Visa and the 1.year Extension for you, without you having to show own funds. The agent fronts the 800,000 in your otherwise empty Thai bank account. . . . . This is not fully legal but a common practise among expats who live on a small budget or those who prefer to leave the 800,000 THB in their home bank accounts earning interest. Ido NOT recommend it!
Bent *************
If you are not old enough — yes!
Brian ********
ORIGINAL POSTER
@Bent ************
I am 50 and have NYPD retirement
Bent *************
@Brian *******
50+ you can
Bent *************
@Brian *******
old enough to
Willem ****
No.
Graham ******
From your home country or in Thailand?
Nongnuch ********
@Greg ********
the O/A visa is commonly called "Longstay Visa". Was showing you the proof not enough? 🤣 You should call the Royal Thai Embassy in Washington D.C. and tell them they are naming the O/A visa wrongly Let's hear what they say
Nongnuch ********
@Greg ********
I know all this and more! You don't need to lecture me. The topic was about the Non-Imm-O Retirement Visa, and NOT about the Non-Imm-O/A Longstay Visa, not about the Non-Imm-O/X and not about the LTR. If the OP had asked for speicific details, I could have explained them singlehandedly - I got all my text templates ready for that
Nongnuch ********
@Greg ********
I did all that within 90 days, at ease. 90 days are plenty of time if you got your ducks in a row. Many people open a bank account during previous holidays so they don't have to include that as the part of the process for the application to the 1-year extended stay permit. Myself 17 years ago, I entered on a single entry Non-Imm-O visa, opened a bank account with the SCB bank, transferred the required minimum 800,000 THB onto it, and 17 days before the 90 daysstay permit expired, applied for the "1-year Extension of Stay Permit" on Immigration. I was living in a friend's house who had me registered TM30 properly. If you know the different steps need to take, it is a walk in the park, costs 1900 THB fee and on the day you get the Extension stamp issued, you buy a re-entry permit for 1000 THB which will ensure that you can exit and re-enter at least one time while keeping the extension active. Since 17 years, I only stay in Thailand for 6 months in a one year period, so I only need a good health insurance for these 6 months abroad, and not for the full year.
Chang ******
@Nongnuch *******
17 years ago it was so easy to open the bank account in Thailand, at every bank, but as you know not now
Nongnuch ********
@Chang *****
I know. On a Tourist Visa, I was rejected by four banks after running around in Hua Hin. Then I went to the SCB branch with the landlady of the premises where I lived. She was a standing customer of the SCB Hua Hin branch, and I managed to get a bank account opened. I even didn't have my own Thai mobile number - she gave them hers! Before my next trip to Thailand, I got myself a 90-days Non-Imm-O Retirement visa, entered Thailand, transferred 900,000 THB from my German bank account to my SCB account, and 2 months later applied for the 1-year Extension of Stay Permit based on retirement. I had just turned 50 years old 4 months before. I keep getting my next 1-year Extension since 17 years
Nongnuch ********
@Greg ********
. . and THIS is the correct wording for the Non-Imm-O/A Longstay Visa, by the Royal Thai Embassy Washington DC . . . you can get the O/A visa if you are retired AND/OR over 50, but it strictly is NOT called "retirement visa". And all extensions are NOT visas, they are "stay permits"
Nongnuch ********
@Greg ********
Wrong. Sorry, you are mixing up the visa categories. THIS is the RETIREMENT Non-Imm-O Visa as quoted by the Royal Thai Embassy Washington DC
Nongnuch ********
@Greg ********
the O/A visa is not for retirement, it is called a "longstay" visa. You need a mandatory health insurance, and when you change from the visa to the extension, you will have to sign up with a private Thai health insurance company and need 800,000 THB in a Thai bank account. If you had started on a Non-O visa, you would keep the freedom of choice of your health insurance, because on a O-visa, it is not mandatory
Brian ********
ORIGINAL POSTER
@Graham *****
from US to Thailand
Graham ******
@Brian *******
Check the consulate website that serves the state you are applying for, it's then an online application
************************
Bobby *********
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