@Kieran ******
what nonsense reply? The government don’t want people rigging the system. Do you have the 500,000 as your own? If you don’t, you shouldn’t apply as you’re not eligible.
I’ve interviewed the government people who have approved this visa, they are sick of people trying to apply when they are not passing the required checks. Longer checks of the money are required, at least a month. Just save it up, then apply. Do not borrow it