@James ******
When you are able to retire before you are 50, then Elite visa will be the better choice.
DTV means you still have to work or do soft power activity.
I know there are people here that think that the visa can be used without any obligation after thier soft power training ends, but allthough it is not checked at entry of the country, immigration states it still is a visa requirement.
That means at any moment they think it is necessary they can start checking.
As retiree, not working non-o-retirrement and if not 50 elite are much better choices.