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Can I use a loan to save money for a DTV Visa in Thailand?

DTV Visa Visa Requirements Financial Proof for Visa Funds Source for Visa Thailand Visa Regulations

Dec 26, 2025

4 months ago

Anonymous *************

ORIGINAL POSTER

When saving money for a DTV Visa, does it all have to be earned income? Or can you get a loan?

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TLDR : Answer Summary

When applying for a DTV visa in Thailand, the funds need to be available in your bank account, and the source of the money is generally considered irrelevant. Although it's recommended to have at least 500,000 THB in savings for 3-6 months prior to the application, some applicants have successfully used funds deposited more recently. A loan can be considered as part of your financial proof, but showing a regular income may help strengthen your application. Additionally, providing a sponsor letter is an option if needed.

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Anonymous ******************

I got a loan a month before doing my application and I’m sure they saw in my bank statements that I had a loan. I also proved I had a regular income

4 months ago

Kevin *********

😂

4 months ago

Jari **********

Take out a loan from your home country and flee to Thailand and forget about the back payments? 😄

4 months ago

Tapan ********

I was asked to explain the source of income and employment proof. While my initial application had those details available, I just prepared another cover letter and attached the same documents again. Eventually got approved.

4 months ago

John *********

You don’t need to explain the source of monies just that you have the min 500,000 THB or equivalent currency in a savings account, preferably for 3-6 months but some have got away we deposit showing over recent weeks, depends on Embassy.

Just keep your application brief, accurate and factual, no waffle. Upload compressed documents in pdf files, I used IlovePDF.

Always upload every page of your passport , again compress into 1 file.

Workcation is the best option, they are starting to scrutinize soft options, so a 3 month or even a 6 month course, could mean you only get a 6 month METV, not a DTV

4 months ago

Robert *******

You can use a sponsor letter

4 months ago

Pete *******

It just needs to be available funds in your bank account. Source is irrelevant.

4 months ago

Andrew ********

@Pete ******

they have been asking for source of income in savings - not checking as of yet

Kevin *********

(NVM)

Pete *******

can you post the link…

4 months ago

Kevin *********

@Pete ******

I guess I can't find it directly. The post I was thinking of, the commenters decided they were were rejected b/c unclear employment contract, not because the income or source of funds were an issue.

4 months ago

Reply to

Kevin *********

Do you need a steady income to qualify for the Thai Digital Nomad Visa (DTV)?

14 comments

4 months ago

Does the 500,000 requirement for a DTV visa in Thailand have to be in a checking account or can it be in savings or investments?

1 comments

5 months ago

Can I transfer $15,000 from stocks to savings for DTV proof of funds?

27 comments

5 months ago