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How long after renewing my retirement visa based on 800,000 THB can I access my funds?
Retirement VisaVisa RenewalBank Balance Requirements800,000 THB RuleFinancial Management for ExpatsThai Immigration Policies
Aug 22, 2025
8 months ago
Paul ******
ORIGINAL POSTERI have just recently renewed my retirement Visa based on the 800,000 how long is it before I can touch that money i have not been asked to show my bank account again
TLDR : Answer Summary
After renewing your retirement visa based on the 800,000 THB requirement, you can access your money after maintaining the balance for 3 months. You must not allow the account to drop below 400,000 THB, and for future visa extensions, the balance should be back to 800,000 THB for at least 2 months prior to applying for the next year.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Bill *********
You can touch it all you want. I use mine for all my daily expenses. The important part is add another
*****
0 as a buffer so you do not let the balance go below *****
0. All good.Tony ********
Best To Leave 800k In Bank, Don't Touch It, Problem Solved...
Andrew ********
You have to show it every year for renewal
Graham ******
@Andrew *******
or switch to the 65k monthly transfer method after year 1Bill *********
@Graham *****
Far easier just to have it set up once and then periodically add cash to keep the balance intact as opposed to wondering if your transfer worked every month of the year.Reply to
Bill *********
Reply
Malcolm *****
Not trying to hijack this post, but how do you move your money (400k or 800k) from one bank to another without breaking your retirement visa?
Michael **********
@Malcolm ****
good question because I want to change banks aswell worried about breaking the visa agreementBrandon ************
@Malcolm ****
for retirement extension you need to wait until at least 3 months after your extension, because the requirement during those 3 months is that your account remains at 800,000.Then after that point, when the requirement is just that you must have 400,000 in your account, you can transfer 400,000 to your new account. Give it a few days to settle, and then transfer the other 400,000 into it. This is so you can show you had at least 400,000 fully settled into an account at all times.
Next year for your extension you will need to get the statements and bank letters for BOTH accounts. But after that you can just do everything with the new account in following years.
Robert **************
@Brandon ***********
and keep copies of the transfer from bank just in caseReply to
Robert **************
Reply
Andrew ********
@Malcolm ****
has to be there to renew visaReply to
Andrew ********
Reply
Charles ********
Pinned to my passport by immigration.
Max *************
@Charles *******
And you look at it on a regular basis? 😎Stuart **********
@Max ************
what a stupid thing to say.Charles ********
Max *************
@Charles *******
So did the first comment 35 min ago.Charles ********
Reply to
Charles ********
Reply
Leon ********
Just keep it there for the whole year. Problem solved. Its little enough.
Chris ************
@Leon *******
over 10 years that 400k invested for 7 months of the year would double. But it’s better to just leave it and let the bank use it.Leon ********
@Chris ***********
if that is sooo important on that small amount, are you sure you should retire in Thailand?Reply to
Leon ********
Reply
Brandon ************
The requirement for an extension based on retirement (not a renewal) is that the account must remain at 800,000 for 3 months after your extension. It must NEVER drop below 400,000. So after 3 months you can touch 400,000 of that money. It must be back at 800,000 for a full 2 months before you apply next year.
Ian *********
@Brandon ***********
what will happen if it goes below 800k within the 3 months after the extension (but not below 400), and is back to 800k 3 months before renewal?Brandon ************
@Ian ********
then your application next year will be denied for failing to meet the requirements of your previous extension. And technically your extension is invalid the moment you stop meeting the requirements so you would technically be on overstay as of that moment. I've never heard of an immigration office actually arresting someone for that overstay but I've definitely seen people report being threatened about it by immigration when told to leave Thailand and get a new visa.Reply to
Brandon ************
Reply
Pierre *********
@Brandon ***********
And if we are married to a Thai woman ?Brandon ************
@Pierre ********
the only requirement for marriage is 400,000 in the account 2 months before you apply. Once you have the extension there is no further requirement until next year where you need 400,000 again in your account 2 months before you apply.Darren *********
@Brandon ***********
as long as the non-o is based on marriage. If someone got one based on retirement but is married they need to match what you originally sai 800k etc. Just being married doesn't change anything, you have to meet and maintain validity for the visa you have.Pierre *********
@Brandon ***********
thanks a lot!Reply to
Pierre *********
Reply
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